Internet's first get-out-of-debt community - 122,000 members

Posted: Thu Mar 24, 2005 10:04 am Subject: Harassing a non debtor

The story starts when I got a cell phone for Christmas. Its to be expected that Id get calls looking for the last owner of the number. Friends and business contacts of this girl (christy) seemed to understand and wouldnt call again. However ex-boyfriends(I assume) were slightly more annoying to stop calls from, Slayer songs on voice mail seemed to help.

So now after 3 months of telling people they have the wrong number the only ones still calling are 702-804-8484, it comes up as an unknown number and they have never left a message. If I answer they ask for christy, and when I tell them they have the wrong number they hang up without a word. But usually call back the next day. Obviously this isnt a serious situation, I wont get bad credit from it , and if I dont want to use up minutes I can just ignore the call every time I see the number. But Im the sort of person who doesnt like to lose control over anything....ever.

When asked who is calling they just say student loan collections then ask if they will be able to speak with christy or if I know her (like its me whos wasting their time). Once they realize theyre talking to the wrong person they hang up.....but never take my number off their call lists. Which leaves me very few options, no company name and an unlisted phone number. Through my mastery of the internet ( and google) I was able to find some info, but none of it is solid or easily conformable.

So far Ive gathered that the people trying to collect are Sallie Mae, and the letters wcc kept coming up. Which someone has pointed out most likely stands for Wilshire Credit Corporation. The companies seem to be very much against open communication with anyone (debtor or not) and their websites dont help at all. The only contact info are fax numbers for clients to use.

Basically Id like the phone calls to stop without having to give my left arm, or any personal information (most identity theft cases are caused by inept corporations).

So any thoughts?

Posted: Thu Mar 24, 2005 10:48 am Subject: try calling back

Hi vladrek,

Welcome to the forums

It is quite a strange situation Rolling Eyes

, dial this number back and see what the response is. I feel it should stop, as most collection agencies stop after few months of unsuccessful trials.

Denny

Posted: Thu Mar 24, 2005 11:48 am Subject:

My guess is that it's a call center phone number, since every time I answer it's someone new, and I've been put on hold "for a very important call". Dialing the number results in it ringing for a few minutes without an answer or a busy signal.

I really don't expect to resolve this in any other way but waiting it out. But I thought it might be good to point out in various places on the internet that the systems these companies use to collect are horribly inefficient and blockheaded, due to their lack of ability to use basic human comunication.

Posted: Thu Mar 24, 2005 10:35 pm Subject: Next Time

Next time they call, tell them that you will report to police if you do not stop calling. Sometimes these threats work.

bill · Posted: Fri Mar 25, 2005 5:26 pm Subject: cellular calls

I have a similar situation with an 800# calling me. I finally called back and was electronically asked if my account ended in a certain number. I pressed no and the entered a bogus 15 digit number (credit card numbers are 15 digits long) The system did not recognize the number so i tried another random 15 digit # and was connected to a rep. The rep checked the phone number against the accounts after identifying themselves as household credit services collection dept. Of course my cell number and the name on the account did not agree and they promised to remove the number. I made it very apparent to them that if they called one more time I was going to treat it as telemarketing call and since the number is registered on the national do not call registry I would complain and try and have the maximum 11,000 fine levied against them. I also found out that House Hold Credit Services is connected to HSBC bank and intend to take the issue up with HSBC next week.

Good luck and give em Hell for the harrasement

Hi bill

Are you sure that HSBC Bank will be involved with such companies like House Hold Credit Services who call to disturb you. Anyways, do let us know what happens next week when you raise the issue in front of the HSBC bank

I would like to hear from you about this case.
Roxette

Posted: Sat Mar 26, 2005 4:08 pm Subject:

like most americans these days our cell phone has now replaced our land line based phones. i wondered when i would get some kind or harassing sales calls or something of the sort. but for someone to not get help from someone constantly calling the wrong number is crazy. i think this would slow down production for this collection company and they would want to make the least calls possible. its only economical. i would see about blocking that number. call your phones service provider and see about number blocking . the only problem would be if this collector has a huge phone number base and the last 4 digits change from call to call.

Posted: Mon Mar 28, 2005 10:01 pm Subject: very right

Very right, these people are wasting their resources unnecessary.

merojo · Posted: Tue Mar 29, 2005 2:49 pm Subject: Western Credit Corp 702-804-8484

I too am getting those calls,
from a new cell phone.
so basically I faxed a letter to WCC asking to be removed,
and filed an online complaint with the FCC.

US Mail Address
Wilshire Credit Corporation
PO Box 8517
Portland, OR 97207

wfsg.com/contactus/contactus.aspx

FCC complaint form

http://www.fcc.gov/cgb/complaints.html

oh well

[Link made inactive - Denny]

anotherguy · Posted: Fri Apr 01, 2005 8:56 am Subject: ME TOO!!!

I did a Google search for a number that keeps calling my cell and I got this forum!! Same situation as the first guy!

wccannoyed · Posted: Fri Apr 01, 2005 9:54 am Subject: that phone number 702 804 8484

ok got those calls too

just call sallie mae directly and tell them to remove your phone number from the borrower's files...basically tell them they have the wrong number
they were very nice about it and apologized...
wcc is a agency they use to make these calls.

888 2 sallie
or 888 272 5543

if they ask you for the person's social security # just hold until they transfer you...

hope it helps

Posted: Fri Apr 01, 2005 10:41 am Subject: calling ??

Calling without your permission is against law, talk to them in straight words and give them a clear picture. Also have a look at the laws to threaten them against violation of rights.

Take Care
Denny

chichi · Posted: Fri Apr 01, 2005 10:43 am Subject: SAME HERE

I also am getting these calls. They NEVER leave a message--but what is wierd is that Iget these calls every single day!!!

Posted: Fri Apr 08, 2005 9:36 am Subject: take legal actions

Hi Chichi

If these calls become unnecessary, then take legal actions against them. At least the law will prove to be of some help.

Regards
Roxette

whistleblower

For all of you who have continuosly been harrassed by Wilshire Credit Corporation, please know they are now owned by Merrill Lynch. Please report this to the better business bureau, the Oregon State Attorney General, and call the code of ethics hot line for Merrill Lynch at 1-866-654-7411. You can also put your concerns in writing to Merrill Lynch, Ethics Hotline, PO Box 1008, New York, NY 10268.

Wilshire Credit Corporation has a long history of violations concerning Fair Debt Collection Practices, and unethical conduct--ask the teamsters union who lost their pension funds due to the Wilshire Credit Corporation, Capitol Consultants fiasco. Check with the employees and find out why payments are held for several days, sometimes weeks before being posted--

Find out why the employees are leaving in droves now--the main number for Wilshire Credit Corporation is 1-888-917-1050--you will get a machine but if you are patient you should reach an operator--or hit the number 1--then an extension, such as 7881, 7597, 7197--or direct dial locally to 503-525-7257. I hope this helps all of you out there, and good luck! Just type in Wilshire Credit Corporation on the web and you can research the very troubled company.

*Name:
*Email:
*Phone:
*Zip:
Debt

	* denotes required field

Internet's first get-out-of-debt community - 122,000 members

Harassing a non debtor

Members Area

Free Debt Counseling

Ask the community

Featured Discussions

Featured Articles

Question of the Month

Useful Links

Recent Forum Discussions

Recent Blog Post