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LETSGETELLISCROSBY · Posted: Mon Jul 25, 2005 6:45 am Subject: PAYDAY LOAN

this letter is for ellis crosby and associates to read and also all the people in the same situation i've been drawn into. my wife took a payday loan out for 300.00 dollars, with having all the intentions to pay it back, but our bank had an error through there computer system (not only ours) and did not let a second payment go thru. within 4 days platinum b services has sold the account to ellis crosby and associates. on july 22, 2005 i received a call from a ms. valentine she was calling to inform me that her company was having 2 felony charges brought against me at 4:00 pm today unless i pay 800.00 dollars. at first i said please explain yourself a little more i was not aware of none of these actuation's but the next voice i heard was a man named richard who came on the phone and threatened me repeatedly and said i should seek an attorney because he was, i was going to be arrested and charged with a crime. he then said to me that he had noticed who i was payed by, and then asked a couple questions about that, i replied that i was active duty military, he then said to me that he was retired military and that i was a disgrace to the public and anyone who wore the armed forces uniform due to my action's and then hung up the phone. and of course at this point i was hot, one thing i want this man to know about me is that i have worn my uniform with pride and still ware it today with pride. i called back and this is what i got when one other employee picked up at this company who identified himself as an investigator i think his name was wanyeberg but not certain. this guy is a piece of work, he stated to me that he would see to it that i never was able to where my us navy uniform again, "well ---hole bring it on" it seems to be that this company is able to point out all the wrongs we are so called doing but failing to realize that they have been suspended from working any further, for all the laws they have broken, but they are still trying to take advantage of people, geuss what ellis crosby and associates you have met your match, my goal is to pay the company back that my wife borrowed money from and take you to court for harassasment, false statements, threats and several other items yet to be disclaimed. mr steele what is the definition of conversion theft, not something my wife or i have committed, conversion theft is defined as receiving us currency from someone with the intent of not paying it back. well we payed one payment so that is out the window for conversion theft. we want to pay our loan off, but nothing i mean nothing more!! i have contacted a collection attorney who is going to eat ellis crosby and associates for an all day meal. i have contacted several agencys and made several reports for there actions and there continuous actions. after making one of these reports to the state, i was directed to call the company back and let them know of my actions. i then was told by an associate there that i was on the path of phone harassment and not to call back, and then was hung up on. to all that read this and all who have a problem with this company, lets run them out of business and also out of town. signed jcd

momof5 · Posted: Mon Jul 25, 2005 6:53 am Subject: Ellis Crosby

Ok, can someone tell me why their name is no longer on the Ethics Expulsion website anymore, they have completely taken it off... and also under the Bud Hibbs website, where he writes agencies to avoid, they were a big one on their, and now they are no longer on there? what is up?

katie · Posted: Mon Jul 25, 2005 8:37 am Subject: momof5

Maybe they are being shut down, i have sent several letters to them, I am going to find out whats going on because the Attorney Generals office from Florida called me this morning, but since i wasnt here, i didnt get the call.
Ill post further comments online after i return her call.

LuLu · Posted: Mon Jul 25, 2005 10:07 am Subject: Re: PAYDAY LOAN

jw21220 · Posted: Fri Jul 29, 2005 3:19 pm Subject: Re: PAYDAY LOAN

i am having terrible difficulties with these individuals at ellis, crosby and associates as well. our situations are somewhat similiar however i did not serve the military. by the way, thank you for serving. they are horrible, horrible people. i will help anyway i can. i have contacted the district attorneys office in maryland, the attorney generals office and the maryland division of financial regulation. they have some very interested and helpful information that will benefit us both.

Please reply

Guest · Posted: Wed Aug 03, 2005 12:25 pm Subject: Same thing happened to me

I received the same call yesterday from a Carl Robuck, who was talking really fast, told me that there were 2 counts of internet fraud against me and the I was going to jail. I work in the fire service and he told me that I wouldn't want something like this on my record. I played along with his game, but it sounded extremely shady. He tells me to hold on, and he will see what he can do. After a few minutes, he gets back on the phone and says that they will settle out of court for $905 from an original loan of $250! The next thing I needed to do was wire the money to him. I called Platinum B today, but got a voice message and left a message. I have no intention of paying them $905, but I will pay back the $250 and any interest that I owe. Nor will I wire the money. If they want the money, I will send it to them in a money order and have a paper trail. Glad to hear that I am not the only one that got this very disturbing and strange call.

