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 Posted: Fri Aug 05, 2005 10:10 am Subject: Creditor calling |
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how many times a week is it ok for a creditor to call for you to make a payment?
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John Wortman
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Debtcc Points: 100
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| Posted: Fri Aug 05, 2005 10:28 am Subject: |
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they can call you pretty much as much as they want as long as it is between 8am and 9pm. If you want to stop their calling, send a cease and desist letter (certified) to the creditor. There is an example of one on this website under the do-it- yourself section
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vwh
Joined: 22 Jul 2005
Posts: 134
Debtcc Points: 5762
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| Posted: Fri Aug 05, 2005 10:33 am Subject: |
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As per the FDCPA law under Section 805(c), the collection calls are required to stop after they receive a written notice from you that you refuse to pay the said debt until it has been legally validated. Also, they are required to stop all the collection calls if you refuse to communicate with them.
However, a call can be made to you if it is regarding:
- An advise to the consumer that the collection efforts are passed or being terminated.
- The collection agency or the creditor can notify the consumer that he may invoke some specified remedies.
If you keep receiving calls after they have acknowledged your written notice, you have the right to take legal action against them.
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ben
Joined: 20 Jul 2005
Posts: 2118
Debtcc Points: 41157
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