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Sonic Payday.com/E-Care Payment Services/Coastline Credit

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PostPosted: Tue Aug 02, 2005 10:39 pm Subject: Sonic Payday.com/E-Care Payment Services/Coastline Credit

Has anyone dealt with these clowns? I need an address so I can get my attorney to mail them a letter. They have provided many false addresses.
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PostPosted: Wed Aug 03, 2005 12:39 pm Subject: Re: Sonic Payday.com/E-Care Payment Services/Coastline Credi

Im dealing with Sonic Payday. I dont have an address, but I do have a telephone number. Would you be interested in that.


mr seed wrote:
Has anyone dealt with these clowns? I need an address so I can get my attorney to mail them a letter. They have provided many false addresses.

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PostPosted: Wed Aug 03, 2005 2:39 pm Subject:

Hi Mr Seed

I have gathered this information for you. Though I am not sure if this is the company you are looking for, but you can contact them.

Sonic Cash
7219 Potomac Drive
Boise, ID 83704
Telephone No. - 1-866-574-CASH
Fax Number - 1-208-247-3267

Email - info (at) soniccash.com

Regards
Roxette

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PostPosted: Thu Aug 04, 2005 11:39 am Subject: Sonic Payday

Actually, If you want to know about Sonic Payday, try going to this website: ripoffreport..com It includes many reports on that company and the horror stories others have had to endure. Also it has addresses (there are many, including one in Dublin, Ireland) for this company. They are partnered with Coastline Credit, stationed in TX. I hope this helps, and good luck!!
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PostPosted: Thu Aug 04, 2005 11:49 am Subject:

Great Website. Sonic Payday sucks. I wish I never had loaned with them
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PostPosted: Tue Aug 09, 2005 6:49 am Subject: e care / sonic payday.com

This company is protect by Republic of Ireleland I believe. I am
currently dealing with them too. My VERY FIRST time dealing with them,
they took out the money, or tried to, at 7am. They asked if I had
direct deposit, and I told them yes, at 8am. So anyway...my very first
loan was NSF. Luckily my credit union was nice enough to waive my NSF
fee, and pay their $29 dollar whatever fee. I had a very hard time
getting through their thick skulls to let them know it was their fault.
The second time I didn't have a problem. This is the 3rd time dealing
with them. Unforutntaly, I was unable to pay back the loan due to a
separate issue with telemarkting fraud on my account. No big deal...I
asked if I could pay 1/2 today (Friday the 5) and the other 1/2 on
Friday (the 12th). They went on to say this loan is already past due.
If you can't pay the entire amount by Monday, we will garnish your
wages. So fine...I said. They contacted my employer and set it up.
But I just found out that they also dipped into my account to collect
for that again. They got 1/2 the money, which would have been fine on
Friday...but when they told me that it was all due, and yadidada...I
spent that money. So now I'm deeper in the whole with my credit union.
The loan agreement does state that they can make numerous attempts, but
why tell someone that this has already been assigned to wage assignment.

I have contacted an attorney and they told me basically I'm screwed.
(His actual words.)

Let me know if anyone comes up with anything. Evil or Very Mad

I've talked to Joane, Tiffany Stone, Erin Kennedy, Carlos, some other people I couldn't understand and wouldn't spell their name out for me. I've began by letting everyone know (you might not want to) by stating that for legal reasons this call is being recored. If they don't like that, then you need to be given a number of the corperate office.

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PostPosted: Wed Aug 10, 2005 6:44 am Subject: Sonic Sucks

I'm actually dealing with them RIGHT NOW...I have 2 loans out with them for $400.00 each...My bank paid the first and I reloaned, then 2 days later my bank returned the first loan so I was sitting with over $1000 I owed them...I've been dealing with an Ivory Kerry there and she's threatening to garnish too...she says they will do a Wage Assignment however, which means they will take the whole amount...I'm basically looking for anyone who has loaned with them RECENTLY and had a garnishment...Do they really take ALL of the loan out, or do they only get the 15% gross that fed. (and IL. state in my case) allow? I'm only concerned because as a single mother I'm not in a position to have an entire paycheck taken. I am in the process of filing bankruptcy and Sonic is named as a debt I have, but I still have a couple months before I'm paid in full with my attorney to file....If anyone knows ANYTHING please let me know...Up until my default which I take FULL blame for, I had never had ANY problems with Sonic..they set my repay date up for 3-4 days after my payday to allow me to deposit my payroll checks since I didnt' have D.D., and were always very quick...but I can see that they don't take a good history with their co. to heart because they are certainly screwing me now...Again...if anyone can tell me what exactly I signed...that would be GREAT....
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PostPosted: Wed Aug 10, 2005 6:44 am Subject: Sonic Sucks

