I am being contacted by a collection agency about a debt that I do not owe. What should I do? I do not need credit counseling because my credit is great, I don't understand and have read some disturbing things about Allied Interstate Inc.

[Lindsey]

It sounds like another company TRYING to get you into debt via scamming. Ignore them, especially if your credit is great. Unfortunately in today's society, great credit is rare, so do your best to protect it! Don't hand out any personal information to companies such as this, or over the internet.

allied interstate is a Minnesota-based collections agency. Ask them what debt they are after, if any, and ask them to validate it via email.

Also, if they are harassing you, keep in mind you can report them to the FTC!
www.ftc.gov

i have a collection account from them i can't find out what debt is from or if mine

[ben]

Hi kendell

Accounts in collections are a derogatory remark in your credit file. It will be better for you to contact AI and get information about this account.

Templates of debt validation letters are kept in this forum. Tailor it according to your requirements and send it to the company through certified mail with return receipt requested. The company will provide you the details. Verify the account properly and make payment arrangements with them so that you can improve your credit ratings.

A 'paid collection' account is better than a 'collection' account. Do your correspondence with the company regarding this account and take steps to improve your credit ratings.

Our credit rating is perfect. We verified this just the other day by reviewing our credit reports. No bad debts. Not ever. Not now. But for a week now, AI leaves this message on our machine, ordering us to call them about a debt. That's all they say. We don't want to call, but we want the calls to stop. We don't know their address. Do you? If you would post their mailing address, we'll send them a certified letter ordering them to stop calling, ccing all the authorities you mention. But I don't want to call to ask them their address. Either they're phishing or they've got the wrong people. I don't want to argue with them. I want them to go away!

[keystrokes]

The link below has the office address of allied interstate. Try to find their actual purpose of calling you. The debt needs to be validated in writing. It is their responsibility to give out the details first. Send a debt validation letter along with a cease and desist letter. After receiving it, all calls must stop until the debt has been put with accurate information. If they continue to call further, it will be a violation of the fdcpa law and you have the legal stand against the CA.

http://www.debtconsolidationcare.com...out2486-6.html

I have received a letter from allied interstate for a debt I do not owe. Ironically they were able to give me all of my personal information. they saiid this debt originated in California however I've never lived in California. Now they are threatening to ruin my credit if I don't pay. Is there any help out there

[WHEREAMI?]

Go to this site (www.mycollector.com) Read up on all the illegal activities this company is involved with. I would also suggest you file a complaint with your AG's office, this company should be used to it, they have been in so much trouble for their tactics, seems they will never learn.

[terryrayc]

Aye, I requested Validation from them before and all they will ever send is a statement from them. They have never sent validation. Has anyone ever gotten them to send proper validation? They seem to be one of those companies that mass mail people thinking someone might mess up and paid them for no reason.

I, too, have been receiving numerous calls and messages from allied interstate for about a week. The messages are quite vague and mention calling them to resolve a debt issue. As I know I have no outstanding debt (either currently due or past due), I called them back to ask them to stop calling me. I was put on hold for about 10 minutes, and I finally hung up - who has that kind of time to wait for them? The calls, of course, continued and I just called them back again - not from my home phone. They asked for the phone number at which I was receiving the calls. They told me they were looking to contact a person who has the same last name as I do (which is a VERY common last name) and the same first initial. When I informed them that I was not that person, and no one by that name lived at that phone number, they did say they would remove my number from their dialer within 24 hours. I'll let you know if I continue to get calls. I'll also let the BBB and the FTC know if they continue.

[PDLFREE]

MS Carp, if they call you back remind them of the FTC statue and tell them that call is being recorded, that should shut them up quick

i got a call from them on my cell phone which only a handfull of people know it was just a recording and i'm scared of identity theft because its happened to me twice before...what do i do? I don't have a debt..

[good.nelly]

Hi

In my opinion you should pull out your credit report from one of the bureaus and check whether there is any false listing or not. There are many collection agencies that report bogus debts to bully innocent people. Regular credit report monitoring is the best guard against identity theft.

This company keeps contacting me and THEY HAVE THE WRONG PARTY. Every time I call them back to let them know I am not the individual they are seeking, their reps sound so incredibly ignorant, and are rude, belligerent, obnoxious, start laughing, and you name it. I am so sick of these people. I wish the Federal Communications Commission or whoever is responsible would crack down on these people. They are out of control.

[JCEMT]

Welcome to the forum, if they are contacting the wrong person send them a written request to not contact you anymore. Send it certified mail, return receipt requested.

Just got a call from them looking for someone who I've never heard of. They called my cell phone and it's a number I've had for almost 10 years! So I called them back and they were very vague and rude when telling me that they would take my number off the call list... I doubt it though after reading everyone's experiences with them.