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#65
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Quote:
Quote:
__________________
Experience is something you don't get until just after you need it. |
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#66
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Just a heads up if you need to get dispute packet from SAM it doesn't exist. T-Mobile told me to ask for one from SAM and SAM told me to just write a dispute letter. Then I went to ask about the packet and they hung up on me. Luckily I already sent them the certified letter I found in the samaritian club from jtucker called the sample debt verification letter. Its a great letter! I took it to the police station to file a report and they even said it was great and they made a copy of it (my revised version).
Scully |
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#67
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Hi Clay, T-Mobile didn't say much except that I have to get in contact with the collection agency that is handling the account which is SAM. T-Mobile said they are no longer in charged of the account since its in collections. They also said to ask for a dispute packet from SAM.
I try to do as much as I can on my days off from work. I called 8 different places. Its really exhausting. I even called EAP (Employee Assistance Program) through my work for an attorney too. I just left a message for him. I can get 30 minutes of free counselling to help me with my case. Hopefully this will be over soon. Scully |
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#68
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scully_93
I can understand how painful and time consuming is this process of repairing bad credit. Have you sent your dispute to the credit bureau also? They are also responsible for presenting your file in accurate shape. |
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#69
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Ben
I only sent Experian a letter in Sept. and called them and TransUnion. Should I send them another and also one to TransUnion? I've also requested an online dispute with both of them. I noticed that the T-Mobile/SAM isn't on my Equifax credit report, but when I called TransUnion, they notify all the credit bureaus of a fraud alert. Scully |
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#70
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Scully, Equifax isn't reporting T-Mobile/SAM. This clearly signifies that the other two bureaus should also remove the negative information. Send all the necessary proof, your police complaint along with it so that it surely gets removed from your credit report.
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#71
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Thanks Ben I will send that info to them.
Scully |
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#72
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Hi Roxette! It has been more than 30 days and I haven't heard from SAM either by mail or phone yet. I was advised by a paralegal to wait ( I'm not really sure how long though ). Experian won't block this negative item on my credit report. They told me to present a letter from the creditor stating that they are releasing me from the debt. Do you have a sample letter that i can send to experian to let them know that SAM failed to respond and that they have to remove the negative item on my credit report? I can attach with the letter the copy of the mail receipt that somebody from SAM did get my dispute letter. What do you think?
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#73
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Hey I just received one of my certified letters back from SAM yesterday. Its a step and moving slowly. I also made a list of the steps I have done to try to fix this (with dates and phone #'s). I also received a letter from my city, Public Safety. They want me to call and report criminal activity. Its from my Police report. Its called Victim Services about Identity theft. They gave me these websites:
http://www.federaltradecommission.com/ http://www.ssagov/oig/ifyou.htm http://www.usps.gov/websites/depart/inspect These websites help with reporting a fraud or criminal activity with the federal Trade Commission, if anyone has or is using your social secruity # and if anyone is getting into your mail. Wanted to share this, hope this helps others as well. Scully |
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#74
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#75
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Hi Ruth
Welcome to the forums. Here is a letter that you can send to Experian and ask for verification. Quote:
Roxette __________________
Debtconsolidationcare offers free counseling and help, please avail the services before taking any major decisions. |
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#76
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Hi Ruth, welcome tothe forums.
you said Quote:
__________________
Experience is something you don't get until just after you need it. |
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#77
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Thanks Roxette and Clay for your help.I do feel helpless right now.I have continued to call SAM and i couldn't get a hold of anybody.I've left several msgs and nothing was returned.I've been talking with our company's lawyer - telling him what i have done so far.he said he can only send a strong letter and hope that SAM would respond if they see that a lawyer did sign the letter.i'm not really sure if that's gonna help considering that SAM won't respond to anyone.
I will be sending the letter that Roxette posted and hope for the best.Again, thanks for your help and i will keep you posted. |
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#78
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Superior Asset Management, Inc.
Eddie Newton King, Chief Executive Officer 19361 US Highway 19 N Ste 100 Clearwater, FL 33764-3102 Phone: (727) 524-6990 Fax: (727) 532-6889 E-mail: eking(at)superiorcreditservices.com __________________
Experience is something you don't get until just after you need it. |
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#79
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Hi everyone! I just received two letters from Experian and TransUnion letting me know that they are deleting the Superior Asset Management and T-Mobile account off my credit report! I am so happy! Hopefully its all over with. The letter really worked that I used from jtucker from the samaritan club!
Thanks again everyone! Scully |
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#80
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Hey Scully,
So, it seems that all the problems relating to Superior Asset Management are over at your end. Now, the changes will be reflected in your credit file and scores will also likely rise. Time for a celebration. Congratulations Keep in touch Regards Roxette __________________
Debtconsolidationcare offers free counseling and help, please avail the services before taking any major decisions. |










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