I borrowed $200 from them a little over a year ago, and was sure this loan was paid off. They contacted me on Thursday, October 26, 2006, saying I owed them $2,388. I was flabbergasted. The lady got really irate with me, and I hung up on her, she immediately called back and left me a voice mail message saying she was going to have me prosecuted for fraud. I ignored it, and went onto the FTC's website and filed a complaint. I think a lot of us need to do so in order for the FTC to step in, and flood the Nevada Attorney General's office with complaints. Just a suggestion.