Posted: Wed Aug 03, 2005 2:42 pm Subject:

You should ask them to validate the debt first before you make any payment arrangements. It is your legal right to know the full details of your account.

http://www.debtconsolidationcare.com/validation.html

tiggergirl · Posted: Thu Aug 04, 2005 7:18 am Subject: ellis crosby associates and platinum b

Hello,

I have gotten a phone call from ellis crosby today demanding a huge amount of money. I won't explain much because my story is like so many others on this site but I wondered if anybody has the phone number for platinum b payday loan services. I want to call and deal with them directly and then go after Ellis Crosby. Also, does anyone know if Ellis Crosby is actually allowed to even still be conducting business. Thanks!

Posted: Thu Aug 04, 2005 8:10 am Subject:

If they sold your account to Ellis Crosby I dont think they will work with you, but it is worth a shot.

Posted: Thu Aug 04, 2005 4:33 pm Subject:

Hi tiggergirl

I have got this address of Platinum B from the internet. Hope this is the one you are looking for

Address:
16807 U.S. Highway 19 North
Clearwater Florida 33764
U.S.A.
Phone Number:
800-331-7020

Guest · Posted: Fri Aug 05, 2005 10:05 am Subject: Platinum B phone number

I have the phone and fax for Platinum B.
ph. 866-722-2770
fax. 866-599-5161

Posted: Fri Aug 05, 2005 11:21 am Subject:

I want to thank Ben for that link. It really helped me out. I am the person who spoke to Carl Robuck above. He contacted me on Aug 2 with his demands, and then today asking if I had wired the money. I told him no and he gave me 3 hours to do it or he would download my information to the District Attorney's Office in my state. I then contacted Platinum B again stating that I would like to pay off the loan for the amount I owe, and left a message. I then called back Mr. Robuck and told him that his he was violating my FDCPA rights and that their ACA rights were suspended back on June 1st, 2005 for 90 days. I then told him that I was contacting the Attorney General in Florida about his threats. He suprisingly said that he never made any threats, (which is not true) and then said he was only an employee there and did not know that about the suspension. Then he tried to say that I was basically trying to get out of a debt wouldn't let me talk. He asked me who I spoke to at Platinum B and I told him not to worry about it. It was none of his concern. He then did what they all do and cut you off, said that he was going to document it as me "refusing to pay" and hung up the phone. It was quite a switch he made from threatening to take me to jail and then now documenting that I am refusing to pay; which is not true. I am actually trying to pay Platinum B back, but I will only deal with them.
Thanks everyone for your input. It really helped me a lot.

Posted: Fri Aug 05, 2005 11:42 am Subject:

Is Platinum B working with you after selling your account? I called them and couldn't get anything but a message stating that they sold my account.

Posted: Fri Aug 05, 2005 12:10 pm Subject:

I am not sure yet. I have not been able to speak to anyone directly. Once I find out, I'll update.

Posted: Fri Aug 05, 2005 5:03 pm Subject:

Wispencer - I am glad that you have been able to feel yourself stronger while interacting with Ellis people.

I strongly believe that if we are well informed and take responsibility in every sphere of our life, then we can't be misled in anyway. Be it Ellis or anyone else!!

By the way, thanks goes to this website greatly because it is the noble work of Debt Consolidation Care who has made us aware of every legal issue.

I was in some debt, was looking for one easy repayment, found this site, got registered free of cost, and then one skilled consultant acted as an angel in my life. He really pulled me out from where I would never have been able to recuperate. I am in the completion of my program and see my credit file nicely reshaped.

It is very hard to find a suitable company and when a company like this is able to ease my financial conditions, I really feel blessed.

Sincere thanks once again to Debt Consolidation Care.

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