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Posted: Mon Mar 13, 2006 2:01 pm Subject:

I also used the same address as Mishele and that's where my payments through T&C go.

Posted: Mon Mar 13, 2006 2:01 pm Subject:

Guest,

From what I've found, Sonic is not licensed in my state, Pennsylvania, or Delaware where their collections department supposedly is. I believe their headquarters was in BC at one point but they are under investigation there. I hope this company does get shut down for its' predatory and illegal practices. Twisted Evil

Posted: Mon Mar 13, 2006 2:04 pm Subject:

Listen to Mishele, she's the queen of closing down payday loan companies. She's done a ton of research that has helped a lot of us out here. If they aren't licensed in your state go after them, I know she's gotten a couple of her loans settled/paid off because of her research and persistence.

Posted: Mon Mar 13, 2006 2:28 pm Subject:

Thanks Sue for the vote of encouragment. I'm writing a letter now to the FDIC Regional Office in New York about the First Bank of Delaware and it's predatory payday loan practices. They supply finds to several payday lenders including Universal Cash Advance. I would urge you all to write. I can give you a link for a sample letter that I am using. We have until the end of March to send our correspondence in. Smile

Posted: Mon Mar 13, 2006 2:29 pm Subject:

Mishele, send me the link either on email or PM. I would be more than happy to send the letter.

Posted: Mon Mar 13, 2006 2:29 pm Subject:

And as of today, I received my check for my debt cc points. I was just going to spend it on me but I've changed my mind. This will count as 1/2 of my payment to another lender and this will be considered paid in full as well. I will now be down to four. !

Posted: Mon Mar 13, 2006 2:32 pm Subject:

Will do Sue, excuse my typos LOL! I would also encourage those who live in Ohio, California, Michigan, and Arizona to also ask for the link. It seems our states are getting hit the worst. Evil or Very Mad

Posted: Mon Mar 13, 2006 2:32 pm Subject:

Way to go Mishele, I wish I had as many debt cc points as you and as few payday loans as you've gotten yourself down to. Good Job!

Posted: Mon Mar 13, 2006 2:33 pm Subject: letter

Mishele can you let me knwo the link to the letter...I fel the same way...like I want to become the crusader against evil payday laon companies. Look how nice (and Smart!) everyone is inthe forums....none of us seem itnerested in dodging our debts.....there has to be another solution for short term loans - people get into binds for all kinds of reasons.....but to have your whole life destroyed? God, it's literally criminal