Quote:
Originally Posted by cindy_184
Hi I need help. I have around three credit cards bills and all of them I have used the credit line. I owed around 15,000 dollars just in those credti card. My apr is really high on one is 21 and the other two is 9.44. I also owe my car loan. I don't know what to do. I just lost my job and I'm behind in all my bill payments. I need help please give me an advice.
21 percent? I would suggest focusing on that crazy high interest rate. Try contacting this credit company to see if they can reduce that crazy rate. If possible, you should pound the pavement for a part-time/full-time job so you can have an income source. Just something temporary until you find a job for which you are a perfect fit.
Also, it wouldn't hurt to ask your family for financial help until you get back on your feet. This whole process is very humbling, but I believe that you could get through it.