Debt Consolidation Care Answers
Debt Consolidation Care Answers

 

Is it difficult to consolidate credit card debt?  

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Hello,

I'm Jeremy.
How difficult is it to consolidate credit card debts?

asked Nov 9, 2004 10:12 PM

jeremy

4Answers

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Hello Jeremy,

Consolidating credit card debt is never an easy job. Too often people run up their debts without even realizing it until it is too late. If you are one of these people, don't feel de-motivated or trapped.Credit cards are the hardest bills to consolidate because the interest rates are so high. But not any more. debt consolidation companies are here to help you reduce your monthly payments to a bear minimum.

Most often, credit card debts get so high because people feel trapped within their payments. More often than not, you will find yourself using one credit card to make payments on another. You tend to feel that you are making the payments on time.But the truth is not so. In reality you are simply substituting one payment for another. Right now you probably have up to five different payments to make.Consult a debt consolidation expert and allow him to convert your five payments into one affordable payment. Debt consolidation makes your life a lot easier.

answered Nov 9, 2004 10:21 PM

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Consolidation is bad. I tried it.

I use. They allow you to skip/postpone credit card payments until the next billing date. This helps me get my finances in order when money is tight. It gives you some breathing room when your spreading your money really thin.

answered Jan 2, 2005 11:17 AM

Anonymous
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Hi John,

It's a pleasure having your participation in the forum. We wish you a very Happy New Year 2005 and sorry that I have to delete the URL you are associated with.

Our customers find the program quite beneficial. Looking back we are happy with our plans and achievement. We are also satisfied with the response we received from our customers. We intend to do even better in the coming days, and look forward to helping more people come out of debts.

Regards,
Simon

answered Jan 2, 2005 09:05 PM

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Hi John,


Quote:

Consolidation is bad. I tried it.

Most of the debt consolidation firms give you such an impression but when your financial condition is bad, its the only possible way to pay off the debts, and credit companies knows it well.

But still I say it's an art of negotiation , if you can negotiate it well with the proper laws, you can go debt free with a cleaner credit score.

We always make an effort to make the customer aware of complete process of debt consolidation during our counseling. This helps to get a cleaner credit report saying "paid as agreed".

Regards
Vikas

answered Jan 5, 2005 09:54 AM

1 

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