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Posted: Tue Jan 30, 2007 11:25 am Subject:

I am currently having issues with Pinnacle as they are calling my grandparents and harassing them calling them liars when they tell say that I am not home.

I know I owe money to TMobile...I couldn't pay the bill because the money had to go to the mortgage to help my grandparents so that we have a roof over our head.

I am currently out of work after being laid off from my job and waiting for unemployment to go through which still won't be for another 2 weeks til I know more...I had told one girl this and she very rudely told me "Well you were working for the past 2 months so why couldn't you pay then?" Unfortunately I live with my grandparents and had to put the money to something more important than a cell phone.

Today a lady called and bitched me out saying that they don't care if I am unemployed that they will still call me everyday til they get paid and it will still be going through the collection process. I told her snappy that they keep calling me and they will still get the same answer.

I've dealt with collections before and got them paid off. But even Asset Acceptance was never this abusive.

I've read the rest of this thread and I will send them a certified letter to ceased calling my home (to let them call my cell for all I care) but what else can I do to get them off my back until I am working again?

Posted: Wed Feb 14, 2007 7:23 am Subject: SHE DIED 4 MONTHS AGO!!!

My sister recently died. and you can imagine my surprise when i get a phone call from a company requesting her. I ask who was calling they told me pennacle group. and when i inquired as to the nature of the call she was very evasive. and she cursed me out and hung up on me. so the detective in me wanted to know what was up. if there was a debt i wanted it cleared off of her estate. I looked up their number on the internet. found it. still no answer as to what the call is about. so basically i placed them on call blocking. so NO MORE CALLS FROM YOU ARSES.

More concerned · Posted: Sun Feb 25, 2007 9:06 am Subject: to concerned citizen

I too received phone calls from this company. They are looking for someone who does not live at this number. I told them they had the wrong number and they continue to call all ours of the day and night. THIS IS HARASSMENT. They should be shut down for all the above remarks about calling people at work and false accusations. To you concerned citizen "holier than thou", some people have problems that cannot be helped such as unforeseen health problems, accidents, rising costs of living such as the increase in electric and gas rates. Have a heart and give people a break. Maybe they are using computers at a library etc.

blonde_beauty@yahoo · Posted: Tue Feb 27, 2007 9:55 am Subject: These people just dont quit

I recently lost my job. That's y I had to shut the tmobile phone off. now they keep calling requesting I pay them or they'll keep calling me. The only lady actually suggested that I "service" someone to get money.. Well I moved out of my room-mates apt and back into my moms to try and get things straightened out. They keep callin my old number. I gave them my new address and everything.

Anti-Pinnacle · Posted: Thu Mar 08, 2007 8:03 pm Subject: Other ways to complain

Try calling the FCC near you and complain about Pinnacle using a telephone to break the law, i.e., the fdcpa. Other things to do are to call the Minnesota AG, and the AG in your own state. There are various ways to legally ruin people like these.Keep an excellent record of when they call you, and any other information that describes the events of the call. Be sure to write down the time and date of each call. Write down a name of anyone at Pinnacle , or make a note of them refusing to give out their name. If you can, record the call, if it is legal to do so in your state. You can call an attorney that specializes in violations of FDCPA. If the attorney successfully sues, you get $1,000 from the collector, and from the the party who claims you owe them money. He/she will need good records of all the calls you received and the events of that call, especially unlawful one. Good luck to all.

JAMES12345 · Posted: Thu Mar 15, 2007 5:03 pm Subject:

They call me at all hours so i go to a pay phone an call them an play taperecorded messages. You know, the nasty stuff off of movies, i got cartman saying how would u like to su*k my b**ls an i leave it their answering machine

Furious! · Posted: Thu Mar 22, 2007 11:09 am Subject: being harrassed!

I am also being harrassed by this collection agency, infact I have told them repetedly to stop calling, as they are calling my cell phone and running up minutes being ridiculous. They have accused me of lying and being the girl they are looking for, have asked for me to put her on the phone...on so on! They assured me that they would take my number off their call list, when in fact they havent! I think there should be a law agaist this kind of harrassment! I have offered to prove that I am not the person they are looking for more then once--but they still call! What do I do?

