Internet's first get-out-of-debt community - 123,000 members

Posted: Wed Jul 27, 2005 1:14 pm Subject: Ellis Crosby and Associates

I received a harassing phone call from Ellis Crosby yesterday and my work. They said a lot of things and threatened me with going to jail...the bottome line is that I had to pay $560 before 6 pm or they would have me arrested and my hard drive from my office subpeonaed. Not knowing anything about them I did monegram them the money. My question...since they are under suspension...what happened to my money? Is the payday company considered paid in full?
_________________

Posted: Wed Jul 27, 2005 2:39 pm Subject:

Hi mdow315,

Welcome to the forums.

Posted: Wed Jul 27, 2005 6:42 pm Subject:

I do have the moneygram receipt that says I paid it to Ellis Crosby and Associates. It laso has on the reference the payday company that it was supposed to go to. I did talk with Ellis Crosby and they said I would receive a letter in 7-14 days saying my account was paid in full. Do I have any other recourse at this point on getting back any of the money over my laon I paid?

Rich · Posted: Sun Jul 31, 2005 10:26 am Subject: money grams

I sent them Ellis Crosby and ASSociates 200 of the 600 they told me i needed to send them through money gram, but after i got myself together enough to realize what they have been doing i went back and found out they did not pick the money up, Check to see if the money was sent through, if not you can do what i did and cancel it and have your money either sent back to your account or redirect to you. That way you have your money atleast till this mess is cleared up.
let me tell you Paul Epstien for this Ellis Crosby and ASS ociates, was very mad that i told him i was only sending 200 not 600 and that he would take it or leave it, then i know that after days (3) went by and the money was still at the money gram place that i needed the money more than they did obviously, so i took my money back. I have not heard from them in 2 months.
Probably will now that i am talking about them, hehehe
but that is ok, I AM SO READY NOW Twisted Evil

Posted: Mon Aug 01, 2005 1:25 pm Subject:

Rich - Have you realized one thing that people from Ellis Crosby contact the consumers once only? After the consumer notifies them of their illegal action, they stop calling them further.

I guess from where they are getting information about the innocent consumers. Surprised

rich · Posted: Tue Aug 02, 2005 8:02 am Subject:

ben- Yes I notice from my experience and the experiences of other here on these forums that the effectiveness of their collection habits normally only take one call. They brought me to my knees begging god for help, when i got the infamous call, the ring heard around the world, so it seems. It is solely my intentions to take this matter as far as i can possibly take it. Im thoroughly pissed that my rights were violated in this manner. I already felt guilt for my inability to repay my loans, which probably justified the mental and emotional state of mind i was in once i got the call. I can not beat myself up like that, it is simply not healthy for me.
I WILL GO TO ANY LENGTHS TO BRING THIS VIOLATION TO JUSTICE AND TO HELP OTHERS THAT FALL VICTIM TO THIS COMPANY. WE DONT HAVE TO WALK THROUGH THIS ALONE!
RICH

Posted: Tue Aug 02, 2005 8:11 am Subject:

I just got a call in the middle of work from Ellis Crosby and Assoc.
It sounded fishy from the beginning.
I knew ahead of time that I owed payday loans to two companies: E-DollarsDirect and Alpha Processing. I hadn't yet been able to pay them but had every intention to this coming week.
Keep in mind, neither one of those two payday companies above contacted me at all regarding my outstanding loans.

The Ellis rep called me and told me I was being charged with intent to maliciously defraud those two companies with US currency. What???? Then when she gave me the two totals I owe, which were MUCH higher than I borrowed, she told me that there was a TWENTY FIVE dollar late fee EACH week after I had taken out a loan. I DO NOT remember reading that in anything I signed.

As it stands, she said I have until 2pm to send those two totals, which I DO NOT have. She said it then goes to court, my county will be notified and I will owe $1800.

IS this legit? I do not know. If I get a federal court-ordered summon from my county, I will pay something, in order to avoid court...but this is nuts.

