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Posted: Thu Sep 01, 2005 10:03 am Subject:

how can I find out if Payday loans are illegal in Michigan?

Katie · Posted: Thu Sep 01, 2005 10:16 am Subject: Da

Call your DA office

Posted: Thu Sep 01, 2005 10:19 am Subject:

i'm assuming they are not, since we have a local cashamerica (payday advance) store in town.

Posted: Fri Sep 02, 2005 1:21 pm Subject:

It appears that Ellis sold my accounts for 3 loans to a new company, they tried calling to collect today, there are a much nicer bunch to deal with, but very unorganized, as while I was on the phone with one rep, another was trying to call me.

Posted: Fri Sep 02, 2005 1:22 pm Subject:

their name is Elin Collect Edge????

Katie · Posted: Fri Sep 02, 2005 1:54 pm Subject: Ellis and Elin Collect Edge

I cannot find any info on Elin Collect Edge at all. I looked on budhibbs.com and also looked on Yahoo. Maybe it is Ellis Crosby under a diffrent name or impersonating. Did they call themselves Invesgators?

Posted: Fri Sep 02, 2005 2:00 pm Subject:

It seems that Elin Collect Edge is a delusory name.

I will still research on it for some more time and update you.

Posted: Fri Sep 02, 2005 8:14 pm Subject:

One way to check on the name is to get the 800# and address of where you can send a certified check.

I also cannot find anything on Elin Collect.

I seriously doubt that this is Ellis Crosby. They would of had to hired new people. Because once when you train someone to threaten their freedom, I doubt it's hard to break them of that.

I wonder if the people working for Ellis Crosby feel good about what they do. Does their work truely make them happy?

I also wanted to add, or basically question...is how can Ellis Crosby and associates continue their unethical particing. I know they were warned, and you woulda thought they would tone it down a bit till everything clears up...but they still are harassing people. And everytime you try to call for Ted (Ellis) Crosby you get Tammy @ ext. 201

Just seems weird that's all. And can he get arrested for the way he does business.

BethN · Posted: Sat Sep 03, 2005 7:21 am Subject:

If they get shut down by the Atty Gen, what will happen to our payday loan debts? Anything??

Guest · Posted: Sat Sep 03, 2005 8:37 am Subject:

Chances are they'll just sit in limbo. Ellis Crosby & Associates may sell the contract they have with the payday people to a new company. Saying...we'll give you all these accounts for a set price. It may be awhile, but just because no one is calling you, and there is no company that is harassing you about it, doesn't mean it'll go away.

If something like this did occur, I would probably just call the original creditor back.

MR AMAZEMENT · Posted: Sat Sep 03, 2005 10:40 am Subject: RESPONSIBILITY

i read this site on a reg basis. why dont you guys just pay your bills. some collection agencys are rough but most of u are guilty of getting the money and never paying it back & then when they contact you you look for a scapegoat by seeking legalities. whatever happens to the agencies you still have the debt out there. please dont teach your kids to run from the responsibilities that u create yourselves.this site is just a haven for irresponsible deadbeats. and the advice seems to come from a roxette who is trying to make money on credit counseling.....wow!!

MS. A.H. · Posted: Sat Sep 03, 2005 10:46 am Subject: EX EMPLOY

a competitor of ellis crosby & assoc called allen lewis & assoc also put false claims on this site pretending to be consumers...eca has lots of disgruntled ex employees adding fuel to the fire...motives will be exposed......stay tuned

Posted: Sat Sep 03, 2005 10:53 am Subject:

Mr amazement, this site is for people who need advice and help on debt. This is not a site for deadbeats, a lot of us here run into situations which set us back.

We are here because we want to get back on the right track and out of debt. In Roxette's defense, she is here to help us. She gives us very sound advice along with everyone else who has been here for a while.

If you are here on a reg basis, you will see that most of us are trying to pay our debts that are out there. We just dont want it to get in the wrong hands.

MR AMAZEMENT · Posted: Sat Sep 03, 2005 11:09 am Subject:

Rhonda i know its not everyone..but there are folks that just try to take advantage....thats why congress will make it more difficult for folks in trouble to file bankrupcy...thanks to some of the deadbeats looking for a dishonest way out of debt...stay away from payday loans & pick up a second job!!!

Posted: Sat Sep 03, 2005 11:25 am Subject:

Mr. Amazement,

I wish to inform you that there are many more collection agencies that are collecting debt from the consumers and they are practicing within their lines. Thus, the consumers don't object to pay them. I believe if you are a regular visitor in this site, you must know about it.

But some of them just don't want to stay calm and get involved in unfair practices. As a result, they catch attention very easily. That's why the forum like this is a place to aware the common people.

By the way, I am doing a noble work and getting the blessings of many people for my good deeds. Am not interested in making money on credit counseling right now.

Regards
Roxette

MR AMAZEMENT · Posted: Sat Sep 03, 2005 12:53 pm Subject: RESPONSE

at the same time roxette, advise these people to be financially responsible. they default on these loans & when they are contacted with the very same numbers that they themselves provide they have the nerve to say they are being harrassed.i am a business owner and i know the feeling of being stuck with a worthless check & when i call the debtor they tell me to stop harrassing them. some even exaggerate my personel collection attempts....anything to remove the attention off of what they have done.

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