Internet's first get-out-of-debt community - 129,000 members

Posted: Thu Jan 26, 2006 1:00 pm Subject:

It amazes me and they've only replied to one AG's office. They have two more to deal with plus the FTC and BBB. I'm not done with Sonic yet.

Posted: Thu Jan 26, 2006 1:02 pm Subject:

I will be surprised if they respond to the BBB. Now the FTC will be a different story. I would think as many complaints they have gotten against Sonic that they would initiate the investigation and get them shutdown.

Posted: Thu Jan 26, 2006 1:15 pm Subject:

I doubt they will respond either but at least the complaint is on file. I have more info to send to my AG's office against Sonic tomorrow along with another payday loan company. I think it surprises these lenders that we learn our rights and actually stand up for ourselves. Just think of all the people who fell victim to their games. I am so lucky since I found this forum. I don't know where I would be today without it.

Posted: Thu Jan 26, 2006 1:32 pm Subject:

If it wasn't for this site I would be at the bottom of the ocean trying to swim my way backup.

Kristy · Posted: Fri Feb 10, 2006 5:33 pm Subject: Payday loan

I currently took out a payday loan through Premier Processing, and had to put a stop payment on it because I closed my bank account. I contacted them to pay it off, but they sent me to an outside collection agency. The original loan amount was for $390. which included a $90 finance charge, but the collection agency wants over $800 to pay it off. Is this legal?

Posted: Fri Feb 10, 2006 6:03 pm Subject:

Kristy,

The creditors can hire some collection agency to collect the debt in case of not receiving payments from you. Since they are hired, you can still work with the original creditor and pay off the account.

When the collection agency contacts you for this debt, they must give the complete details of your account held with the original creditor. In this statement, they must show the complete balance specifying the interest charges added to the principal amount. Along with it, they must send copies of your contract signed with the original creditor and also give you the details of the SOL period. The statement should make you clear of the total balance owed before you make a payment agreement. If any item is found incorrect, you must dispute so that it is sent for verification to your original creditor. Make payment arrangements only after you are served with proper details about the account.

You can also get in touch with the original creditor and explain your problems faced with the collection agency. Hopefully, the whole matter will get resolved without any problems and the account is paid off with ease.

dkh · Posted: Thu Feb 16, 2006 4:20 am Subject: INTERIM CASH contact information

I have stopped payment on this company. I want to offer them a settlement but have no contact information. I've actually been trying to contact them for 3 weeks.

Posted: Thu Feb 16, 2006 11:45 am Subject:

Interim Cash is the same company as International Cash Today. They have come up with the new name because lots of people are getting familiar with their illegal business tactics. I have also given a detailed reply in the thread you created for this post.

Posted: Thu Feb 16, 2006 5:36 pm Subject:

It amazes me how quickly these loan sharks changes names once people catch on and start filing complaints againt them. I think Sonic is the same way. Once they bring in a CA, it's a whole different matter, I'm finding out. I'm going to call T & C tomorrow to find out when this one lender accepted the proposal plan. I know first payment has been made. The original lender has told me that. I'm just wondering if they turned it over to collections after they received the first payment. Argh!!

MLV · Posted: Mon Mar 13, 2006 10:51 am Subject: PAYDAY LOANS CONSOLIDATION

Is there a place that will help you consolidate your payday loans?? I have read of people on here doing it and I cant seem to find a contact person. Please help!

Posted: Mon Mar 13, 2006 11:22 am Subject:

MLV join the forum and i can pm you the contact information for a company that consolidates payday loans

Guest · Posted: Mon Mar 13, 2006 12:05 pm Subject: Sonic

Well...I just got an email from SONIC PAYDAY to tranfer $700 into my account today -which when paid in full is $881. NO THANK YOU SONIC PAYDAY!

Posted: Mon Mar 13, 2006 12:30 pm Subject:

Does anyone have good contact information for Sonic, ie address?

Guest · Posted: Mon Mar 13, 2006 1:15 pm Subject: Sonic

Go on their website: https://www.sonicpayday.com/

Guest · Posted: Mon Mar 13, 2006 1:21 pm Subject: Sonic Payday

Well SOnic Payday is out of IRELAND and They probably are not licensed to do business here in the US or in some of the states. None of the payday loans are licensed in my state (Virginia) but they still loaned me the money - loansharks.
Sonic Payday Land
Phone: 1-866-867-6642
Fax:1-866-766-4242
E-Mail: customercare @ sonicpayday.ie

Sonic payday Ltd.
18/19 College Green
Dublin, Ireland

Posted: Mon Mar 13, 2006 1:59 pm Subject:

Sonic Payday
PO Box 1216
Oaks PA 19456

This is where I sent all my correspondence to them via certified mail and they received it with no problem. I think it just might be a mail drop though but it does work.

*Name:
*Email:
*Phone:
*Zip:
Debt

	* denotes required field

Internet's first get-out-of-debt community - 129,000 members

Payday loans

Members Area

Free Debt Counseling

Ask the community

Community Photos

Featured Discussions

Featured Articles

Question of the Month

Also See

Recent Forum Discussions

Recent Blog Post