[4u.bryan]

Joey,

This is a very common practice of Ellis Crosby. Don't worry at all. They are not allowed to collect money any more. Even the older assignments are taken back from them as they didn't pay the collected money to the original creditors in past.

Go through this forum. You'll find lots of discussion on Ellis Crosby. Just read those posts to acquire some more knowledge on them.

I got the Loan for only 200.00

Contact your loan holder and confirm if Ellis Crosby is authorized to collect your account.

I was (until about 2 weeks ago) phone harrassed by a supposedly attorney from Ellis & Crosby. About 2 months ago, they told me I was going to be sued and would lose everything because of non payment of online/payday loans. Well, I wired $840.00 to them to help settle the debt. Lo & behold, they called again 2 days ago, and when I said I had paid the money, my called had totally forgotten about it. Thats when I became supicious. Yesterday I received a letter from a collections agency in New Jersey, representing the same payday loan company saying I owe the original amount. I will not pay anything to anyone until I have proof they are legit.

[Teleport]

Marilyn Freshour

You have every right to be suspicious. Ted Ellis Crosby & Associates are
currently under investigation for unethical business practicing. They
obviously got you, by saying you'd go to jail if you didn't pay. You
will never go to jail over a debt unless you default on a court order
judgment...which usually you have to go to court over.

In your situation, I would file a complaint with the Florida Attorney
General, the FTC, and the BBB. You may be entitled to participate in the
lawsuit going against Crosby.

Find your receipt that you paid Crosby, and this will be sufficient
proof, for anyone else who gets the old account. Crosby has been tacking
on high fees (calling them court fees), and then reselling the account
to new collection agencies.

It's good that you're protecting yourself. Keep yourself armed and be
prepared for their next move.

Regards-
Mike

Could someone give me the phone number for FSM Groups, I have already made a payment with Ellis Crosby and Associates and need to clear this with ART company.

[ben]

Jarodene

Show FSM the receipt of your payment made to Ellis. FSM will have everything proven after they will see your receipt. Also get your credit report updated. This account should be shown as 'paid'

F S M
P.O. Box 834
Mentor, OH 44060

(800)363-3630

Call FSM as soon as you can. fax them your receipts and they will assist you in clearing the debt. They are quite nice to deal with and in fact , in my experience, they helped me personally and contacted the CA to have me removed from their database. They also mailed paid in full to me. And if Ellis Crosby calls, know this FSM is owned by BMG- and they have ceased ties with EC.

They too have called me at work threatening to take me to jail and say they are attorneys and have filed a suit with my county clerks office. I used to work for a debt collection agency and I know that they were breaking the law with these tactics. I wrote them a letter telling them to stop calling me at work and that I would be more than willing to deal with the original creditor, NOT them. I also filed a complaint with the BBB and with the Attorney General of Florida. I have not heard from them since. FYI, here is what the BBB has to say about them http://www.jacksonville.bbb.org/comm...ompid=24000640

please anyone with fsm payday loan phone number please reply I am in a simular boat and paid ellis crosby now the other company is sending demand letters for the same debt that is paid! help I forgot the fsm number.. thanks



[email removed as per forum rules-Vikas]

[Teleport]

Todd-

Welcome to the forums. The information you need should be in this thread. But it is provided below. Make sure they actually own the account. If you've paid Ellis Crosby & Assocates, and FSM hasn't contacted you, then this may be one of the accounts they reported.

However, since you've had to deal with Ellis, you're still entitled to lodge a complaint if you received the same punishment and harassing phone calls.

There telephone number is
800-363-3630
There address is
FSM
PO Box 834
Mentor, OH 44060

Regards-
Mike

I have tried calling FSM at the 800-363-3630 number and I can not reach them. I have tried callin the NJ collection company and I get put on hold forever and I have no choice but to hang up. FSM has NEVER contacted me regarding the debt even when it was valid. Ellis Crosby did all of the threats. Help!

[ben]

Todd, as your debt is sold to the collection agency, the creditors won't be willing to work on it. You need to wait for some time till your debt is sold to another collection agency. Once it is done, they will call you up.

anyone having a problem with this payday loan service should call there bank and ask to speak to the ach department and let them know you want automatic payment to stop coming from your account on your bank statment it shows as SJM marketing tell them you want that stop. hopefully they will contact you so you can pay them in full. i hope this will help. :wink:

I received a call from a Lester Norad saying that I took out a payday loan back in March 05 for a company call m1ydirect and that someone will be showing up to my job in the morning to process me. I was so scared I didnt know what to do he told me that didnt want to seek restitution and that I was in deep troble for using my ork email address and they was going to take my office computer and tell my supervisor. he ask me if I had any other loand out and I told him no but I wanted to resolved this matter and he put me on hold ad came back saying to go to western union and wire $755.00 into this account number he gave me b4 9:00am or I was goingto be arrested I told him I couldnt get that much money by then and that I am on probation and I dont need this to get to my PO. he was like well then you are going to jail for fraud and I better have a lawyer present tommorrow or send the money I told my boss what is going on and she said that It seems like a scheme and no one is going to step foot in here and take anything out of the office I dont know what to do as of right now - no one showed up should I be wooried still ????

[4u.bryan]

Bishop,

This is the technique ECA uses to get people scared. They will never come to your place nor will they sue you.

If you browse this forum, you will see numerous instances where the same thing happened with others.

Go through the link below to understand the right and legal process of debt collection-
http://www.debtconsolidationcare.com/fdcpa.html

I will suggest contacting your original creditor to repay the debt. Or you can wait until your account is passed to some other collection agency.

They say i owe Platinum B. Services do any of you know how to contact them

Will i be out of money