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Jerry Bailey · Posted: Fri Apr 06, 2007 7:48 pm Subject: Zenith Acquisition false claim of debt

I have a collection on my credit reports from Zenith Acquisitions that is not valid. I saw your post to send a cease & desist letter, I think? The credit bureas won't remove it, I spent over 80 minutes on the phone to speak with some slick willy guy that said it was a valid debt yet I've never received and invoice nor will they provide one. This is terrible, can I sue in small claims court local and make them present their case?

tela · Posted: Thu Apr 12, 2007 7:03 am Subject: zenith and my debt

they state they are collecting a debt for a credit card I could not pay. My credit report shows it has been written off by the card company. So, it seems to me - Zenith is getting the money not the credit card company. I have been dealing with these folks for sometime and they have never been nice to me on the phone always pushy, rude and impolite. So, what do you think? I want to know do I Really owe them.

Don 1587 · Posted: Thu Sep 13, 2007 11:30 am Subject: Mistaken ID

Zennith also nailed me on my CR with a debt that is not mine. Whats worse is it was a bad check with all the other persons info on it.. Name (same as mine) address, phone, bank etc. I wrote to have it removed from my credit report and the agency said that after investigation the information was found to be correct.
This is crazy!! What was the investigation? "Hey zennith are you sure this is right? Ok, cool"
How can they get away with something like that. Mad

ravengoblue · Posted: Sat Oct 13, 2007 12:51 am Subject: Zenith

I have also been fighting an entry on my credit report for a credit card that I never had and now it has gone to an attorney and they are trying to garnish my wages and I never had the card nor do I owe the debt.

Janine · Posted: Tue Oct 16, 2007 2:05 pm Subject: Fraudulant charges??

I made a payment on a debt to Zenith Acquisition, they told me they would send a receipt. I never received one. Then I told them I would make a second final payment once I received the receipt. They withdraw the money from my account and I never got the receipt. I have now made multiple calls and requests for a reciept over the past week and they keep promising my they will send it by fax, but I am not receiving it. I am scared all my money is gone without resolving a debt that is on my credit. What can do????

Extremely_Irritated · Posted: Wed Oct 17, 2007 5:47 pm Subject: This "corporation" is a scam

I have received collection notices from this "acquisition corp." for debts that I never accrued. Each time, they include a "settlement offer". Do not send them this money, they are not a legit company. IT'S A SCAM!!! Do not let them scam you. Do not give them your information

SPENCER · Posted: Sun Dec 09, 2007 1:36 pm Subject: ZENITH ACQUISITION

Post deleted becuase of personal attack - Mike

Posted: Sun Dec 09, 2007 2:01 pm Subject:

Well, that's certainly enlightening.

Let me see... You bust in here, all thud and blunder. SHOUTING at people, calling names, poor spelling, and such. Yeah, that'll make a positive first impression every time.

Go back to hanging out on porn sites. Nobody here believes your drivel.

chris arredondo · Posted: Sun Jun 22, 2008 10:02 am Subject: Zenith Acquisition Corp.

this company has made no attempt to call me send me a letter regarding my account with them nothing and i find out there on my credit report???? stateing i made no attempt to pay them ???? #$%^ them

Posted: Sun Jun 22, 2008 10:23 am Subject:

Send them a DV letter, CM/RRR. Wait until you get the green card back, proving they got the letter. Then dispute with the CRAs. If Zenith verifies it without sending you validation first, sue.

Posted: Mon Sep 08, 2008 5:05 pm Subject: Zenith Acquisition

I have never received any sort of correspondance from them, but yet there was an entry on my credit report. A year ago I sent them a validation letter. No response. Foolishly, I sent it regular mail. I disputed the entry on my credit after a while; they responded to the agency confirming. I sent a validation letter again...this time registered. Someone signed for it, so I am waiting for a response. The clock is ticking.

As a side note, the address on my credit report was:

220 John Glenn Drive #1
Amherst, NY 14228

However, upon furthur review I found this address:

170 Northpointe Pkwy - Ste 300
Amherst, NY 14288

So, I sent two letters...one to each address. The same person signed for both, so we will see what happens!

Posted: Wed Sep 10, 2008 5:02 am Subject:

They do not have a time frame to respond to your DV unless you live in Texas. If you are in Texas, they have 30 days to respond, if not, there is no clock to tick.

Posted: Sun Oct 19, 2008 2:43 pm Subject:

Really? And yet they can still report to the credit bureaus if it has been disputed with them?

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