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I'm imagining that the reason there is no money is that the money that comes in does not indeed go to a trust account, if it did, we'd all have our refunds without having to go through the BBB, attorney general or our congressmen... fact is, you have damaged people's lives YOU, Hyla, have taken us all. Each one of us came to you in good faith in the hope we could get our finances back on track whether it be because of divorce, job loss, etc. You have taken advantage of us and frankly, welcome to the club of being under doctor's orders... you did this, join us in the waiting room. Financial stress, the burden of bankruptcy, reposession which all of these things were to be avoided causes heart troubles, anguish, depression... how would you feel if the company you trusted to take care of your debt for you and you paid them to do so, did this to you? How would you feel when you still have 2 weeks to go before payday and your bank account was DOUBLE drafted... and it caused you to have -50.00 to get you through two weeks. And hmmm... did that double draft happen about the time you refunded everyone in ARizona?

Hyla, you promised me a refund today i even told you you could keep the first 299.00 of it if you would send it by today. I have called your office, emailed you numerous times and you or no one else answered. Yeah you think you have problems you should live my life. Read some of you emails. I really believed you when you spoke to me on the phone and the last 2 emails you sent. Why did you lie like this? My credit,nerves, bank account. Life is shot due to mmg and your lieing to me. How can you really say that you are trying to refund our money when you bare faced lied to me with witnesses hearing our conversation. No wonder you can't sleep at night. I have not said anything negative about you since we talked since i really thought that i would get my money by today but now i am speaking out too. You should not have lied to me and told me that you would have my money here by today. That was a promise from you. I really was feeling sorry for what you were going through with all this but you won't even acknowledge your calls and emails.you have my address and phone number. What is the problem that you didn't get my check to me?where is my money???????????????

Hyla, welcome to our world.you can say what you want you know you are wrong. How does it feel to be aggrivated to the point of being sick. Well we are all sick of all the lies and fraud that you and mmg has put us through. This sight wouldn't be bad if we were all saying she really kept her word and paid us like she said would it now?don't blame us for speaking the truth not lies like you and your company did. You see we all have almost the same stories to tell. I guess you do too since they were all the same lies to each of us.

Hyla, your company owes me over 16,000 dollars. I may be one of the biggest idiots of all...however my financial advisor (formerly american express financial advisors) recommended I use your company to help me. I have given you over $30,000 dollars to settle my debts. Now my wife, my 13 year old son and 2 year old daughter are struggling to eat at night. I trusted your company (only because you were a client of american express financial advisors) to help me. Now I am in bancruptcy and have pretty much ruined my future. My kids wont go to college unless they get scholarships, my house will crumble before I can do any repairs and on top of that all of my family members that helped me pay you to take care of my problems are going to look down upon me the rest of my life. So while you may have trouble sleeping at night, think of all the families you have ruined because of your scam.
User Id 2870 Password MapleByte

I got a call today from 2 of the congressional aides,under the congressmen's signatures they have writen to the Attorney General and Banking COmmission of my state giving them 30 days to answer why something has not been initiated in our state. They also said they gave the ftc 45 days to answer why a formal investigation has not been started and if it has why it has not been taken further, they said they will send copies of the letters to me and they will keep me updated as to the outcomes.
I suggest all of you do the same, lets all try our congressmen and representatives, give them all the documentation you have and the Arizona Banking and Attorney General finding and outcome and let a congressional report start. Fuel the fire time to get your money back

I think it is really too bad how mmg operated it's business. If it had worked like it said it would I think it would have been a something good. Why, all the lies, didn't you think that eventually people would start complaining about what was happening with their money? We put are hopes, trust in mmg. I know for myself, I felt that this was something that was going to help me avoid brankruptcy and help me to pay back the debts that I had owed and in a way that I could afford. I didn't feel bankruptcy was something I should do. But from what had happend with my credit through mmg, I had no choice and ended up having to file for bankruptcy anyway. So don't you think we should be aloud to consoel each other from the pain and suffering we had to go through and the digging out of our already depleated pockets the expenses built from what mmg was suppose to be doing for us???especially since most of us probably don't have enough money left to go to a doctor after all the money we had to fork out!!!!!!

The Stanton's have yet another car on ebay at their chrome_lotus_wheels site, its at $11,000.00 so far that is money to you that they owe you

client nun 3380 what is this going be payed?

Here's one of the catches that drives me crazy. They must receive a letter from your creditors stating that they, RMP, no longer have power of attorney. Only your credit card companies do not send out letters like that.

In my case the cc company said "Okay, they no longer have power of attorney. But we do not and will not send a letter to a third party." So now Risk Mgt dosen't get that letter, they will not send out the refund. How ass backwards is this?! I canceled the power of attorney, paid off and closed my account with my debtor and still Risk Mgt Ptrs needs that letter.

citykid, do you know what happens in the case a bankruptcy has been done? I went through a bankruptcy this year because of what mmg had done to my credit and was wondering since i now have no creditors how do they get a powers of attorney back???

