citykid says...
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Okay, today I got a few letters in the mail. Two emails and one actual letter from the FTC saying that "Though the FTC can not act on behalf of indvidual consumers, your input is extremely valuable and may help us identify trends and patterns in bad business practices." Great, they will not do anything.
A letter from the State Banking Dept in AZ saying they are sending my file to the FTC. 
And now the BBB. But wait, this gets good.They got in contact with RMP and Risk responded. Dated 11/19/2005 it says how they need 4-6 weeks, to have power of attorney revoked, etc. All of which is BS!  "rest assured that the refund will go out ASAP. RMP sends all funds through UPS and will let thew client know the Tracking Number." "Canceled clents will not have access to RMP's website (which I do not) but can call or email us during the cancellation process to get an update on the status of their refund." But the BBB wants me to respond to them that the matter has or has not been resolved.
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MadMom says...
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hey citykid, guess what i got those exact same letters today in the mail when i got home just now. this is just great huh. now what????????????  
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citykid says...
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Yead MadMom, just Risk MP spinning their lies. Don't know what to expect though. If they were to just up and leave then why bother responding to the BBB? I'm calling their lawyer again on Monday.
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MadMom says...
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that's what i was thinking, if they really don't know where they are like the arizia state banking commissioner says then how do they answer the letter from bbb unless hyla is doing it from her home? something to think about huh?
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citykid says...
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There are two trains-of-thought here on this BB. One is that Risk MP is a total sham and they are con artists out to screw anyone they can. So we should pretty much kill em' where they stand. The other is that they are a company that's run by a number of knuckleheads who keep changing the rules, and company name, as it suits them. Trying to refund people but getting bogged downby, well, I don't really know what to tell you the truth.
I am of the latter thought. Maybe that's just wishful thinking but I believe just keep trying. Threating to go to their house is just pointless. It'll just get you arrested.
Keep a record of everything you do and keep a cool head. Okay, at least keep the records. Everyone keep eveyone else updated and we'll see where this comes out.
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MadMom says...
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im sure that hyla or whoever is haveing a ball with all of this but they may get a big surprise before this is over.i do keep everything about mmg/rmp. even the emails that i got early in the program and evey statement, lie that they told. we will see what comes up with all this.
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schim21 says...
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citykid..i agree...we need to get them the legal way and if all goes well they will get theirs..YES KEEP ALL documents copies, emails anything...I also suggest if you can get a hold of your creditors - past creditors - who ever was in the program and get anything MMG/RMP sent to them etc..any and all info might be very useful for a lawyer.
I settled one account today - after I got a loan from my uncle...I asked for any and all info MMG sent them and/or they sent to them. I plan on doing that next week with all of my creditors/lawyers where ever my accounts are now!!!
EVERYONE BE SURE TO FILE A COMPLAINT WITH THE FTC..CALL OR SEND ONLINE!!!
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swtgal77 says...
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Hi Madmom and Citykid, I got that same nonsense letter back in mid september from RMP. I still don't understand how they are ever suppose to get a power of attorneys letter back from those of us who went through a bankruptcy or for those who had to settle creditors on there own. I also can't understand why they are still operating as RMP, obviously they still have clients and are getting money. I thought they were no longer allowed to do business as MMG or RMP. And where the heck are they doing business, if RMP was a mail forwarding address. It a bunch of BULL...
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swtgal77 says...
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Madmom, isn't that such a joke about how MMG stated that lower my bills.com recognizes that they are possibly the BEST debt elimnation company in the country..It makes me just want to puke...My debt counsleors was chris villaverde.. I Never herd back from him eaither after I signed up...
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MadMom says...
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Yeah mine was ron rinehart, after the first few days he was always unavailable, once i did get him on the phone and he stated that he was only the counsleor that i was to contact the customer assistants. He only took all the info and got the first money. The so called retainer fees i guess. That is a pretty good salary. Got a thousand from me. They were all evil people.i emailed lower my bills.com and told them that they had given mmg the info to contact me but no reply from them yet. Hey has anyone heard anything on 20/20 or dr.phil.?
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swtgal77 says...
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I haven't herd anything from them yet eaither.. Don't know what they will even say to us, but at least we kept that as evidence in case its needed..
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schim21 says...
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citykid - got the same letter from FTC - if we stay on them they will at least investigate them...KEEP HOPE ALIVE!! If anything they will hopefully get theirs from the IRS if that information was legit!! Keep plugging away...
I am now getting my wages garnished and am losing faith in everything but I will keep trying and move to the next step as it comes around!! 
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MadMom says...
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schim21 did you get the pm i sent to you? i am going to call ftc again tomorrow since i got the same letter and tell them that i still think they need to look further because my congressman said in a letter to me that he is sending a copy of all my documents to them to investigate and there has been a lot on here saying that they filed a complaint with the ftc. so how many do they need. it isn't just one complaint and i know it.we have to keep it going though. schim21 that is terrible about your wages, it makes everybody think you just didn't pay your debts like all of the rest of us we just got taken by mmg/rmp. this company needs to pay restitution for all of this anxiety and defimation of our character also.to me this is also a personal injury to all of us.
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craziet98 says...
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I have found Hyla's personal e-mail. hylaleah(at)aol.com. She was on AIM messenger under hylaleah and I IM'ed her and she asked who I was - I told her and she said " I think you have the wrong person. I don't know what you are referring to" . If you look under her profile - it is definetly her and chris. members.aol.com/hylaleah. I have also found her in classmates.com and e-mailed her through there. It is obvious that they are out for no good and alot of our money.
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schim21 says...
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craziest98 GREAT JOB I will email her right now as well as IM her when she's on line...
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MadMom says...
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hey you guys i don't have aol so let her know when you email her that i also want my money, i bet that is where we are getting the emails from the so called finance department and customer service. i got one from them wednesday saying they were not running or hiding that they are working daily to refund my money but it is still being processed. i asked them what processing was there to be done. no creditors now just a ruiened life thanks to them. i told them if they weren't running and hiding why don't they answer the phone or call any of us back. no reply yet. whoever emails her give it to her good for all of us.still waiting to hear from the lawyers i have contacted 3 so far doesn't matter who takes it as long as somebody does.
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