[roxette]

Hi,

I have enlisted all the major terminologies related to debt under alphabet Q below -

Q-form: This form consists of a series of questions a borrower needs to answer during a loan requisition.

Quality Ratios: This means the amount of income spent towards housing and household debts. The front ratio is the first qualifying ratio which means the percentage of monthly payment that is spent towards a house payment. The back ratio consists
of all the monthly debts like credit cards, car payments, student loans divided by before-tax income in addition to the house payment .

Regards
Roxette