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lucky1 · Posted: Thu Jul 28, 2005 11:36 am Subject: credit help

I have a lot of credit card debt. I have never been late or overdue. i pay $450 dollars a month over 3 cards. and i would just like one bill. Wjhat should i do since i am not the traditional credit problem

Posted: Thu Jul 28, 2005 3:09 pm Subject:

Hi lucky1,

Welcome to the forums.

You have not mentioned what are name of cards that you hold.However,you can transfer the total outstanding balance to a single credit card.
This will help you in reducing the amount of interset you are paying.Also your monthly payments will be reduced as a result of clubbing your debt.

Also on the amount of balance transfer you will have to pay lower amount of interest for a specified period of time.

Hope this will help you.

regards
thirdeye

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