I have been bogged down by the flurry of refunds, and most of them from people reading this blog. First of all, I want to state that EVERYONE will be refunded, and I apologize for the delay. I have been busy calling and responding to emails, but IF YOU ARE TRYING TO COLLECT YOUR FUNDS, PLEASE EMAIL ME! I see tons of posts, but I need to know who you are to refund you. Half of you have NOT emailed hyla (@) riskmp.com. If you need to reach me, please call me I do have a number, and it works. Please stop all of this madness, and conatct me so I can see that your check is mailed to you.