I'm actually dealing with them RIGHT NOW...I have 2 loans out with them for $400.00 each...My bank paid the first and I reloaned, then 2 days later my bank returned the first loan so I was sitting with over $1000 I owed them...I've been dealing with an Ivory Kerry there and she's threatening to garnish too...she says they will do a Wage Assignment however, which means they will take the whole amount...I'm basically looking for anyone who has loaned with them RECENTLY and had a garnishment...Do they really take ALL of the loan out, or do they only get the 15% gross that fed. (and IL. state in my case) allow? I'm only concerned because as a single mother I'm not in a position to have an entire paycheck taken. I am in the process of filing bankruptcy and Sonic is named as a debt I have, but I still have a couple months before I'm paid in full with my attorney to file....If anyone knows ANYTHING please let me know...Up until my default which I take FULL blame for, I had never had ANY problems with Sonic..they set my repay date up for 3-4 days after my payday to allow me to deposit my payroll checks since I didnt' have D.D., and were always very quick...but I can see that they don't take a good history with their co. to heart because they are certainly screwing me now...Again...if anyone can tell me what exactly I signed...that would be GREAT....
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PostPosted: Wed Aug 10, 2005 6:57 am Subject:

I would ask them to send you the documents that you signed. Also, I would have a converstation with your payroll dept. I am dealing with Sonic and thats what I did. They are extremely unflexible with any pay plans to pay them back. They basically take the attitude from the movie Goodfellas "F' You Pay Me!" As I said, I spoke with my payroll dept and since it is a voluntary garnishment, just tell your payroll that you worked it out with Sonic and not to garnishment. Its not something your payroll dept HAS to do. What I did is said that I am having a discrepency with a creditor and they are playing hard ball and are trying to garnish my wages. And if you see or hear anything from me to let me know. Fortuneately, I work for a smaller company and have a little more personalized contact with my payroll dept. The best thing is just be upfront so as not to catch your payroll dept off guard. If they know what is going on, chances are they will not process the request from Sonic. There is no need to tell Payroll the whole story, rather keep your explanation general and tell them its a mistake and not to process the garnishment.

There is actually 1 payday company that is pretty good. They are Payday OK. Their rates are reasonable and you can stretch it out as long as you need. Its almost like have a credit card with them. They are very easy to deal with and EXTREMELY reasonable.

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PostPosted: Wed Aug 10, 2005 7:03 am Subject:

I would ask them to send you the documents that you signed. Also, I would have a converstation with your payroll dept. I am dealing with Sonic and thats what I did. They are extremely unflexible with any pay plans to pay them back. They basically take the attitude from the movie Goodfellas "F' You Pay Me!" As I said, I spoke with my payroll dept and since it is a voluntary garnish, just tell your payroll that you worked it out with Sonic and not to garnishment. Its not something your payroll dept HAS to do. What I did is said that I am having a discrepency with a creditor and they are playing hard ball and are trying to garnish my wages. And if you see or hear anything from me to let me know. Fortuneately, I work for a smaller company and have a little more personalized contact with my payroll dept. The best thing is just be upfront so as not to catch your payroll dept off guard. If they know what is going on, chances are they will not process the request from Sonic. There is no need to tell Payroll the whole story, rather keep your explanation general and tell them its a mistake and not to process the garnishment.

There is actually 1 payday company that is pretty good. They are Payday OK. Their rates are reasonable and you can stretch it out as long as you need. Its almost like have a credit card with them. They are very easy to deal with and EXTREMELY reasonable.



