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SUSAN · Posted: Wed Jul 27, 2005 5:38 am Subject: ELLIS,CROSBY AND ASSOCIATE

I received a call from a karen baker at ellis,crosby and associate. She left a really strange message. That it was important I call her back rightaway or my attorney. Then she said good luck to me. Now that I read these emails. Who really arre these people? And are they really suspended by the ACA Ethics and Professional Responsibilty Commitee for ninty days? And if so are they suppose to be making these kind of phone calls? And could you send me an email with a phone number so I can verify their supension. This way I can bring it to there attention?

Katie · Posted: Wed Jul 27, 2005 6:42 am Subject: Susan

You should definatly bring it to the Attorney General of Florida's attention, please look him up his name is Charlie Crist, and report him to them! They have an investgation on them right now. Razz

Posted: Wed Jul 27, 2005 12:41 pm Subject:

Hi Susan,

Welcome the debtconsolidationcare forums.

After a thorough investigation, complete examination of the record and full discussion of the issues, the ACA Ethics and Professional Responsibility Committee has voted to suspend the membership of Ellis Crosby and Associates, effective June 1, 2005. This suspension shall last ninety days.

Since they are suspended for a period of ninety days they shouldn't be indulging in these type of phone calls.

The contact details of ACA International, the Association of Credit and Collection Professionals are as follows :

ACA International
P.O. Box 390106
Minneapolis, MN 55439
+1(952) 926�6547
URL:www.acainternational.org

Please feel free to come back with you queries

Regards
Samuel

Katie · Posted: Wed Jul 27, 2005 1:13 pm Subject: ELLIS AND CROSBY

Yes sam, if you read the forums then you will see that they are suspended.Thank you for that tid bit

Guest · Posted: Tue Aug 02, 2005 4:21 pm Subject: Re: ELLIS AND CROSBY

Katie,

Hi, I got a call from "Investigater Karen Baker" today myself and would like to know where I can report her to? She wanted me to send money by 2:00 or else. She also accused me of some type of fraud and asked me questions about my arrests if any and if I had ever been on probation or parole, now what does that have to do with collections? She also threatened that if I did not send money by that time that I would regret it. I paid the payday advance off that I got but stopped any debits after that amount was paid and apparently they wanted to collect three times that amount and they couldn't get to it due to my actions at my bank and they couldn't rip me off... wah! Please let me know what actions I can take to put these people in their place ASAP!!!

Thanks,

Missy

Posted: Tue Aug 02, 2005 5:10 pm Subject:

Missy - If you make a complete tour of this forum specially Ellis Crosby threads, you will realize that they have been regularly using the same unfair techniques on the consumers to recover the debts. Some of these debts are even non-existent. But they are trying to intimidate the consumers by building in the fear so that the innocent people start paying them without any further thoughts.

You need to be aware of your consumer rights and deal with them strongly because they are violating the law. Each and every of their actions is a violation of the FDCPA law and they are about to face severe punishment.

Their membership is terminated but that does not stop them from contacting the consumers. Although, they are undergoing legal surveillance, money is not getting deposited in their account.

So, I will suggest you to send a written letter to them through certified mail and inform that you don't wish to communicate with them and they are required to stop contacting you. Any further communication will result in legal actions and you will sue them under the Consumers Protection Act as per the FDCPA law.

If they contact you on the telephone, you can inform them that you are recording all the conversation and you will present it to your lawyer and file a case against them.

In the meantime, you can lodge your complaints at the FTC, DA's office, BBB because the agencies are looking for a larger number of complaints to take necessary action against them.

phyllrn · Posted: Wed Aug 10, 2005 6:07 am Subject: EllisCrosby

I got a call yesterday from an "investigator". I did set up payment arrangements. At first,she said they were not a payment agency and that I would need to pay $900 by 4pm. I told her that she was ridiculous, and mentioned some items from this website!! She then backed down a bit, and agreed to my proposal. But after checking back to this site today, will Ellis even receive and process my Quik Collect on 8/12?? I just read about their survelliance. Should I proceed with a payment? Which, by the way, is way over my original debt amount. This forum has been extremely helpful, but I need advice...again! Please advise....

phyllrn · Posted: Wed Aug 10, 2005 10:23 am Subject: ellis crosby reply

I received a call today it was awful! I then found this website, they will GET NOTHING FROM ME. They refuse to provide me with the validity of their claim

kiymie · Posted: Wed Aug 10, 2005 10:23 am Subject: ellis crosby

i meant to reply to phyllrn...sorry!

kiymie · Posted: Wed Aug 10, 2005 10:26 am Subject: ellis crosby

let me just tell you, i receive my first call from them and they ended with GOOD LUCK! What the heck does that mean, they make it sound like you will have to dodge bullets. Anyway i just got done paying $1600.00 the very end of july. i guess it is too late to get my money back? i sent it via western union. i got a call today from 5 different people. they refuse to show me the validity of their claim, what does that tell you. i was crying an hour ago because i did not know where i was going to pull 515.00 from. now, after this site, i won't! they also gave me a date of when i took the cash advance, my bank has no record!

kiymie · Posted: Wed Aug 10, 2005 10:27 am Subject: ellis crosby

how do i file the complaints that i need to?

Posted: Wed Aug 10, 2005 11:49 am Subject:

Hi kiymie

Welcome to the forums. I am sad to hear that you have paid money to Ellis Crosby before getting sufficient information from this website.

But, now I assume that you must have made yourself well informed and know that you will deal the next collection calls more courageously.

Please be rest assured that Ellis Crosby will not take any legal action against you to recover some non-existent debt. The FDCPA law authorizes you that you can refuse any payment call unless it has been legally validated.

Many of the innocent consumers like you have become their prey and hence have filed their complaints at the FTC, BBB, DA's office. The number of complaints keep growing each day and we are about to see some quick legal action against Ellis Crosby very soon.

Regards
Roxette

Pamster · Posted: Thu Aug 11, 2005 8:46 am Subject: Ellis Crosby

Yep, I got called last week and lost it, I hate being threatened, I immediatly found this site and reported them to the FTC, FDCPA, Florida Atty. General and the Maryland Atty. Generals offices. When the "officer" from EC called the next day, I told her I knew about the company and that they were under suspension, so unless they wanted a legal suit they better stop calling me and hung up on her, haven't heard a peep since.

Posted: Thu Aug 11, 2005 8:58 am Subject: Thats the way Pamster

That is the way to handle such companies; you need to be aware of latest happening with the company.

Denny

caleahcat · Posted: Tue Aug 16, 2005 1:37 pm Subject: Ellis Crosby & Associates

I received various messages in the last two days from Detective Conner. He called into my corporate number and accidently reached another employee here in my office. She had the guts to call him back just to tell him he had the wrong number and then he began to threaten her stating that "it was going to be a very long day" for her.

My coworker and I started doing some investigation of our own and I am so glad we found this website. Now I know exactly the type of people I am dealing with here and how to handle it. If they have anything really important to deal with me on they can send it in writing.

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