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Posted: Mon Feb 20, 2006 5:39 pm Subject:

Patrice, I will be glad to give you some information in the payday loan consolidation company through PM. Once you have registered here, let me know. I will send you the info.

Patrice · Posted: Mon Feb 20, 2006 6:10 pm Subject: payday loans

David, I registered but I'm waiting on password.

Posted: Tue Feb 21, 2006 3:10 am Subject:

Patrice,

These companies are sneaky on how they put a voluntary wage assignment into their contracts. I didn't even know Sonic had done it until they contacted my employer. We'll help you through this. I'm going through it myself now along with others in the forum.

Posted: Tue Feb 21, 2006 10:48 am Subject:

Patrice, enter your email address and password as 9 for logging in the forums. After you have logged in, I will advise you to change your password immediately by editing your profile.

Let me know after you have come logged in the forums. I will send you the information.

Posted: Tue Feb 21, 2006 6:52 pm Subject:

"I have also seen the companies making the debits from the account using different amounts. In such a case, you have to suggest your bank to block the ID code of the company. Doing this, the company won't be able to make debits with any amounts."

My bank will stop payments from specific companies...I've had to do this a bit with my recent payday loan debacle. I went to the bank (in my case, American National, formerly Western National) and sat down with an account person...they called up my account and I went over who to block from.

The block fees are fairly high with them, but it beat the alternative!

egw

LISA YOUNG · Posted: Fri Jul 07, 2006 11:37 am Subject: PAYDAY LOAN TROUBLE

Hello, i really need help with my payday loans. i do not know another way out. I have been struggling paying the interest amount on the payday loans for a year and i can keep it up anymore. Is it possible that someone can help me?

Posted: Fri Jul 07, 2006 11:51 am Subject: debits

MOST of the payday companies will call off the debits if you get in touch with them at least three days before it's due. Explain what is going on and start from there. The main thing for you to do now is to stop those debits. Get something in writing from them - even an e-mail showing they said the debits would not be done, therefore, if they do it anyway, you can have that for reference.

fabio · Posted: Fri Apr 11, 2008 4:28 am Subject: paydayloans

i have a paydayloans nightmare my question is how long does it take to that companies to garnish your salary.. i have a 4 paydaylonas dontknow how to get out. any good company here to do deb consilation with them ?

Posted: Fri Apr 11, 2008 4:39 am Subject:

In order for your salary to be be garnished, there needs to be a court order. Pdls do nit garnish.
What they may do is send your employer a wage assignment. You may have signed one when you applied for your loans. These are strictly voluntary and you can revoke it. Just send youe loans companies a letter stating that you revoke any and all wage assignments that you may have signed with them ot their affiliates. also give a copy to your pay roll person.

fab · Posted: Fri Apr 11, 2008 5:44 am Subject: help

tahell kashzan thanks for the advise can you tell me if a company from here works with internet paydayloans for a deb consilation . i read the TC somethin from here but i see is kind out old date can you tell me if they work with companies for deb consilation ...fabio

Posted: Fri Apr 11, 2008 5:47 am Subject:

Fabio, we can help you here. If you tell us what state you are in, who your lenders ae, how much borrowed, how much aleady paid, and if they are store front or internet. many of us have done this on our own.

fabio · Posted: Fri Apr 11, 2008 6:32 am Subject: paydayloans

instanloanstoday= 500= pai 0
911quickloans 500- paid 150
little shop loan= 200 paid 240
sometme comapny i dont know name 200 paid 180
The Loan Shop On line 300 paid 90
horrible mess im .. can you tell me what are my options ... i lived in nj ? any company that takes paydayloans deb? thank you... fabio

Posted: Fri Apr 11, 2008 6:38 am Subject:

You are not in such a terrible mess at all. First the good news. Pay day loans are illegal in NJ. I will post the laws for you. All of your lenders have lent to you illegally. All you are morally obligated to repay is the exact amount that you borrowed. Not a cent more. First you need to close your current checking account so these people can not get any more of your money.Once your account s safe(open a new one but do nit give that number to anyone) we will give you a letter to send to these comoanies. You can then staRT to repay them on your terms. No need for consolidation. You can do this on your own.

fabio · Posted: Fri Apr 11, 2008 6:45 am Subject: help

checkin accounts is another mess. my checkin account is in a big whole is negative. this people kepp summint debits to the account. i went to talk to the a person in the bank she told me only way to closed it is to be positive i requested to be block for debits but she told me she wasent sure about that because the account was negative.. she put only deposit but debits still comin from this companies she told me if the bank is negative for 1 month it will be close. in get reported to the checkex somethin like that . what is m y options. thnks so much.....fabio...

Posted: Fri Apr 11, 2008 6:51 am Subject:

Your bank needs to put a hard debit block on the account. Go to the bank and speak only to the branch amnager. They MUST do this for you.

FABIO · Posted: Fri Apr 11, 2008 7:07 am Subject: HELP PAYDAYLONAS

LISTEN WITH THE NEGATIVE AMOUNT YOU THIKN THEY WILL DO IT ? I SEND EMAILS TO THIS COMPANIES NOT TO KEEP DEBIT MY ACCOUNT AND THEY STILL DO IT . WHAT IS THE NEXT STEP ....

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