[jamilabarge]

Oh,believe me I let both parties know that I was going to get all the proper receipts from both of them. the original creditor said they already requested it off my credit report, so I also requested an official investigation be done on the duplicate account so it will be taken off my credit report. I let them know that it's not them watching me, but it is now me watching them. I have a feeling Bennett & DeLoney are going to try and some how get me to pay the duplicate charge (One minute they said they recieved the fax from the original creditor showing the account was a duplicate, and the next they were trying to say they couldn't take the charge off until I pay the original charge.)

[roxette]

I contacted the original creditor and asked why the sent the account to a lawyer showing a duplicate charge? Well, they finally after a year realized I was telling the truth and said they would fax Bennett & Deloney and let them know that It was a double charge and I only owed for One

Can you get a copy of this from your creditors? It is a very important fact to prove that Bennett & DeLoney is trying to recover duplicate charges from you.

I want to thank all of you who post on here. I was scared by Ellis Crosby in August, and paid a debt that I have no way of telling it was mine. They called again and threatened me recently and I found this site as well as the lawsuit that's pending. So I am trying to contact the 2 creditors that Ellis is saying I owe a lot of money to, and am having no luck with locating the phone number to JVC marketing. Also could anyone tell me who FSM group is?

FSM is a payday loan company. 866-516-9300 Fax # 866-516-9700. I don't know JVC Marketing. I am dealing with one call JD Marketing.

[ben]

It's happened to Me

Whoever your creditors maybe, but you don't need to pay Ellis Crosby anything. As they are undergoing legal actions, so they will not deposit your money to the debt account. Another collection agency will try to contact you later for recovering the same debt. You might end up paying twice this amount.

Tell Ellis Crosby that you are aware about their legal actions and refuse to be contacted on phone. Send them a cease and desist letter to stop contacting you. If they still do, consult your attorney and file your complaints at the FTC, BBB and the state attorney general against them.

They harrassed me too at work. I sent a scease of communication letter and I filed a complaint with the better business bureau and of course Ellis, Crosby did not reply. However, My account was turned over to a different collection company who is working with me. Much better !

Thanks Kathryn, Ellis Crosby gave me the name JVC Marketing, on their last phone call to me. I can't seem to locate a phone number or anything about them. I want to validate the debt, but I don't know who this company is.

[roxette]

It's Happened to Me

Have you checked your latest credit report from the three bureaus? These accounts might be appearing there. You can contact the companies listed in your report. It will be much easier.

Regards
Roxette

Thought you all might like to see what Ellis, Crosby & Associates think of themselves:

"ECA's focus is deeply rooted in building long-lasting relationships with our clients by providing the most productive debt recovery in the industry. Our priority is making our client the priority of their passed due consumers, while maintaining a professional and efficient approach to collections. Our success is measured by the commitment, integrity, and recovery we provide our clients. We want our client to be the total indicator of our rate of performance, and by this we can improve on any type of collection success rate. Our employees are the highest trained, highest paid, and the most motivated professionals in the industry."

Their website also says that it's "Under Reconstruction." Think the lawsuit might have something to do with that?

[ben]

CJ, this is completely bookish language which was unfortunately never followed by ECA.

Yeah, I just found it to be pretty funny that a collection agency who has such immature tactics tries to spruce up their image with fancy wording.

When I read about these people, too, it reminded me of a company that had similar tactics and was shut down by the FTC, National Check Control. When I worked for a check guarantee company, Certegy, our customers who had returned checks would sometimes have to deal with them. We always told the customers to get the debt validation in writing, don't believe their lies about being law enforcement, don't pay them a dime, etc. Complaints and lawsuits started to pile up and sure enough, they were taken care of. I expect the same will happen with Ellis, Crosby & Associates and deservedly so.

[roxette]

Yes CJ, I have heard about that lawsuit filed against six of the companies violating the fdcpa laws. Extra charges were added on the amount of the total debt and they did not even give the necessary information about their debt.

My parents just got a call today from someone in Jacksonville, FL with a number ending in 0959 and with a registered owner of a Biblical passage. These people tried the same scam on me saying something about finding a "warrant". When I asked if a criminal warrant was issued for me the "agent" said "if you continue to try and be invisible we will track you down like an animal". They would not identify who they were or what court or judge had issued a warrant for me. Please don't call all the numbers in Jacksonville that end in 0959. I included that information in case anyone else has received a call from these people. Their number is blocked on caller ID also and their voice mail does not identify the comapany. Possibly Crosby or some of his cronies are up and operating again.

From what I have read on this site most of these people are trying to do the right thing. Tell me Guest, why isn't that when you go to the Credit company before getting behind they don't work with you then? You have to get harrassed and your credit ruined. I don't think most people plan on defaulting, I know I didn't. There should be some limit on how long they can add late fees and such. I think that if by 90 days of delinquency, the account should be closed and no more "fees" added with only a reasonable interst rate, like what a bank would charge for a personal loan. The way they have it set up now is more like loan sharking and I thought that was against the law.

[ben]

FG

Be careful with the calls from Jacksonville, FL. Ellis Crosby is using different names to harass the people. They are getting aggressive

They have called my job 12 times today, they told me yesterday that I had until 2pm to pay them $350 bucks or they were going to do job verification and send a cop to pick me up. I was about to actually go take out another pay day loan to pay them. They I did the research and found this site (Thank the good Lord). So I did not pay or even answer their calls. I just got called into the VP's office a few mins ago..and he wanted to know what the heck was going on? B/C Ellis has called and said I was using different social security numbers to obtain loans. I printed the comments from this website out and told him to google the name of ellis and crosby and associates. And he will see whats going on. Now we are just waitig for them to call back and we are going to record the call. I've also filed a complaint w/ the FTC and Florida AG. Anymore suggestions anyone? These calls are driving me nutts!!