We do have the right to feel insulted. No one has a right to say anything that can be considered rude or threatening.
Secondly, considering the circumstances, I should feel quite upset and insulted. Other than my car and a personal loan (which I have never missed a single payment on and always paid early by the way) this is the only thing I have in collections. So yay me. And I never took this loan out. I let my husband at the time use my information to get this loan on our checking account. We closed the account and I thought this was taken care of. We have since then split up. All of a sudden I get this call about its not taken care of, I'm going to jail, 350.00 in 4 hours, then it was in a week, or I'm being charged with conversion theft.
At first I acted very calmly, we were together at the time, I benefited from the money just as much, alright, I'll pay it, but I am raising 2 children by myself onmy income, and asked for payments, she then threatened me.
This is the first time I've heard of this. I was terrified all weekend when she called thinking I was going to go to jail, until I talked to my police department and county attorney, then the FTC, BBB, and FL Attorney General when I filed a complaint against them.
So lesson learned. Dont judge a book by its cover, or a debt by a screen name, Guest.