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Posted: Wed Aug 03, 2005 11:10 am Subject: |
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Ok first of all, how can this company continue to do this to people? I just don't get it, they should be shut down! How many complaints do they need? They have 66 complaints on the bbb website against them. I just can't believe they can continue to do this! I sent them a C & D letter early July and have not heard from them since... but I feel like they are right there, maybe getting ready to call me, for just a simply loan from FSM processing that I am willing to pay back but can't because I would never send money to Ellis and FSM will not work with you.
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Guest

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Posted: Wed Aug 03, 2005 2:14 pm Subject: |
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Hi taraye10
Welcome to the forums. I am glad that you have gathered some useful information from this website and now you know that you cannot get intimidated by their illegal actions.
Please send one cease and desist letter and ask for validation of the said debt. It is your legal right to know the complete details of your accounts.
http://www.debtconsolidationcare.com/validation.html
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Date
Your Name
Name and Address
of original creditor
Re: Acct # 000-000-000-000
To Whom It May Concern:
This letter is regarding account # 000-000-000-000, which you claim I owe. This is not a refusal to pay, but a notice that your claim is disputed.
I am requesting validation, made pursuant to the Fair Debt Collection Practices Act. Please note that I am requesting "validation"; that is competent evidence bearing my signature, showing that I have some contractual obligation to pay you.
Please also be aware that any negative mark found on my credit reports from your company or any company that you represent for a debt that I don't owe is a violation of the Fair Credit Reporting Act; therefore if you cannot validate the debt, you must request that all credit reporting agencies delete the entry.
Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports.
If you no longer own this debt, remove the derogatory marks from my credit report per the FCRA. Failure to respond within 30 days of receipt of this certified letter will result in legal action against your company. I will be seeking a minimum of $5,000 in damages for:
1. Defamation
2. Negligent Enablement of Identity Fraud
3. Violation of the Fair Credit Reporting Act
For the purposes of 15 USC 1692 et seq., this Notice has the same effect as a dispute to the validity of the alleged debt and a dispute to the validity of your claims. This Notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status.
Best regards,
(Insert your name)
Cc: (Insert a lawyer's name here), Esquire
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(It is your legal right to dispute any item on your credit report, for any reason. If documented proof that discredits your dispute isn't provided within 30 days, it MUST be removed by law. This is why it is so important to send the dispute form via certified mail. Not only to insure its delivery, but to have documented time of when it was sent.)
Regards
Roxette
_________________ Debtconsolidationcare offers free counseling and help, please avail the services before taking any major decisions.
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roxette
Moderator

Joined: 18 Mar 2005
Posts: 4140
Debtcc Points: 50411
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Posted: Thu Aug 04, 2005 5:57 am Subject: AGAIN! |
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I get into work again this morning...and another call! I picked up the phone and I hear this deep, rude voice ask for me. I KNEW who it was so I hung up the phone. He called back 5 minutes later ("Investigator Michael Thomas") and asked me if I'd made a payment yet. Again I told him "no" and he hung up.
When do they stop??? I really hope that their "business" goes under VERY soon....
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Lindsey
Debt Samaritan

Joined: 02 Aug 2005
Posts: 363
Debtcc Points: 14627
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Posted: Thu Aug 04, 2005 9:32 am Subject: |
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"Investigator" Sanchez called me again earlier and she accused ME of being a liar. I said, "Well, speaking of liars, you KNOW your 'business' is under legal surveillance and suspension, so you shouldn't be contacting me. Period." Then she panicked and said, "No, that's the COLLECTIONS part of our 'business' not the LEGAL part."
Uh huh. Needless to say, she hasn't contacted me since.
I sent a copy of that awesomely-written letter to them via fax
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Lindsey
Debt Samaritan

Joined: 02 Aug 2005
Posts: 363
Debtcc Points: 14627
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Posted: Thu Aug 04, 2005 2:06 pm Subject: |
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Hi guitar_slayer
I am sure that you must be feeling much relieved after sending the letter to Ellis written by the moderator of this website Roxette
We definitely should thank him for rendering continuous help to all of us.
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ben

