Please see the letter bleow that I faxed to Ellis, Crosby and Associates. Please feel free to use it should you need.


May 20, 2005
Mr. Paul Epstein
4494 Southside Boulevard, Suite 200
Jacksonville, FL 32216
Duval County
Dear Mr. Paul Epstein:
Subject: Contact
Effective immediately, I respectfully request all further contact be by US MAIL only. I will no longer tolerate harassing calls at work, nor do I authorize you or your company to contact anyone other than myself about this debt. I request written notice telling me the amount of money I owe and the name of the creditor(s) to whom I owe. Under the protection of the Fair Debt Collection Practices Act, I am entitled to be treated with dignity and respect.
Your collection agency is in violation of the law by their actions stated as follows:

Constant calls to my work place after continuously advising my companies' policy on personal phone calls.
Belligerent, ridiculous, and insulting remarks from you or your staff.
Threatening to get my employer involve, which could result in termination of employment. (Stating I can keep my job if I pay an obscene amount of money within a 2 hour time frame)
Accusing me of fraud and the intent to fraud.
Threatening arrests
Contacting others I work with in regards to this debt.



After checking with the Better Business Bureau, I felt the need to inform them of your collection habits and will file a complaint with the Federal Trade Commission.

**I have filed complaints with all list plus with the Attorney General of Florida. it is my full intention to go to any length to protect the rights I as an american consumer was given. I applaud all that does what it takes to protect their rights, KUDOS TO YOU!

[peter]

Hi Rich
Welcome to the forums

The letter that you have posted in the forums will help millions of people. The community members will be highly benefited with this letter as they will get guidance from this.

In case they receive any calls from Ellis Crosby & Associates they can resort to the path you have followed. Thanks once again.

Regards
Peter

Does anyone have the fax number for this "agency"? I've called and asked for it and they just hang up.

[ben]

You can contact Ellis Crosby at the following address:

Ellis, Crosby & Associates Inc.
Contact: Ted Crosby
4494 Southside Blvd., Suite #200
Jacksonville, Florida 32216
Voice: 800-491-8615
Fax: 904-928-0722

Hello:

Does anyone know the names of clients (businesses) that Ellis Crosby & Associates, Inc. represents?

Please forward names and telephone numbers to uccsales(at)compucred.com.

Thanks,

Dan Woebkenberg

[Michele]

I know the represent E Payday and Platinum B Services.

DAN heres their info

Johnson Chahan Law Group
200 West Forsyth St. #1401
Jacksonville FL 32202

Ok, so you still owe the payday company that turned you over to Ellis Crosby. They don't and won't deal with you and you don't want to pay Ellis Crosby because of their harrassement and you don't even know if they are giving the loan company the money. What do you do?

Call the loan company and tell them to take it or leave it because Ellis is being shut down!Or wait until my debt is sold to a place who will WORK with them, instead of threaten people, which is by the way against the law!

OK, I just wondered, they called my in early July but I was ready for them... they started to harrass me with they were filing a petition in my county and I told them I knew who they were... sent them a C & D letter and haven't heard from them since, but since I still owe FSM $400 and they won't work with me, wasn't sure what to do? I guess I will just wait and see what happens.... o btw, to the guest who is on everyone about paying their debts.... we are trying, but they don't work with you.... so it is what it is...

I think he should mind his own. And if he dosnt owe debts why is he on the site? And how did he hear about this whole thing?
Sounds like he works for them

Gee.. Katie, if we apply that logic, you have no business in this thread since in doesn't have anything to do with YOU either. To me, it sounds like you are the typical habitual offender who goes around getting loans and then closing out the checking account before it can be repaid. Point is KATIE: Had you upheld the legally binding contract, this all would be a moot point. But you seem to think you are above the law and shouldn't pay the penalties (which you agreed to in the contract). I don't work for any collection agency and know how to pay my debts, something you OBVIOUSLY don't. Doesn't matter if ellis crosby closes, there will be another debt collector waiting in line to make their money from people like you who don't make good on their loans.

Katie-
Have you ever heard of Law Offices of Bennett & Deloney? If so, what can you tell me about them? If anyone has heard of them please let me know. They called me yesterday and they said it was an attempt to collect a debt and that they wanted to make an out of court settlement with me and that I had until Aug 31st to pay them. I wrote a check to Papa John's and it was sent to Security Check and Security Check sent it to them. Can anyone give me any feedback or insight. I told them I could send them the money until next friday the 9th but they said that would be too late. HELP!!!!

[roxette]

Hi

It is nice that you are concerned to pay your debt. Before you start paying your debt, it will be legal if you can exercise your rights as per the fdcpa law.

You can request the collection agency to validate the debt as it is your legal right to know the complete details of your accounts along with all the calculation of the interest charges.

Also, the debt validation letter will provide the original agreement letter stating that the debt has been legally received by the collation agency from the creditors.

http://www.debtconsolidationcare.com/validation.html

This debt validation letter is an important weapon so that you accounts are protected from getting misrepresented and you contribute only towards your debt account.

Regards
Roxette

This was posted on a website about collection agencies to avoid.

"Hold your nose, get ready to wash your hands, the smell from this assortment of wasted law licenses makes a garbage barge smell like perfume. These are TOXIC WASTE debt collectors, some of the worst in America.

The following individuals are still licensed to practice law in Utah and work under the name of Bennett & DeLoney aka Stinkum & Smelly:

Richard H. DeLoney
Michael B. Bennett
Douglas R. Short
Derek J. Barcla
Michael J. Young

These disgusting low life's, give a new meaning to con-men and scum bags. They are the lowest...of the low!! Vultures, con-men, thieves, dirty, disgusting, wasted law licenses, I can't conjure up a phrase that adequately describes the sheer ugliness and disgust of this group of lawless holders of bar cards and law licenses.

TO SEND THE CEASE-COMM LETTER:
FAX: (801)963-9955


DO NOT DEAL WITH THIS LAW FIRM UNDER ANY CIRCUMSTANCE! THEY ARE LIARS, CON-MEN, THIEVES!

They were recently fined more than $50,000 by the state of West Virginia for ripping people off on bounced check fees. These losers of law must be snorting something that fogs their abilities to count from 1-10, because the way they figure a debt is to add on fees that boggle any rationale thinking individual.

Bennett & DeLoney come across in their letters as nuts and wacko's! They are so far out there that they can't even justify their dealings.

Use the FREE cease-comm letter, get rid of these crazies, they are too far gone!"

I'm so surprised. I got a call from Crosby Ellis on August 26th about a loan I'd never heard anything of since November. I thought it was taken care of and it obviously it wasn't.

Once again, like everyone is saying, they said I was being charged with conversion theft and colleratal bank fraud. I was mortified all weekend. I haven't been in any trouble before and I just happened to come across this today trying to look up their phone number to call them. They can't put those charges on me right? I'm going to contact the Attorney General in Florida.

I live in Kentucky. I thought this would never be happening. I was so glad I found this before i did something stupid like actually send them the money.