Internet's first get-out-of-debt community - 134,000 members

Guest · Posted: Wed Mar 29, 2006 11:25 am Subject:

Don't fall prey to these con artists Thing01 - they will use every scare tactic to scare you - don't send them anything with out documentation which they will never send. I have been waiting months for them to reply.

? · Posted: Thu Apr 06, 2006 1:51 pm Subject:

Is this just your way of getting out of paying your outstanding debt? Do you recognize the company that they are calling about? Mr. Paul Kupferstein is indeed a lawyer practicing law in Ontario.
Do you all honestly think that your number was pulled out of a phone book and they guessed that you once took out a payday loan?
Seriously who is the true con artist?
You people are awful.
Thing_01, you never used the service of any payday loan company? Stop before you bash me. Are you sure you never used this service. And if you did and you paid everything back, why on earth would these people phone you?
Perhaps there's something I'm missing?

Guest · Posted: Thu Apr 06, 2006 9:04 pm Subject:

Blah, blah, blah.......do you not realize your reputation precedes you!!!
.....guess you morons should have stayed away from the 900# scam....got your fingers burnt-BIG TIME!
Let us know in advance when you change your name again!

Posted: Sat Apr 08, 2006 5:56 am Subject: re

If Paul Kupferstein or someone from his office is in this forum I have a question.

How can you rest knowing that at anytime you can be arrested on fraud charges? There must be some investigators working to indite you.

And yet you still continue to scam people. Even if they did owe money its illegal to make false claims of arresting people for money owed. Claiming its check fraud when its not.

Why aren't you totally stressed at the real prospect of going to jail? Thats where this will end. Not a matter of if but of when you will be arrested and sentenced to 5-10 for this stuff.

? · Posted: Mon Apr 17, 2006 7:24 am Subject:

My dearest Glynnie11, writing a bogus check is illegal, regardless of where you reside.

Posted: Mon Apr 17, 2006 7:43 am Subject:

It is not considered illegal on a post dated check. The pdl company that accepts the post dated check knows when they accept the check that is not good until next payday.

? · Posted: Mon Apr 17, 2006 7:44 am Subject:

If you write a check knowing that you do not have the funds in your account, or don't intend on having funds in your account on the post date, you've committed a crime.

Posted: Mon Apr 17, 2006 7:50 am Subject:

Accoding to this law a post dated check is not a crime.

Section 3-104(2)(b) of the UCC, defines a check as "a draft drawn on a bank and payable on demand." A postdated check, since it is not payable on demand, does not satisfy this demand. Consequently, it has generally been held by most states that the giving of a post-dated check does not constitute a present fraud nor is it within the scope of the bad check laws.

? · Posted: Mon Apr 17, 2006 8:46 am Subject:

You are correct. I apologize. Unethical 'yes', illegal 'no'.

Posted: Mon Apr 17, 2006 8:47 am Subject:

No need to apologize.

? · Posted: Tue Apr 18, 2006 6:56 am Subject:

Tammy my dear...The PayDay Loan companies don't take what's yours. You borrow money and you're suppose to pay it back.
If every one followed the rules and read the contracts there truly would be no problems. It's only when these loans are not paid back on the agreed to date (terms) that you guys get into situations. Why do you go to the PayDay Loan companies - ususally because you can't get a loan from a bank.

Posted: Tue Apr 18, 2006 7:27 am Subject:

? don't come on here and bash people who made mistakes and are trying to get out of their mistakes. Tammy knows what she's talking about and is working hard to do what's right. If you don't have the guts to become a member of this forum instead of being a guest with "?" as your name then don't waste your time or ours by posting. We don't need your kind around here, we're all friends helping friends. Mad

Posted: Tue Apr 18, 2006 8:10 am Subject:

The payday lenders to take what is ours. Our hard earned money. They charge outragous interest and steal more than they are owed.

Posted: Tue Apr 18, 2006 8:17 am Subject:

? if you wish to post here in a meaningful and productive way then do so, however I caution you to avoid personal attacks and leading questions that imply an attack on a person and/or veiled comments impugning the character of anyone on this forum.

Mike Z · Posted: Tue Apr 18, 2006 12:47 pm Subject:

Regards to jj, not wanting name calling, but I can't let this go.

I haven't checked out this thread in a while, but look what I come back to. I suppose its only fair that since Zack's response to my post took two month, mine takes the same.

Posted: Tue Apr 18, 2006 1:20 pm Subject:

Mike Z, you are entitled to one rebuttal Very Happy

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