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How to come out of cc limit mess?
I have serious credit and debt problems! I currently owe in the ballpark of 40,000 dollars, more than half which is unsecured debt. I became accustomed to my bachelor lifestyle and refused to change my spending habits and now am heading towards a dead end. I have been researching counceling services and they all have the same outcome... bad credit. If I said I was willing to do anything to get out of this poor fiscal cycle; what would it take? Where should I start? My current living situation requires me to pick up small living expenses on my credit cards and worse off they just keep raising the limits of the cards? What a mess.
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