[ben]

Samantha, you can record all the telephonic conversations and present it to your lawyer for legal actions.

Also, you can lodge complaints at the FTC, BBB and they will take action against them.

No one has the right to be insulted..no matter what the reason, but no one would have to worry about dealing with collectors if they actually paid their debts on time. As far as fees and the like, check out ALL of the fine print before you sign a note!

We do have the right to feel insulted. No one has a right to say anything that can be considered rude or threatening.

Secondly, considering the circumstances, I should feel quite upset and insulted. Other than my car and a personal loan (which I have never missed a single payment on and always paid early by the way) this is the only thing I have in collections. So yay me. And I never took this loan out. I let my husband at the time use my information to get this loan on our checking account. We closed the account and I thought this was taken care of. We have since then split up. All of a sudden I get this call about its not taken care of, I'm going to jail, 350.00 in 4 hours, then it was in a week, or I'm being charged with conversion theft.

At first I acted very calmly, we were together at the time, I benefited from the money just as much, alright, I'll pay it, but I am raising 2 children by myself onmy income, and asked for payments, she then threatened me.

This is the first time I've heard of this. I was terrified all weekend when she called thinking I was going to go to jail, until I talked to my police department and county attorney, then the FTC, BBB, and FL Attorney General when I filed a complaint against them.

So lesson learned. Dont judge a book by its cover, or a debt by a screen name, Guest.

Please find below the link to the article on the lawsuit against Ellis Crosby & Associates.

bizjournals.com/jacksonville/stories/2005/08/22/daily21.html?from_rss=1

[Link made inactive as per forum rules. Please copy and paste the address in your browser-Mike]

Samantha,

Good for you! And to our guest..I really think you should understand something here. We are not here to avoid paying our debt. We are simply in agreement that the collector has absolutely overstepped its boundaries on how they are collecting. You should not be pre-judging us. We are not looking for a way of escaping our debt only a way in which we can handle our debts in the most orderly fashion. I hope you never have to experience some unforseen circumstance or illness that will cause you to be financially unstable. Never pre-judge people because you don't know the entire situation. Again, we are looking for help in dealing with a company who is trying to collect a debt but is violating the law itself. So don't quote to us about paying our bills when you have no clue of the circumstance. And Samantha you don't have to explain the reason why you have the debt. We are here to help get the issue resolved in the most professional and orderly way.

He is the only childish person here, and for him to say Im name calling, is a double standard!
Lets move on and forget about this looser. We have other loosers like Invesgator WAKEFEILD to worry about

What goes around comes around!

A great big THANK YOU to Rich and everyone else who posted all the info on Ellis, Crosby and Associates. What a load off my mind! I began getting phone calls yesterday at my workplace and when I didn't take their calls (because I'm on a busy switchboard) they began harrassing all my poor co-workers!!!!!!! I've dealt with difficult creditors before, but nothing like this. They began telling my co-workers that I was wanted for fraud and today when I came back from my lunch break, the girls in HR told me that he called again and was incredibly rude to them and told them that he was coming to my work when he's in FL and I'm in CA! Unbelievable! I immediately contacted the FTC and the Attorney General's office and filed complaints. Then I did an internet search on the company and this was the first site that popped up! Thank you to everyone who shared their stories...it sucks that we've had to go through this, but comforting to know we're not alone!

[ben]

Yes km, we all should be very thankful to each and every poster who posted their comments in this forum and kept us updated about Ellis Crosby.

You can also share your comments with us and you will feel the pleasure by interacting with our other community members.

All you have to do is to sign up in the forums. Its free

http://www.debtconsolidationcare.com/signup/

[Rhonda28]

Km, a lot of us here are very thankful for the forum. It has saved a lot of us from continued financial ruin or making a more mistake that would push us deeper in the whole.

Yes, yes big THANK YOUS!

I literally was looking for their name on yahoo to find out their address to contact them, when I found all this information. I can only imagine what would have happened if I wouldn't have looked for this info and just called them back to try and make a payment. I've already contacted attorney general and they are sending me an affidavt to sign and take care of.

Its horrible what this company is doing to people.

[roxette]

Hi Samantha

Welcome to the forums. It's wonderful that you got the necessary piece of information at the right time. You can keep yourself updated visiting this forum and know the latest happenings in the debt related industry.

Regards
Roxette

This is so interesting that I came across this information. I just got a telephone call at work this afternoon from Ellis Crosby and Assoc. the call totally blindsided me. I am certainly glad that I looked up who they were because the woman on the phone would not release information. When I asked her if she was a paralegal she responded to me that she was a resident of the state of FL. Well, I appreciate knowing her residency and all but I wanted to know who the heck she was and why she interuppted my day. When I expressed to her that I was accepting responsibility for my debts she was a real treat to talk to!! She told me if I did not pay some 4K by the end of the day today that I was going to lose my job. Thanks to the gentleman that wrote that letter at the beginning. It was helpful. Have a great day and best of luck to those trying to get out of debt. The choice for me is debt free. But it happens slow and steady- thats how races are won right?

[roxette]

Hi Lynn

Welcome to the forums. Now that we all know about the legal actions faced by Ellis Crosby, there is hardly anything left from their side to be done on the consumers.

Those who don't know much about Ellis Crosby will gather the necessary information from this site and react accordingly.

Once again, thanks to all the community members for bringing awareness to all of us.

Regards
Roxette

Thanks! I am currently working to get myself out of my debts. Does anyone have any suggestions on where to start?

[ben]

Hi Lynn,

Making the first move, you can register yourself in this site. The consultant will help you in easing your debt related problems. He will be offering you professional counseling which will help you to make your repayment process easier.

All the bills will be combined into one loan amount and this program will eliminate all the financial charges and the late fees.

Once your payments are complete with the creditors through the debt consolidation company, you will be able to see the substantial results in your credit report. Your credit scores will increase and you will regain your financial worthiness.

I have taken the benefits of this program and have seen significant improvement in my credit report.

You too can take the expert advice of the trained consultant.

http://www.debtconsolidationcare.com/signup/