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wouldntyoulike to know · Posted: Tue Apr 08, 2008 8:21 am Subject: 3rd party complaints

One collection agency aquire you number most times from their client. In my experience its understandable that number is wrong, but let me give you an example. If debt collector A talks to the debtor yesterday, at 830 am and verfys info and then 1 week or 1 day or 1 month later debt collector B calls and see this in notes, not that it give licence to be rude but I does make it frustrating when you are saying wrong number. Many time a D has given me a number and the next day the 3rd party has rf to admit they live there. This is why, you as the third party feel invade as you should and D only remembers company by the client name. I would advice instead of battling an agency verbaly just sent cert mail cease and decist, I know they will comply then. Yet I do agree the number should come out. You said he gave them a diff num not yours, then there is no crime in making sure they have it and politely asking them to remove it then. Lastly, I have a friend who works at PFG and the Jake you talking about never works never before 3pm central. Im tring to figure out how he called you at 830am.

wouldntyouliketoknow · Posted: Tue Apr 08, 2008 8:25 am Subject: inside pinnacle

Donald E Garcia is not the President of PInnacle Financial Group the collection company. You can find that on your own. Donald E garcia is the President of a morgtage company with a very simular name Pinnacle Financial. Pinnacle Financial is based out of MLPS,MN not FL lol. Must not be as inside as you seem.

Johnny come lately · Posted: Tue Apr 22, 2008 8:25 pm Subject: pinnacle financial group

as for the bonehead who wrote the, For all of you who like to make excuses for paying your bills instead of taking the time and sitting down to budget your mony and blame Pinnacle and so on. You might want to go back to the fourth grade to learn how to spell. Your an idiot. I have been getting these calls for a while now every night and to let you know all my bills are current i have excellent credit and do not understand why Im getting these calls. As for those who are getting these calls there is something you can do about it. report this Pinapple group to the FCC file a complaint in Court organize with others with the same problem and file a class action law suit against them. and also, If you do have an old bill that has been turned over to collections find out what the statute of limitations are in your state and remember to never agree to a payment plan or any other ploy they may take to reset the clock on statute of limitations. For those who get these calls every night or several times a week, call your phone Company and ask them to give you a printout of these calls have them record those calls for a week or so and then turn it over to the FCC and better yet just have the operator block all phone numbers used by the pinapple group and hopefully that will work. as for the Bonehead get a Life ....

as for the person who wrote this

guest · Posted: Wed Apr 23, 2008 5:48 pm Subject: pincale

Guys it is really simple if you dont engage them on the phone EVER they CANT DO ANYTHING. We did away with debtors prisons in the 1800's. Debt collection is a numbers game. Dont take their calls and they will eventually.................Truth be told they cant take your house, garnish your wages etc. Whomever put you in collections WONT take it to court because they have to spend good money after bad. It is all a game, a crap shoot fot the collection agencies. If they try to take you to court and garnish your wages, they have to do it to everyone or it is called selective prosecution. Owe a hospital bill? Pay them $1 a month and it will never go to a collection agency, then after doing that for a year write "settlement in full" in the memo line and when the check clears, you dont owe a dime............There are all kinds of ways to get out of debt............and for those of you that dont pay your visa and master card, visa and m/c sell their bad debt for pennies on the dollar and so do other companies like cell phone carriers..........Since the agency isnt the first party, they cant sue you anyway.

adev05 · Posted: Mon Sep 22, 2008 12:42 pm Subject: Collections

Always check for a settlement offer. Sometimes if you sign up to pay 50.00 a month or even 100.00 a month they will settle your account our for like 60%. Some companies will go as low as 40%. (My husband works for a collection agency). So always ask what they can settle this out for. It is like bargaining with a car salesman

doo deedoo · Posted: Thu Nov 13, 2008 9:41 pm Subject:

Don't forget the "Are you refusing payment ?" Question if You make an offer of payment be it 5 bucks and they refuse to take payment the debt is as good as PAID.

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