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I was checking out my credit report and I seen them on there and I don't even know who they are. It said I owed money but to who? Do I call them and ask or what? please help!!!
 

asked Apr 4, 2005 09:08 PM

Anonymous

97Answers

0

Hi dogxp7

It must be somewhere that Asset acceptance must be calling you for some valid reason which you may have ignored or has not been stated clearly. Try to know the reason first for harassing you so badly and then if you think that you don't have any fault from our side, then take the help of attorney who will sue them.




It's very necessary to take any action as soon as possible otherwise you won't be able to prevent yourself from any untoward incidence taking place.

Waiting to hear from you soon
Roxette

answered Apr 19, 2005 11:56 AM

0

years ago my credit cards were taken out of my home,the people were convicted on racketeering in 5 states and went to jail, my life was threatened and my credit ruined .its been over 7 years and i told asset acceptance my cards were stolen but they keep harrassing me and my wife with annoying calls.my wife put us on a do not call list which they seem to ignor.when i told them they were stolen they asked if a police report had been filed.i told them no and i did not know credit card numbers or who to contact.
the police dept were this incident took place were providing protection for this gang of thugs and i knew they were getting paid to do it.i am not about to file anything with the local pd were it happened and want to forget everything i moved out of state and this asset acceptance is very ignorant to keep calling me.attempts have been made on my life and i want them to stop. any suggestions?

answered Apr 19, 2005 07:48 AM

Anonymous
0



We always stressed on the credit report as it reflects your financial strength or weakness. Always ask your creditors to report the regular payments to the credit bureaus at proper time.

Welcome to the forums and let's help everyone in debt.

Thanks
Vikas

answered Apr 9, 2005 10:38 AM

0


Quote:

Do I call them and ask or what? please help!!!


Do a debt validation, send a debt validation letter. Avoid calling in all cases as it passes on without a proof.

http://www.debtconsolidationcare.com/validation.html , check out the article on debt validation.

Thanks
Vikas

answered Apr 9, 2005 10:26 AM

0

over the past 2 years I had bad credit from having a lot of credit cards and they have been growing interest rates sky high these debt collectors use to call my house and my job and my family until they lost contact with me because of me moving .but I just thought that it will go away until I want to move and the leasing dept took a look at my credit history and turned me down then I realize that I got those credit cards and use them and I changed jobs and lost one but was hopeing to find a job with good benefits and one that I would like to set up my retirement plan an I did and as soon as I stayed 2yrs Asset Acceptance called and we talked about my credit report .and they ask me do I want to clear up some of my bad credit and would I like to make a payment plan one that wont hurt my budget too much and I said yes lets give it a try so every 15th of the month they was aloud to take a fee out of my account which were I agreed to and they worked with me and now I am almost done paying off my bad credit and debt.as I was paying off my credit I was making sure that I got a statement in writting that the debt was paid and removed off my credit report and it feel so good to get some of that negative stuff off my report my credit score is still low but I can establish credit now. Thank you very much for all the help and this site

answered Apr 9, 2005 12:19 AM

Anonymous
0

HI Jend

If you think that there are no dues from your side, then definitely call them and ask them to show you the hard copy of what they are claiming. Never fall on the trap and always ask for strong evidence...

Roxette

answered Apr 5, 2005 01:20 PM

0


Quote:

Originally Posted by jend
I was checking out my credit report and I seen them on there and I don't even know who they are. It said I owed money but to who? Do I call them and ask or what? please help!!!


Asset acceptance specialize in debt acquisition. In other words, you may have taken out credit with one company. However, asset acceptance purchased that debt from that company. So now you are repaying asset acceptance instead of the company where your debt originated.

It is a business practice called accounts receivable. It doesn't affect your end. Through this transaction, Asset Acceptance became your new bill collectors. It is just a business to business transaction. Based on your surprised response to seeing it on your credit, I am assuming that this is what is going on. But just to make sure, contact asset acceptance to verify where that debt originated from.

answered Apr 20, 2005 12:07 AM

0

Hi benjamin,

Great piece of information. Keep up with your useful postings in the forum. icon_biggrin.gif icon_biggrin.gif

Cheers,
Jason

answered Apr 20, 2005 12:23 AM

0

It is actually not money anymore. The whole economy has shifted based on goods, commodity's and exchange , those kind of positive, solid objects, to where all economy is based on debt and debt only. If someone owes you, you own them, that's why you guys are all going to work everyday cause you owe somebody and they own you to that degree that's why you have to go. That's happening to everybody in the name of commerce. Now the whole schemer is the more debt you control the more you control everything.

answered Apr 20, 2005 09:39 PM

Anonymous
0

Hi dogxp7


Quote:

Now the whole schemer is the more debt you control the more you control everything.


You have said it nicely but the fact is that we often realize it lately. If we can keep a control over ourselves right from the beginning, then we don't need to face the bad days trying to manage our finance.

Regards
Roxette

answered Apr 21, 2005 10:58 AM

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