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 Posted: Wed Apr 19, 2006 1:38 pm Subject: |
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?, excuse us for making mistakes..Like you never made any before.
Yes, there are probably some people around here trying to get out of what they owe legally..And that is wrong, but the majority of us here are trying to figure out HOW to make things RIGHT..But sometimes we have to teach the collector what is LEGAL...If that means we have to call BS on them, so be it.
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Jessi
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| Posted: Wed Apr 19, 2006 1:42 pm Subject: |
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| Quote: | | Stella, contracts are made to protect all involved. Perhaps if you don't believe you'll have the means to pay back these companies, you could consider asking a family member or friend to help you out. |
True, but that does not mean you will set up some rules and ask people to obey it, right. Just go to Google news and try a search for payday loans. You believe it or not, they are going to see a tough time.
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stella
Joined: 07 Dec 2005
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| Posted: Wed Apr 19, 2006 1:56 pm Subject: |
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Your mother must be proud.
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?
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| Posted: Wed Apr 19, 2006 1:58 pm Subject: |
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Yup she sure is...and I hear YOUR mother calling YOU!
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erzeke1
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| Posted: Wed Apr 19, 2006 2:40 pm Subject: |
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What does anyones mom have to do with anything?
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Jessi
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| Posted: Wed Apr 19, 2006 4:41 pm Subject: |
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I'm old enough to be your mother I'm sure. I can tell you are young by the immature nature of your posts.
Perhaps that is the reason that I just don't understand how these forums claim to help people. I grew up duing a time when we had no one else to blame but ourselves.
Save your breath, I know you don't care about how I grew up...
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stella
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| Posted: Wed Apr 19, 2006 5:07 pm Subject: |
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Abusers are around every corner, and in every industry. Sad but true. Buyer be ware.
All the best to all of you. I have read many untruths on these forums, and all these untruths seem to be believed by many of you.
Take care of yourselves.
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?
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| Posted: Wed Apr 19, 2006 5:10 pm Subject: |
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Same to you.
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stella
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| Posted: Thu Apr 20, 2006 7:46 am Subject: |
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our best to you ? but good riddance as well. Just once I would like for those who say we don't know what we are talking about etc... to actually get detailed about why they think that so we can actually engage in a meaningful discussion about the "truth". Just because people get in debt does not mean they are idiots... geeezzz okay guess I am in a bad mood and spoling for a fight... maybe I should call on of attorney clients and pick a friendly fight, they always like to argue details.
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jj
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| Posted: Thu Apr 20, 2006 8:16 am Subject: Hey, what's fair is fair |
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Just a reminder.... when we got into this hole, something in your life happened financially, lost your job, got sick, injured, whatever and then you were not able to pay your unsecured debt. When we got on our feet to be able to tackle it, sometimes the debt has already been passed onto collections. Where I live, there is a very high cost of living here. Rent was not cheap and you are trying to pay bills on 2/3 salary. One year, many moons ago, my car insurance was almost $3000. JUST THE INSURANCE! And when you are able to deal with the unsecured debt, you are not treated fairly, given unreasonable payment arrangements ect. Don't preach to us ?. Some of us are really trying here. Just last year my 31 yr old husband had open heart surgery. He has not worked a full time job since 3/05. He is ok now, but the job market stinks. I don't want anyone's pity, just advice. Thanks for letting me vent.
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jmid1969
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| Posted: Thu Apr 20, 2006 9:26 am Subject: |
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jmid, you are welcome to vent anytime and our advice is always gladly given
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Life is a journey down a road filled with many twists, truns and forks. the destination is not important... the journey is what makes life precious.
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jj
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| Posted: Thu Apr 20, 2006 4:42 pm Subject: |
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jmid...
BRAVO! BRAVO!!!!
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erzeke1
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| Posted: Thu Apr 20, 2006 5:30 pm Subject: |
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| ? wrote: | | So JJ calling like it is - you consider name calling. Referring to someone as a child molester is okay by you? |
Your post is not entirely coherent, but it appears that you have the circumstances of people being called names in the thread backwards. I specifically was called a "child predator" by Zack in retaliation for calling him on his tactic of playing the porn card as a means of shaming debtors into paying, not pay day loans, but fraudulent 900# calls. I am not a collector and no debt collector has been called a child molestor in this thread. I am not personally offended by Zack's comments because he has no grounds to stand on making such a statement, and in reality it says much more about him than it does me. Therefore, I have no problem with the mods leaving Zack's comments directed specifically toward me in public view.
| ? wrote: | Someone needs to say something. You are all a bunch of babies that think the world owes you a favour!!!
Wake up and grow up while you're at it.
Instead of looking in the mirror and saying "I screwed up, I'm going to do what's right and take care of my situation, I won't blame it on anyone else because no one held a gun to my head when I walked into that PayDay loan company, it was my decision" |
I will make no arguement when it comes to people taking responsibility for their finances. I want to be clear that I am not talking in the context of pay day loans. My experience with Kupferstein's stemmed from their demands to pay a ridiculous sum of money above and beyone the original billing for 900 numbers that evidently were dialed from my computer by a malicious dialer virus. There were no contracts, and I had no knowledge that this was occuring until the charges appeared on my phone bill. I was warned by my telephone company when I called them that it was probably a virus and they would remove the charges, but I should be prepared for the possibility of being taken to collections over the matter. If Kupferstein's office called, handled themselves professionally, represented themselves as a collection agency hired by 900 ________ and asked for a sum in line with the original bill, I might no have researched them and paid up, fearing damage to my 800+ credit score. Instead, they called my wife, demanding $400, and when she asked for documentation for that amount, was told, "We're suing you" & hung up on. In doing so, they made me angry, wanting to know "Who are these people". They didn't identify themselves sufficiently to my wife to even be able to tell me the name of their firm, and the only lead I had was their phone number on the caller I.D. which lead me to this thread. Since then, we have had zero contact with these people.
As you can see, I am not posting in the context of not wanting to take personal responsibility for my finances. I find that claim to be more offensive than Zack's comments. This is about an abusive debt collector who violates the fdcpa, and who's conduct will hopefully catch up with him.
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Mike Z
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| Posted: Thu Apr 20, 2006 5:56 pm Subject: |
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Goodbye...?...
If you do decide to come back, maybe come back with a better attitude...If you see things that are wrong around here, how about politely setting things right? Give us friendly advice. That's what most of us here are all about.
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Jessi
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| Posted: Thu Apr 20, 2006 6:00 pm Subject: |
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Mike Z,
If you feel any comment goes against your soul, please refer it to any of the moderators of this forum Roxette, JJ, Jedi Mistress Ari or Denny. I'm sure it will be taken care of.
Regards
Bryan
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4ubryan
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