somewhatnormal
You have to be served with court papers first. Unless you're going all over town writing hot checks to BestBuy, Circuit City, 3 different markets, Wal-Mart, Mary Kay Cosmetics, etc... etc... then you won't be getting anyone coming to your work taking you to jail.
They make it nearly impossible to call anyone back, and also are fighting sending validation.
Do not worry. I would however manage some way to clear up this debt. Perhaps you can call the original lendor and find out who is suppose to be handling it. They'll give you the name, and hopefully address/phone number to contact. If its the same people, see what the AG office recommends after making a complaint.
Regards-
Mike