[chmartinbaby06]

At first I was on point with all of my bills now I am in debt with my electricity company,water,cable,phone,and my rent I am currently trying to get repairs up to fix my moms car she wants $600 and then she will fix it but everytime I turn around I have bills I'm trying to consolidate to make payments into one but I have spoke to debt conselours and they told me I really need to try to make payment arrangements with these companies and I have.But everytime I turn around it is always someone wanting to harass me what can I do and what can I do is there anyone else that I can consult need help fast



Thanks Alot

[Rhonda28]

The best bet is to definitely try to work with these companies to try and make payment arrangements. I know exactly what you are going through, as I myself am going through the same thing. I would also consider of maybe working a second job if at all possible to get you where you need to be. Wish you the Best ch!!!

[Lindsey]

Hey ch!
Most companies are pretty lenient when you're up front and honest about your situation. Try to pay each company a little something every month, even if it's not the full bill.
If you can, try to get a second or side job...It's extra work, but it feels great when that additional paycheck comes in!

[Rhonda28]

I did the second job gig for some time until I could no longer afford a babysitter. It did feel good to have the extra money to pay bills.

[chmartinbaby06]

Hello Yeah I really need to get a second job I might think about getting something from 9-2 cause my job hours are changing now and I have to be at work from 3:20-9:30p.m

[Rhonda28]

It is really hard, but god willing you will pull through everything.

[chmartinbaby06]

I know it is so hard but I could use the extra money and I mean I really don't get paid that much at my other job so it couldn't hurt to try to work two jobs I mean if it doesn't work out I still have my other job right!

[Lindsey]

I work from about 6-3, with a pet sitting job during my hour lunch. It's tough, fast paced and often stressful...but the money is worth it. Now that I get that extra check on mondays, I can actually afford food! LOL!

Last night, my fiance and I had another BUDGET at the grocery store...except this time, the budget was $9.65. That's when my debt experience kicked in---I was able to buy a bottle of Coke (I NEED MY CAFFEINE), small thin steaks, a can of green beans, a bag of Funyuns and two candy bars....there you go, dinner and dessert! LOL! All came to about $9.26. :-)

[chmartinbaby06]

Hi Lindsey,
I am glad to see you are on that budget my only problem is,is that whenever I plan a budget I always somehow go over it.I try to except the finer things in life but I keep forgeting how to budget my money I think I need a bookeeper!LOL!I was never the one in my family to budget my funds right my sister and brother is good at that not me though I love to spend but boy when it is gone I am always looking sad in the face!LOL

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