Has anyone had any transactions with Cash Today, Ltd.

I too have had problems with this company. Back in Oct. they said they wanted to make a paydown loan and I agreed with them taking $80 for the next four paydays. I specifically asked them if anything would come out of our account the next day and he said no since it was too late. The next day they took 2 $79 payments out of our account. I called them and they said all they could do was take one of the payments off the end. Even though it totally screwed me up that week and caused me to overdraw my account. And now since we missed our very last payment of $80 last week due to me being unable to work because of a wreck they called my husband at work late night telling him that we owed $400.00....and they would not let him off the phone until he agreed to what they wanted but I'm going to call them and tell them they cannot do that and I will make sure the money isn't there or I'll close the account out....they are very rude and they definitely harrass people. I hope no one ever borrows money from them....

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IF U HAVE ANY QUERIES MAIL ME ON
[email removed per forum rules-mikeyindetroit]

i will defenitely help u out.
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I really wish that I would have done some research before applying. It's not like me not to do so but i was a little desperate this weekend. I just applied yesterday and was approved but they haven't deposited the money yet. I called my bank but I can't close my checking account because I have other pending transactions.

I have a question. Are these all complaints from people who are not able to pay their loans right away? I will not need any extensions so I wonder if I will face a similar situation or they will deduct the full amount if I let them know at least 3 days in advance as requested. I haven sent an email to Darren and Samantha to cancel my loan but I don't know if I will be successful.

any help would be appreciated.

Dee
NY

Well after I posted my original message, I received a telephone message from a representative from the company confirming that my loan was cancelled as per my email request and that I wouldn't have to worry about anything. I sent a stern email and it worked. I think everyone needs to handle their individual situations in similar manners. Be composed but be very stern and to the point. No outbursts or signs of weakness can be revealed because they will use it to their advantage. Well thanks to this forum I have averted a potential problem for me. I will not be borrowing any money and use this as a lesson to handle my finances in a more efficient manner.

Thanks to you all for your postings and good luck to those who still need their problems resolved.

Dee

Hi Dee

Welcome to the forums

You have been fortunate enough to pull yourself out from this cash4u2day loan scam. This company has been scamming a lot of people and making unauthorized debits in their accounts.

If you would not have got the email regarding loan cancellation by now, I would have suggested the same to you just like many others would have. Now that the loan has been cancelled, I will still advice you to keep a check on your bank accounts. They have your banking information and will try to pull money from your accounts. If this happens, you will find yourself in lots of troubles. Talk to your bank and explain what has happened with you. They will keep a watch if this company tries to debit from your account.

All the best.

Regards
Roxette

its not like this cash2day people never take extra money from your account.once we get the confirmation from the client then only we do it.....

Hi everyone, I wanted to share my phone conversation I just had with cash today ltd. I told them my bank account was frozen and asked if they would take a money order and he said no. He asked if I had a credit card, yeah right! So I said no. He said I could buy a prepaid credit card at the post office and use that. He also said you can get them at walmart. Do they have walmart's in the UK Well then I asked how much do I owe on my loan - (I took out $200 and it should be $279 with the fees. He said I owe $358.00 SOUNDS FAMILIAR ANYONE? He said I could split that up into two payments. I just had to share

Linda

Ask Cash Today to give you the financial statement of your loan account. Do not make any payment until you get that in writing.

ok, I will call them back. If I am on the phone and they refuse, what do I do then?

I have heard others getting their payment details. So, they should not refuse you. Let's get some accurate details on the accounts you have with them.

Sounds good!

This is just a piece of advice for anyone reading this. Please warn everyone that you care about to stay away from payday loans, especially ones from Cash Today, Limited. Don't make the same mistake I did. I needed money desperately back in March, and I took out a loan with them. The loan was originally for $200, and since I've been unable financially to get them paid off, I have paid over $2000 in "fees". These payday loans are nothing but scams used to take advantage of people desperate for money. Please heed my advice and let everyone know how dangerous these types of loans are. It will save you a lot of heartache.

Have a look at this from another person on here - worth a try!
candace
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100 DebtCC points

Posted: Tue Jan 10, 2006 3:13 pm Post subject: cash today

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i had a loan with them ( cash today ) i e-mailed darren w and through several communications via the internet my account was resolved. so my question would be to you "have you tried to speak to someone about your situation?" i had this particular loan for quite sometime, about 16 or 17 weeks, when i made the loan our hours at work had been shortened but we were assured that they would pick up soon, they didn't, so i was stuck every week paying them their money and not having enough money to take care of my other opligations and responsibilities. my account is squared with cashtoday ltd.. I made the mistake of acting on impulse and not carefully looking into things and i paid for my error in judgement.

Pleae take warnings about this company very seriously. I had to get a new bank account after paying my bank a big negative that cash today created. It took over a month to get my new account, and have my paychecks back to normal so I can pay for things like my vehicle and food. If you have a loan with them and you see yourself getting into more and more trouble, ask for a new checking account number and explain to your bank your problem with this company. Then at least you will be one giant step ahead and can handle paying your debts. Don't let this company destroy your life.

Who can you contact about cancelling before they give you the loan amount in your checking account?