Katie · Posted: Tue Aug 02, 2005 8:32 am Subject: ELLIS AND CROSBY

It is not legit and they cannot demand you to pay anything only a court can do that in which you will be notified of any court apperances by mail, or corrier. Do not be intimadated by them at all

Posted: Tue Aug 02, 2005 3:46 pm Subject:

missiville · Posted: Tue Aug 02, 2005 4:41 pm Subject: ellis crosby

I am SO glad I found out all this information before 2:00 when my deadline was for payment via Western Union. I also only borrowed $300.00 from E Dollars Direct and Investigator Karen Baker tells me I owe an additional $395.00. I don't think so and to think I almost sent it!! If anyone needs another voice to be heard, I am HERE for you and will do whatever it takes to be sure this company doesn't intimidate others as they seem to continue to do to make money that does not belong to them. Anyone else out there I hope will join together and not let them get away with this scam. If someone will please let everyone know exactly what measures we need to all take to stop them...PLEASE let us know ASAP!!

Posted: Tue Aug 02, 2005 5:36 pm Subject:

Hi missiville

Welcome to the forums. We are glad that you gathered the necessary information before you were about to make a serious mistake.

Next time, when you get the calls from them, be aware of your consumer rights as per the FDCPA law and do not feel shaken by their threatening calls. They just can't do anything more than that.

Also, you will get necessary updates on everything relating to debt issues and easy ways to solve them out. Please consider yourself registering with this site totally free of cost and join the community.

Your successful registration with this site will offer you free counseling and budgeting programs that will help you to deal with any financial problems in your daily life. A free registration in the sign up page will enable you complete guidance in solving the debt related issues.

Regards
Roxette

RICH · Posted: Wed Aug 03, 2005 3:43 am Subject: Re: ellis crosby

Posted: Wed Aug 03, 2005 5:07 am Subject:

Thank you SO much, Katie and Ben!
I appreciate your support and info!

Yesterday, after I received my harassing call, the woman who called me took it upon herself to call one of my co-workers around 2pm (I had left work already). Apparently the woman "investigator" went beserk on my co-worker and demanded that my co-worker give her my HOME phone number. Luckily, I work with the gvnt and handing out info like that is not allowed.
My co-worker called my home all upset saying that the "investigator" was demanding to get a hold of me, that she was going nuts on the phone, and that she said she's going to call my boss.
I had to reassure my co-workers, embarassingly, that the woman is NOT an "investigator" and that I'm not going to get "arrested."
My co-worker informed the "investigator" that calling my work and harassing people is illegal and that she'd best not do it again....to which the "investigator" replied, "We ARE a government agency, too."

Uh, no you're not. So....today I am going to contact ACA, FTC and Florida about this.

My question, however is...if we DO have outstanding loans, what should we do about paying them? I have 6 loans out and need to pay them all off.
I just got done getting in a HUGE fight with Sonic Payday loans...where one of the "loan officers" said he was going to send me to court, and etc...This guy called my work incessantly and harassed me nonstop and was rude. I had to change my phone number and address (got a PO box).
I'm considering a debt consolidation right now, since I'm slowly falling in the red. At 19 years old, I would have never imagined I'd be going thru stuff like this! Rolling Eyes

Posted: Wed Aug 03, 2005 6:46 am Subject:

Well they don't know when to quit!

I just got ANOTHER call from "investigator" Sanchez.
She asked me to send money TODAY. She tried asking for my home number, but I wouldn't give it to her.
I briefly thought of giving her the Florida State's Attorny number or Summer's number, as my "home" number but I dont want to get myself in trouble.

She said she's going to send me an "exoneration" letter. Has anyone else been told this or know what it is??

Katie · Posted: Wed Aug 03, 2005 9:23 am Subject: ELLIS AND CROSBY

Gutiar-
I am in the same boat but i have 13 loans! And im only 21. I think this whole thing we are all having to go through is CRAZY! I think they should stop possing. I have talked with Summer and she has told me that anyone else we can get that is having problems, please contact her. You can find her info on the website of Charlie Crist the Attorney General of Florida. Please talk to her Smile

THANKS
Ellis and Crosby deserves to be shut down, they do not work for the goverment, otherwise the goverment wouldnt be trying to do invesgations on them Smile

*Name:
*Email:
*Phone:
*Zip:
Debt

	* denotes required field

Internet's first get-out-of-debt community - 123,000 members

Ellis Crosby and Associates

Members Area

Free Debt Counseling

Ask the community

Featured Discussions

Featured Articles

Question of the Month

Useful Links

Recent Forum Discussions

Recent Blog Post