 Posted: Thu Jul 28, 2005 12:30 pm Subject: Chapter 7 bankruptcy |
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Hi James,
Welcome to the debt consolidation care forums.
You have already filed chapter 7 bankruptcy but you need to keep in mind that bankruptcy can affect your credit report. This negative information will stay for a maximum period of 10 years.
However, before filing for bankruptcy you should have looked for other options.What i feel is that debt consolidation would have been a better way for you to get rid off debt. The debt consolidation company will negotiate with your creditors on your behalf and offer you a step by step repayment program which will suit your pocket.
To get a clear picture you may visit the following pages :
All the best.
Regards,
Samuel
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samuel
Joined: 28 Apr 2005
Posts: 9
Debtcc Points: 455
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