After looking through all of my papers with this company they started their name of risk management partners ltd. Way back in feb accourding to what i have . I emailed them several times by then about some of my creditors calling me and sending letters from collection agencies. I contacted the nevada consumers affairs division about these people and i sent in a complaint form about them. They didn't know at first if they could help much since they were in arizona but on my account receipts that i kept at the bottom of them they had risk management partners, carson city nevada as the contact address and number. If any of you kept copies of the monthly statements they sent via your email. Look at the bottom of it and see if it says risk management partners ltd carson city nevada on it. Send in a complaint like i did, maybe if all of us out of staters get enough into nevada they will do just like arizona did and i feel sorry for all of those that are still with this shady company.

I was also reading my documents that we had to sign and inital and It said under the disclosures and acknowledgements that on line 7. that I/we would understand that the settlement account will be IN THE NAME of RISK MANAGEMENT PARTNERS. BUT, WILL REQUIRE verbal and or written approval from MIRACLE MANAGEMENT GROUP and MYSELF/one of us to withdraw funds. So, if Miracle Management was located in Arizona and Risk Management is located in Carson City Nevada and our settlement accounts are in the name of Risk Management Partners, then wouldn't Risk Management of Carson City be in jepordy, since they both seemed to do business togather?? just a thought.. and also when Miracle Management Group talks about itself it says that IT IS the sales and marketing office for Risk Management Partners, which is based in Nevada. So, with that being said then if Miracle Management can not do business in Arizona any longer and the settlement account money is in the name of Risk Management Partners which is located in Nevada and if Miracle Management of Arizona were the only ones besides ourselves allowed to withdraw funds then shouldn't be allowed to be notified of where those funds are held and be able to with draw them ourselves??

Swtgal77, i wrote the post just before you and yes i totally agree that rmp in nevada should be liable for our refunds also. That is what i was saying before aboout the arizona banking commission sayint they had settled with mmg so we needed to contact the nevada customer complaint divison. I brought it to their attention by sending a copy of a couple of my receipts to them that it said risk management partners ltd on the statement and at the bottom of my reciept is said the same thing. I plan on calling risk mamagement partners ltd in nevada. I checked them out on the bbb sight and found the address and phone number. They got an unsatifactory report from bbb also. I also sent another complaint to bbb since i didn't get my refund on the day that they promised. They have a license in nevada but maybe by the time everyone files a complaint on them they won't have one any longer. I just wish if there is anyone else out there still paying into an account with these two companies that we could let them know before they are in the mess that all of us are in. This is not the end of all of this . I really look for a large class action suite to come out of this for ruiening eveyones credit,, anxiety, personal injury for the loss of homes, vehicles etc. I really hope that it does but it has to be a group to start it. I've seen several times if there were any takers. Well it is something to think about isn't it now?

The Nevada idea is great, someone else is putting something together, could everyone at least give a State where they are from and if they are still paying, then we can check to see if MMG is licensed in that state, if not we have another Arizona and everyone can focus on that State like they did in Arizona, but Nevada should be started also since that is their home of record for the business, please give information how you got your paperwork from Nevada and lets all start there then move on in each state till every state is included in the suits.
Then we all need to do the FTC route, either thru the Congressional route or individual routes - I guess or both. I have always found that getting a letter from a Congressman puts the fear of God in someone, whether its truth or not they jump higher/

Hi guest, I recently just found out myself about what happend with mmg/rmp, what ever the heck they want to call themselves a few months ago. I thought I was the only one going through the nightmare of this company until I found a story done by KPHO of arizona in a search I had done on the internet about the Miracle Management Group. My heart started to beat faster when I herd that many people were comming forward and complaining about them. I myself, cancelled with them in February this past year because I could never reach anyone and needed help because I kept getting summoned by creditors and was afraid that they were going to start garnishing my wages next. I also tried faxing them papers about one of my creditors wanting to settle for half of what i owed and wanted them to accept the settlement offer. I since have ended up having to file for bankruptcy, something I really didn't want to do, and was why I joined the program in the beginning. I still have not recieved my settlement money eaither. MMG told back in april that my cancellation paper was lost..go figure.. and that they would sent me out another one to sign. In July, I got fed up and I put in a complaint with the BBB and my local attorney generals office since I still hadn't recieved anything. I got a reply from rmp in september from the BBB complaint I made, but again have not recieved anything. I also feel sorry for those people who are still in the program and don't know about whats going on. I will also complain to the Nevada Customer Complaint Division and send them a copy of my papers. Hopefully, justice will be done and soon.

guest, i went to nevada attorney general commission on google, click on newsroom, scroll down to contact us,there is a toll free hotline, called the one at carson city nevada and the lady sent me the complaint form via email and downloaded it and sent it to them. let's keep this ball rolling. by the way risk management partners ltd is also in carson city nevada.

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