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Posted: Wed Jul 20, 2005 2:51 pm Subject: my i.d. was taken from me |
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my i.d. was taken from me and used by someone else to establish debt. now creditors and collectors are calling me. how can i stop these calls.
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myidwastakenfromme
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Debtcc Points: 100
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Posted: Wed Jul 20, 2005 4:22 pm Subject: |
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Myidwastakenfromme
Your post sounds like you have been a victim of identity theft. You urgently need to activate fraud alert by contacting the fraud department of the three credit bureaus.
Within 24 hours, your credit file will be alerted by the three credit bureaus. All the data of your credit file will be shared within them and legal investigation will be conducted.
Your name which was appearing where you applied for credit will be removed for a period of two years.
Credit reports will be sent to you from each of the three bureaus within one or two weeks.
This fraud alert will remain activated in your credit file to check the person who has done this crime. Experian will keep this alert for 3 months. Equifax will keep it for 6 months while TransUnion will keep it active for 12 months
You can also get a 7 year victim statement after you provide a proof to the bureau that you have been a victim of fraud.
You need to take immediate action before this situation becomes irreparable.
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ben

Joined: 20 Jul 2005
Posts: 2118
Debtcc Points: 41157
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Posted: Mon Aug 08, 2005 1:29 pm Subject: My I.D. was taken |
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Would Like Data on Account No. 5551410425
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Stella Tomkinson
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Posted: Mon Aug 08, 2005 1:51 pm Subject: |
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As Ben said, Pull your credit from all 3 bureaus and place those accounts under fraud alert.
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vwh

Joined: 22 Jul 2005
Posts: 134
Debtcc Points: 5762
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Posted: Mon Aug 08, 2005 3:02 pm Subject: |
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Hi Stella
Welcome to the forums. But you are mistaken with the company that you are looking for. Your accounts are not handled by this company as you are not registered with them.
It will be helpful to you if you contact the customer care cell of your creditors and request information on your accounts.
Regards
Roxette
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roxette
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Joined: 18 Mar 2005
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Posted: Wed Aug 24, 2005 3:56 am Subject: Sears MasterCard |
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activate new card
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Richard Allen
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Debtcc Points: 100
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Posted: Fri Sep 09, 2005 9:59 pm Subject: |
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Get your police report too!
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chmartinbaby06
Debt Samaritan

Joined: 30 Aug 2005
Posts: 392
Debtcc Points: 18632
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Posted: Sat Sep 10, 2005 12:18 pm Subject: |
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It's better to be safe than sorry. My fiancee was a victim of identity theft so we had to close her checking accounts and create new ones. We also contacted the 3 major credit companies to file a report. We did check our "her" police record only to find that there were a couple other people sharing her name -- but this component could simply be a mis-type on behalf of the police department. You will also want to contact Social Security to ensure your SSN has not been compromised by alerting them to your situation. Sometimes they're cooperative, other times they say "if something happens let us know". If you know for sure that is has been compromised then go through the tedious process of getting a new SSN. Unfortunately, access to social security numbers is actually becoming more common ... so you need to watch out. We all know that no one will get their social security (lol) but it still represents your identity and can be used to access a lot of personal information about you -- or used to pretend to be you for new credit applications. Always be sure to review your credit report regularly for new "thefts" as these identity burglers tend to sell off your identity to others once they're done with it. It sucks and may seem like an uphill battle, but trust me --- you'll get through it just fine if you stick to the advice from boards like these. Good luck to you!
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cryptowizard

Joined: 09 Sep 2005
Posts: 121
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