These people keep calling me and I never took out a loan with them. They keep calling my cell phone, home and work demanding why I dont want the loan with them. I have told them countless times to stop damn calling me and they still do. I filed a complaint about cash today limited to the federal trade commission. Its so sad because I have cussed these people out and they act like they dont understand what leave me the hell alone means. If they call me again demanding why I dont want a loan with them Im going to tell them that I filed a complaint with the federal trade commission and it is now illegal for them to continue to call and harass me.

I also took out a loan with them. Everything was going fine,even though I was paying $51 dollars a week to extend it. Then one week or two I was overdrawn and the problems stsrted I finallty made a payment arrangement and they took it out. Then they wanted more. A guy called me at home and was so rude, then anotherguy called the end of September at my job I explained what happened he put me on hold came back and then said I was paid up and the account closed. A month later I get a call from the a another one asking me if I had trouble anyone there and I said yes,he said not too worry and he would be my contact person.I told him someone very nice took care of me and my accountwas closed. He then told me impossible and gave a dollar figure of$500 and more to pay to clear up this loan. I know I had paid $230 and all those fees. I told I would not give one more penny unless they sent me a ststement,on line or by mail. H e then told to get a pre-paid debt card rpm the post office for $59. H e said the $500 was a fake bill? I told him not too go into my checking account asI had no money in it,which I didn't he also got rude with me but said he wanted to work with me and not give him any trouble, They went into my account for all kinds of withdrawls but got nothing .They have not sent me a statement or called I never understood how the bill kept going.I am so glad I found other people who are involved at some point

I am involved with them. They were debiting me for the $59 dolars. Then they set up a payment and I had so many other things clearing that their payments started bouncing. I paid $230,I 'm sure of so many people otnasty with me.Then a guy called me on my job and I explained everything and he said my account was closed. Then a month later a real nasty one called me at home and work and tried to make an agreement when my account was closed. Then a guy called me asked me if I hada complaint about someone I ssid yes he said he was an investigator no one else would bother me but I owed $4oo when they hadn't tried to yake out anything in a month. I asked them for a statement which I never got .He told me to send $59 on a postal debit card that the $400 plus was just a fake payment. I SENT THEM NOTHING AND THEY WENT BACK INTO MY CHECKING ACCOUNT FOR ALL KINDS PF AMOUNTS. nOW TYODAY THEY JUST CALLED FOR$600 we got down to $400 and finally $300. I guess I'm lucky considering .Thi time I stayed very calmand slightly sarcastic. Thi guy said he did noy want to back and forth and when I call to set up the final debit card to adk for Eunice.

when should you sendadesist letter and what is it

[roxette]

Hi Tiffany55

Welcome to the forums.

I am glad to hear that you are firm with not taking a loan from Cash Today. Do not take a loan from them as they keep harassing people for various reasons.

Have you registered in their Do not call list so that the telemarketing calls are put to a stop. If not, this is what you should do. Call them and request to take your name out from their system.

Also, you can put an 'Opt Out' status in your credit report against this company. This will stop all the pre-approved loan offers coming at your end. If you wish to opt out, contact the credit bureau and request for opt out.

Regards
Roxette

[ben]

Margaret

Cease and desist letter is your Federal right as per the fdcpa law and it is sent to stop all the collection calls coming at your home, work or any other place of contact.

After you have sent this letter to the collection agency, they are required to stop corresponding with you. If they do contact after receiving your letter, it will result in a violation of the federal law and you are in charge of taking legal actions against them. Consult your attorney if it gets violated.

i did apply for a loan online, but when he called me i told him i didnt want to give out my supervisors phone number and told him to forget it and that i did not want a loan from them.....after reading some of the posts i am now afraid that they will debit my checking account for other things....can they do this if i hung up on him before agreeing to anything????

[ben]

traci0222

Have you given your bank account details to them? Even if you have not given any info, you can close the checking account right now and prevent any of such illegal activities.

Moreover, payday lenders share information about consumers with each other. So, your personal information is not safe if you visited a payday loan site.

Do not fear if you can take precautions from today. Always research about any loan company on forums like this and get their accurate picture.

i did give them account info on the online application, but did not agree to anything on the phone, i really dont want to have to close my account.....any more advise???? thanks

[roxette]

Hi traci0222

Welcome to the forums.

Since you are not willing to close your checking account right now, have you talked to your bank on this matter. I think you should be able to put a stop payment on any of such payments. Talk to the ACH department and see if you can arrange this thing.

Regards
Roxette

i will call them tonight, thanks roxette, i guess im just not sure that they can really do anything since i have not taken out any loans.....all i did was apply, and after them calling me 5 times in 2 hours, i answered and made clear to them that i didnt want anything to do with their company and did not want them to call me anymore....havent heard from them in the last couple of hours....

[roxette]

traci0222

Next time when they call you, ask them to take your name out from their system. Register in their do not call list and get confirmed from them in writing that they have successfully registered for it.

Also, keep a check on your credit report. You will be able to keep a check on it regularly. You can also opt out from the pre-approved loan offers by contacting your credit bureau for this purpose.

Hope any of these works at your end. Please do let us know all on this matter.

Regards
Roxette

Cash today is a very rde company to deal with. I have tried to contact the company several times in regards to my loan. There is not a valid phone number or address. They have took out alot of money out of my account, more money than i borrowed.

[roxette]

Hi TILLYE

Welcome to the forums.

Right now, you can close your checking account and stop them from hitting your account. Call your bank and get this thing done. Later, this company will try to contact you. At that time, you can ask for a complete statement showing the loan repayments. It will be evident from that statement that you have paid more on this account and should insist for a refund.

You can wait for that negotiation to happen but presently, you have to stop these debits by closing your account.

Regards
Roxette

Dear poster:

I am an attorney in Georgia and have a client that got wrapped up with a payday loan involving Cash Today, Lts. Please call me with your experience with them. My client is being harrassed and I would like to see if this is how they attempt to collect on all their customers or just her. My office telephone number is (404) 373-1970.

Thank you
Jim Feagle

Email address removed as per forum rules - Vikas

[ben]

Hi Jim

All of us here are trying in every possible way to get rid from this company. Not only your client, but mostly, all of us are going through similar situations.

I hope that we all are going to place a call to you and see if you can arrange for something better. Good luck!