Posted: Thu Mar 22, 2007 11:58 am Subject:

Furious,
There is a law against it.They are violating the fdcpa with those calls. Send a cease and desist letter to them telling them they have wrong person and to cease all communication with you. Send it certified return receipt. The address I listed below is what I could pull up on bbb.org. It may be correct or not:

Pinnacle Financial Group, Inc
7825 Washington Ave S Ste 310
Minneapolis, MN 55439-2409
Telephone: (952) 996-0559
Fax: (952) 996-0655
pfgservices.com

Jay · Posted: Mon Apr 02, 2007 3:29 pm Subject: Two things

1. To Pinnacle, I agree people should pay their bills and asking them to do so isnt out of the ordinary or wrong. It is they way in which it is done. More people respond to fair minded, calm representatives that know their business and can speak with intelligence.
2. To people angry with companies like this. One day I finally got sick of the calls and constant badgering and I put myself on a budget and drew a line on the paper when I ran out of money. Anyone below the line didnt get paid. Simplicity is knowing what comes first. The essentials are home, food some type of family insurance plan for emergencies and the emergency fund itself. Iam not perfect but these few things I have done and am now on my way to paying off over $70k in debt. At the current rate I will be debt free in about 2 years and I only make $38k/year. Slash and burn what you dont need keep your focus and when the phone rings....DONT ANSWER!!!

blonde_beauty22@yahoo · Posted: Sun Apr 15, 2007 4:16 pm Subject:

Yes Cajun that is the right address.. they sent me a letter in the mail with it on it.. And its not the fact that I dont want to pay my bills its just the fact that there are more important things to pay.. I am currently living with my mother.. Whatever money I do get form little odd jobs I give her to help with food, rent, etc...

Barry12 · Posted: Mon Apr 16, 2007 11:46 am Subject: Pinnacle Harassment

Maybe this will give you a little satisfaction: I recently acquired a new phone number for a fax machine. There are calls to the number night and day. I traced the number and it belongs to pinnacle. It seems someone changed their phone number, probably to avoid pinnacle's harassment and I got it. Well.. I don't care how many times they call, all they are getting is beeping! I am not changing the number although that would be a simple solution but someone else would get the number eventually and they too would be harassed. Maybe this will make you feel a little better, when they call my fax they aren't bothering you or me!!!

Barry12 · Posted: Fri Apr 20, 2007 4:49 am Subject: Correction

I forgot to mention in my previous message that I have answered the phone when pinnacle called and informed them that I am not the person they are looking for. They chose not to believe me and continue calling. Fortunately for me the line is used for the fax machine.
I have been blessed in my life and have always had work and have never had any credit issues Praise the Lord! I don't think it is right to try not to pay our debts but pinnacle's methods seem a little harsh. Sometimes huge debts are incurred through medical expenses people can't avoid.

sovereign · Posted: Thu May 24, 2007 5:35 pm Subject: Real Debt?

READ AT YOUR OWN RISK. NOT TO BE CONSTRUED AS LEGAL ADVICE..
When a debt collector calls, tell them you do not do business over the phone, request them to send you something in writing. If you do not receive anything in the mail within the alloted time, they are in violation of [15 USC 1692g]Section 809(a) for failure to comply with the Federal Fair Debt Collections Practices Act(fdcpa). And/If/Or you do receive something in the mail, under section 809(b), you have 30 days to respond in writing to dispute the alleged debt. This can be done by sending (certified mail-with return request) a 'dispute letter', along with a Debt Collection Disclosure Statement. If you are harassed after they have received the dispute letter, they are then in violation and could possibly be sued. Some may want to look into what a promissory note actually is! I have read that it is 'our' signatures that create the 'credit', not the 'debt'. A good website to visit on these matters is the 'suijuris' forums, there is some great information there.

Without Prejudice, Without Recourse, No Liability Accepted, No Value Assured, All Rights Reserved.
Sovereign

fedge · Posted: Sun Jul 15, 2007 9:38 am Subject:

Boy its really easy for all you to poke and pick at flaws. Maybe you should look at your own flaws. For that person that refused to verfi information. that is your fault you look guilty to a DC....if they ask the last 4 of your wife social and give you the numbers what harm is it in saying yes or no. And if you are disputing the bill send it in WRITING... DC hear that same sobbing storry every day.. i never got a bill i dont owe this.. etc .etc.. put it in black and white and they will take you serious and NOT think you a liar. At least get a fax number and fax them the request. if you can take time to complain on a web forum then you can fax a letter or mail one.

Posted: Sun Jul 15, 2007 10:35 am Subject:

1. Consumers are not required to provide info to a collector and do so at their own peril.We really don't know who is the other end of the phone.
2.A dispute can be verbal,this has been established by case law & Ftc.
3.The debt collector is required to follow the fdcpa in it's entirety whether you like consumer or not.If you cannot handle this,get another job.
4.I don't see any point to your post that would discuss anything relevant to the topic.

Shakti · Posted: Thu Jul 26, 2007 8:32 am Subject: Pinnacle Financial

I do not own them money but sent this letter anyway. I have not heard from them since.

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