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Sub: #145 Suzanne also said...
Replied on 10-02-2006, 11:00 PM
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...that First National Bank didn't really care about the money from me, that they'd rather see me in jail and embarrassed as a deterrent to others. Her phone #
is 877-281-2224, ext. 312.

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Sub: #146 Platinum B
Replied on 10-04-2006, 06:18 PM
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Dominick at Platinum B let me do a payment plan, and said he never heard of Dez & Associates...Figures.

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Sub: #147 Platinum B
Replied on 11-15-2006, 03:49 PM
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I have tried to contact these people I have a loan with them and they take $90 out every other week. I want to know when do I start paying off the loan not just the finance fee. I considered stoping payment thru my bank but I don't want to go to collections. What should I do.


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Send message to PinkLady
Sub: #148
Replied on 11-16-2006, 06:22 AM
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This company will just continue to take the fee out for as long as you let them. Try to give them a call at 1-866-722-2770 and if nobody answers press 0, that will usually get you to a human. Tell them you are ready to start paying this off. Trust me it will be much easier to try and deal with them before they send you to their nasty collection agency. Also what state do you live in, make sure you have not been overcharged according to your state laws.
www.paydayloaninfo.org

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Sub: #149
Replied on 11-16-2006, 07:55 AM
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Be careful with them, they sent mine to a company called Ellis Crosby & Associates, that was under investigation. Now they are going by Bass & Associates..

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Sub: #150
Replied on 11-16-2006, 05:24 PM
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I am in Nebraska. So If I call them and tell them I am ready to start paying my loan off they will just start taking the finance which is $90 plus $50 toward the loan correct. Then the finance will decrease each time correct.


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Send message to PinkLady
Sub: #151
Replied on 11-17-2006, 06:17 AM
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Here are the state laws for Nebraska
Quote:
Nebraska State Information

Legal Status: Legal

Citation:
Neb. Rev. Stat. § 45-904

Loan Terms:
Maximum Loan Amount: $500
Loan Term: Max: 31 days
Maximum Finance Rate and Fees: $15 per $100 or pro rata for any part thereof on amount of check
Finance Charge for 14-day $100 loan: $17.65
apr for 14-day $100 loan: 459%

Debt Limits:
Maximum Number of Outstanding Loans at One Time: Two
Rollovers Permitted: None (cannot repay, refinance, consolidate)
Cooling-off Period:
Repayment Plan:

Collection Limits:
Collection Fees: $15 NSF fee
Criminal Action:

Where to Complain, Get Information:
Regulator: Nebraska Department of Banking & Finance
Address: Financial Institutions, 1230 'O' Street, Suite 400 P.O. Box 95006 Lincoln, NE 68509
Phone: (402) 471-2171
Fax:
Regulatory Contact: Karen Reynolds,, Review Examiner

http://www.ndbf.org/
That is usually how they operate, you start paying $50 towards prinicpal and then the finance charge decreases.

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ILLINOIS LICENSE SEARCH / CONSUMER CREDIT / GUIDE TO PAYDAY LOANS
http://www.idfpr.com/dfi/ccd/ccd_licensees.asp

ILLINOIS PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=IL

WISCONSIN PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=WI

WISCONSIN LICENSE SEARCH
http://www.wdfi.org/fi/lfs/licensee%5Flists/

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Sub: #152 need help
Replied on 11-28-2006, 07:10 AM
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i need help


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Sub: #153
Replied on 11-28-2006, 09:44 AM
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What are you needing help with?

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ILLINOIS LICENSE SEARCH / CONSUMER CREDIT / GUIDE TO PAYDAY LOANS
http://www.idfpr.com/dfi/ccd/ccd_licensees.asp

ILLINOIS PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=IL

WISCONSIN PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=WI

WISCONSIN LICENSE SEARCH
http://www.wdfi.org/fi/lfs/licensee%5Flists/

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Sub: #154 Ace and Platinum B Telephone Call
Replied on 12-01-2006, 09:59 PM
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Ace:

You appear to be a member of the U.S. Armed Forces.

I recommend that you avail yourself of the free legal assistance your local Office of the Staff Judge Advocate (for you Army, Air Force and Marine personnel) or Naval Legal Service Office (for you Navy personnel) and discuss this matter.

The JAG officer (an attorney) can do some research and then write both Plantinum B and their agent, which appears to be Accounts Receivable Management, Inc. which purportedly also uses the name Accounts Receivable Techonologies and First Credit Services.

My wife, who has no bad debt, was called by this company numerous times. I have turned them over to the Texas Office of the Attorney General.

You may also want to file a complaint with the Attorney General in the state in which you reside and with the Federal Trade Commission.

Very Respectfully,

Retired Navy JAG Legal Assistant

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Send message to KYSIDE38
Sub: #155 debt
Replied on 12-02-2006, 03:56 PM
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Retired Jag Assistant, Please register and join us here. We sure could use someone on here with your experience. We get servicemen on here alot. KYSIDE38

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Sub: #156 RE INFORMATON ABOUT SJM MARKETING
Replied on 12-30-2006, 09:15 AM
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I need a number that i can contact that people. Please any can help


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Send message to SUEBEEHONEY70
Sub: #157
Replied on 12-30-2006, 10:22 AM
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Jeanette -

If you can post the name of the company you are trying to contact for us, we should be able to help you find the contact info for you.

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Sub: #158 Rude and Mean Collection agents from Bass and Associates
Replied on 01-02-2007, 06:03 PM
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I need Platinum B address to settle an account. They have sent their harassment company Bass and Associates to threaten me. They are attempting to charge me $700.00 for a $250.00 loan.

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Sub: #159 platinum b
Replied on 01-02-2007, 07:24 PM
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Need Help, Do a google search on this forum for Josh Mitchem he is the VP of the company. He posted a thread on here and gave a direct number to him for anybody with problems. Give him a call. KYSIDE38

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Sub: #160 I hate Platinum B/SJM too
Replied on 01-08-2007, 08:15 AM
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They screwed me royally!! My account was hacked into and I could not find any contact number for them to work out a payment schedule. Then they started legal proceedings for grand larceny and 2 misdemeanor counts of fraud and intent to fraud.........SO I had to pay up 800 dollars on a 300 dollar loan so I wouldn't have to go to court with them. They are AWFUL and please tell your friends and family never to work with them.




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