Last edited by vwh on Wed Aug 10, 2005 7:04 am
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PostPosted: Wed Aug 10, 2005 7:04 am Subject: garnishment issue

How do they contact your employer? By mail? or by phone? Thank you for all your advice in this and I'm sure it's helping whoever is dealing with this company.
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PostPosted: Wed Aug 10, 2005 7:06 am Subject:

I think they have to do it by mail. If someone just calls your payroll group and says to garnish I dont think that they would.
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PostPosted: Wed Aug 10, 2005 7:06 am Subject:

I think they have to do it by mail. If someone just calls your payroll group and says to garnish I dont think that they would without proof.
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PostPosted: Wed Aug 10, 2005 7:09 am Subject: eat this sonic

You need to temporialy stop any direct deposit you have. pay the $30 to
your bank and tell them that you've contacted an attorney because that
loan was paid off and you want to put a stop payment on the ACH
withdrawals.

Here are some names that might help you...
just to throw in their face when you're speaking with them. It makes
them wonder "how in the hell did this person get all this
information...." hahah...

so here you go:
David Ash (Director)
13696 104th Avenue
Surrey, BC V3R-1V9

this should be by the Guildford Office Park

Mayor for Surrey, BC is Mayor Doug McCallum 604-591-4126


Tiffany Stone 877-263-3660
Mr. Perry 866-208-4969
Mr. Burke 866-838-4198
IP Address to website 215.75-7.70 (this comes back from Cork, Ireland)

Sonic Payday
18-19 College Green
Dublin 2, Ireland

that's a dummy address. it gets forwarded to canada. tried to get a
signature upon arrival and it got returned signature refused/ (not
needed by addressee - refused to sign)

Yolanda Williams (supervisor)
Ms. Reid (no longer employed)
Mr. Trevor Lang 866-470-5895
Erin Kennedy 866-793-6548
Wage Assignment 866-285-8670
E-Care 888-740-2274 aka PLR Direct...(visit PLRdirect.ca)

i suggest you call PLR get their number off the website or i may have
it, and pretend you're a new client. explain to them that you've loaned
with a payday company before like 6 years ago, and they stole 10,000
(ten thousand) dollars from you. so you're currently trying to find the
best one, and you did a search, and sonic/plr was the first one that
came up. website says you're all that, but you'd like an actual address
before doing business with them. when they give you the Ireland address
explain that you sent it certified, and it came back. when they ask
why...explain you want to make sure it's an actual business and not a
dummy address.

same goes for this address
234 North James Street
Newport, DE

(Pettinaro Relocation)
(dummy address signature refused)

Mr. Dave Drake will get on the line if you ask for Mr David Ash (the
director) move the phone away from you face and pretend your talking to
someone. say that mr Drake put you on hold...i don't know why that
receptionist transfered me to him. she must have a hearing problem.
yeah..i'm still holding for mr ash. (they hate when you talk to others
while they're trying to talk to you...when in fact you asked for someone
else to begin with. whey he starts saying...HELLO...HELLO, say Mr.Ash?
tell them it's regarding a legal matter. and ask if he got the
documents you sent express mail. using the surrey address.)
anyway...getting off topic here...

PLR Directs phone number for new loans...(those reps can sometime slip
and give you more information
is 877-472-9329

I spoke to a Connie who said there call centers are located in Winnipeg.
So I'm assuming since ECARE, and sonic/plr (same thing) are in the same
building. just different sides with different doors. because the ecare
reps get LOUD. the plr/sonic people can be so nice (sometimes)

when i asked Connie who david ash was...she said he's the head guy over
at the head offices. (the surrey address)


more names...more numbers...

Ivan McKinnon 866-838-4213


also law offices in Ireland
Garnder House +353 1662 665 5

also law offices in Surrey
The Byard Office
302-655-5000

i do recommend paying the loan off. tell your payroll department (if
they know that) that you've paid the loan off, and NO matter what...have
them contact you. tell your payroll if they are involved that this has
become a legal matter and that PLR/ECARE should be talking wit your
attorney.

when you are reading to pay...only do this with a bank transfer. this
will require (maybe a 3way with your bank and the supervisor on the
line) to get the wire # from their bank. you'll then call your credit
union/bank and give such info.

and when asked why you're talking to an attorney...explain because i'm
dealing with a business that won't give me an actual office address to
where someone can signed for documents. i want to make sure you guys
receive it...or whatever...

Good Luck
Mister Big
Ann Arbor, MI

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PostPosted: Wed Aug 10, 2005 7:23 am Subject: THANK YOU!

Thank you So Much Mr. Big! I'm sure I have a lot of work ahead of me, but with knowledge comes power, so I'll be going into this much more informed than I was before. Thank you so much. Smile
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