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Sub: #49 Platinum B, V.P.
Replied on 11-15-2005, 09:42 AM
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Apology not accepted. Everyone that I have talked to regarding this fiasco is rude and obnoxious. I asked for the supervisor of one gentleman and he told me, "Why don't you supervise this dial tone." I would love for you to produce my original loan docs which you say I signed or I agreed to. Also, why have I been asked to pay over $650 on a $510 loan that I did not receive. You have my bank information and you have taken $720 from me.

If you're serious about sending my original loan docs, please do so. My fax number is 317-583-2045. I look forward to seeing these docs.

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Sub: #50
Replied on 11-15-2005, 11:05 AM
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Kevin I will need to know your last name and the last 4 digits of your social before I can get your loan documents to you. You can call us to keep this information more private or you can post it here and I will have the documents to you within the next 24 hrs.

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Sub: #51 Give me your number and address and I'll call you
Replied on 11-15-2005, 11:07 AM
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Okay?

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Sub: #52
Replied on 11-15-2005, 11:50 AM
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I personally have had GREAT experiences with Platinum B Services and EPay Day. Maybe if people would listen to the terms that they go over when they call or maybe even read the terms themselves when they apply there would be less confusion.

P.S. BEN IS AWESOME!!!

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Sub: #53 EatShit
Replied on 11-15-2005, 11:51 AM
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What's up, peops

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Sub: #54
Replied on 11-15-2005, 12:04 PM
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Hey, this guy Ben says he knows of these people ripping off minors. Can you bring the proof? Or is that just allegations. If this is true, they should be sued. Can you prove it, Ben???

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Sub: #55 Read your contracts
Replied on 11-15-2005, 12:16 PM
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Everyone in this forum makes my head hurt. The contracts that you enter into are all there for you to read before you act. The companies must contact you before you recieve any money from them. Everytime that you apply with SJM or E-Payday you receive a copy of your loan agreement in your e-mail. I know because I've done it myself. All of this crap that I'm reading about SJM screwing people, the only reason that you have 500 dollars withdrawn from your account for a 200 dollar loan is because you let them. If I could do that, I would as well. They have so many customers that they can't possibly track everyone everytime. Seriously, stop trying to find a way out of your debt without paying it off, that is the only way. Like I said I have used SJM and E-Payday and have never had a problem because I took care of my loan quickly. I bet that most people that have something bad about any payday loan company have about five or more loans out at any given time. All I can say is YOUR FAULT, all those complaining people just saw that they were receiving 300 dollars tommorrow and that's as far as they took it. They didn't read the paperwork and are now upset because the company is doing exactly what they explained in their contract. take some time and read the paperwork before you say yes. Also, Handle your damn business. Don't get in over your head. One more thing, the contact numbers for SJM are PHONE - 866-722-2770, and FAX - 866-599-5161. Thank you, that is all.
BMF

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Sub: #56 EatShit
Replied on 11-15-2005, 12:20 PM
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That makes sense.

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Sub: #57 Josh...
Replied on 11-15-2005, 12:22 PM
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The numbers you gave me I called. They said that they represent you all. They refused to cooperate for much of the information I requested. What they say I owe and what the contract states are two different dollar amounts.

So here's the thing. Do you or don't you retain this account? If you do not, then I would simply ask where in the contract that you sent me does it state that you have the right to sell my account or reassign it to someone else? This contract doesn't say anything about a third party reassignment, nor does it say that you have the right to tell me that you can't help me in resolving the matter.

I am in no way admitting that I even signed this, nor can the documents help in this regard. Anyone can type my name.

I do not owe you all anything. You have collected $720 from me and I suggest you drop this. I'm counting this up to my stupidity in not seeing it sooner. But I am running out of patience. Please exert whatever power you have over this situation and bring it to a close. We both know this is underhanded and sly. Okay, so you got one over on me. But it needs to end here.

Sincerely,

Kevin

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Sub: #58 EatShit
Replied on 11-15-2005, 12:25 PM
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You just called those numbers? Wow, that was fast.

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Sub: #59
Replied on 11-16-2005, 03:37 AM
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I've done some research on this matter, and it seems to me that BMF is right. I've had a few friends that have gotten loans through this company, that's why I originallay showed up, to see what else I can find out about it. In the process of the investigation, I did find the follwing on the website that people apply on: Here's what they do with the information given to them: share your information with trusted THIRD PARTIES such as credit bureaus and or other financial services providers,
for marketing products and services which we determine, in our sole judgment, that you might find of interest. They reserve the right to share, rent, sell, or otherwise disclose data we collect to third parties. Any third party they share, rent, SELL, or otherwise disclose data to will be carefully prescreened by us, determined by us to be reputable, and will use the personal data for marketing products and services which we determine, in our sole judgment, that you might find of interest. Kevin, I capitalized a few words for you to help you better understand your loan. I have found nothing that suggests these people are doing anything illegal. Sleazy, well, that's your opinion. Seems like this company has helped quite a few, and if you asked these few, I bet they read the contract and understood what they were getting into. And Kevin, I realize that anyone can type your name, hell I just did, but how many people have access to your computer? They actually track that. So, in this case, yes, you did signed it. Electronically. I'm sure it holds up in court, or they wouldn't be in business. They even give you a day to cancel the loan. I know I would never get a loan through this company because of the high interest rate, but they're just trying to keep they're businees going. From my point of view, I can't see where they're doing anything illegal. Bottom line, as you should already know, READ THE CONTRACT!! If you don't understand it, don't go through with it. And yes, I've read the contract, and it's all there. What they'll withdraw and on what dates. And that......, is my final answer.

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Sub: #60 SJM Marketing/ Platinum B Services
Replied on 11-22-2005, 01:08 PM
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Platinum B is associated with SJM Marketing
If you take a $300 loan, the payoff is $390 unless the payment for the $90 bounces, then the total will be $510 to payoff (390 for the loan, 90 for the payment and 30 for the bounce check fee)

i talked to Dominic at Platinum B and he was very helpful. His contact number is
Phone: 1-866-722-2770 ext. 105

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Sub: #61
Replied on 11-30-2005, 09:53 AM
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All reps at Platinum B are helpful. Just need to call them.

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Sub: #62
Replied on 12-09-2005, 08:55 AM
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So how can you contact Platimum B services

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Sub: #63
Replied on 12-09-2005, 08:59 AM
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Thanks this is great information!

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Sub: #64
Replied on 12-09-2005, 11:55 AM
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Their contact number is 866-722-2770. Dial 0 to get a representative. Their fax number is 866-722-2775.




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