Joined: 20 Jul 2005
Posts: 2099
Debtcc Points: 41167
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Posted: Wed Aug 10, 2005 6:10 pm Subject: |
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Does anyone have a number or fax or email for the attorny general in Florida?????
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BethN
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roxette
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Joined: 18 Mar 2005
Posts: 4140
Debtcc Points: 50411
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Posted: Wed Aug 17, 2005 2:00 pm Subject: ellis & crosby |
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i recieved a call from them also.it was Sanchez, telling me i need to borrow some money from a family member, because i was about to goto jail for fraud and
bad checks because i have a couple of payday loans unpaid. I have never been contacted by the payday companies, but i get a call from her., I have every intention of paying it back, but i told her, i am on disability, and i have to pay somrthing on it once a month. of course that wasn't acceptable. Then she mentioned Eagle national bank, i said well i will called them, she let me know they will not accept phone calls. Spmething is fishy, something needs to be done about this. Help
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pgipsong
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Posted: Wed Aug 17, 2005 2:17 pm Subject: ellis |
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they cannot do anything to you
Please file a complaint with the florida attorney general
You can look him up on the web
Charlie Crist
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pgipsong
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Posted: Wed Aug 17, 2005 3:38 pm Subject: |
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Yes, Ellis Crosby cannot do anything during the suspension period.
You can read the feedback of other members in the forum and realize that Ellis Crosby is involved in all sorts of illegal activities to recover money.
I guess how they call people when they know that we all are aware of the facts. I appreciate their dedication to their work. Though it is not giving positive results, but they keep trying. Guts
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ben

Joined: 20 Jul 2005
Posts: 2099
Debtcc Points: 41167
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Posted: Thu Aug 18, 2005 12:59 pm Subject: ellis and crosby |
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hi i was a victim just today about a3 hours ago by the name of S.MOORE. she demanded that i sent them money today. i was scared to death, i gotten real nervous about this.somthing needs to be done about this. i also asked for some kind of paper work, she stated that she could not give me any until i sent the money. i took it upon myself to look them up and this is what i found. who ever started this message bord thanks you help calm me down.
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msmdd
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Posted: Thu Aug 18, 2005 1:30 pm Subject: I started the Ellis Crosby forum |
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Your welcome
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Katie
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Posted: Thu Aug 25, 2005 6:37 am Subject: Ellis Crobsy and Assoc. |
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I rec'd a call on August 24th telling me I need to send $665 dollars or they will call my employer and send someone to take me to jail. I did send the money and I have a copy of my Western Union receipt. Is it possible for me to get my money retrun to me.
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Guest

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Posted: Thu Aug 25, 2005 6:49 am Subject: STOP THIS |
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they really need to get a GRIP on this
everyone please read this article
myfloridalegal.com
and then go to news releases
they are being shut down
[Link made inactive. Please copy and paste the site address in your browser.-Mike]
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Katie
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Posted: Fri Sep 09, 2005 9:08 am Subject: My Experience |
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I am still over here shaking from the call I just got from a representative from Ellis Crosby and Associates. They gave me the 2pm deadline as well. They told me that my case would be downloaded to the courts and that I would be brought up on charges to defraud a payday loan company. I have every intention on repaying the loan but i have been out of town and did not have access to any information regarding the company. I thought I had paid the loan off but can not quite recall. The lady was very demanding and scared the crap out of me. I told her that wouldnt be able to pay until the 15th but she said they wouldnt be able to wait that long. Mind you I have not received anything in writing nor a phone call or email from the payday loan company. She claims to have my case and that she is handling it and that I can not make arrangements with the payday loan company any longer. What do I do?????
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LadyB
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Posted: Fri Sep 09, 2005 9:16 am Subject: What do you do? |
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Nothing! You wait until the case between Ellis Crosby and the Attorney General is over. The 1st hearing is on monday, But they are pushing for extension for discovery!
That company cannot do anything to you, i would not pay them NOW because your money wont go toward the debt it will go towards their last paycheck.
They are being shut down by a court and face federal charges.
Dont send them anything they cannot do a thing to you.
Im not saying dont pay but i would wait until a new company is hired and your debts will be sold to them, maybe they will be honest with us, and not use scare tactics.
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Katie
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