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 Posted: Tue Apr 26, 2005 9:19 pm Subject: credit |
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Does consolidation effect spouses credit? We keep finances seperate and I dont want my husbands excellent credit hurt. Thanks!!
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shannon
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Debtcc Points: 100
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| Posted: Wed Apr 27, 2005 10:13 am Subject: |
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Hi Shannon
When an individual seeks for consolidation, then it is that person who makes payments and in turn improves his credit report after settling all the dues. Every person has his or her own credit report and it does not have any relation with anyone else. So if you are seeking for debt consolidation, then it will not affect the credit report of your husband.
You can avail this opportunity by getting yourself registered for free in the homepage of this site http://www.debtconsolidationcare.com and go ahead with your positive move.
Roxette
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roxette
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Joined: 18 Mar 2005
Posts: 4140
Debtcc Points: 50411
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| Posted: Wed Apr 27, 2005 1:48 pm Subject: |
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Just depends if accounts on your credit report needing fixed, are joint, co-signed, with the spouse, otherwise if they are all your individual accounts then I agree that it should not affect your husband's credit.
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Pammila
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Joined: 25 Apr 2005
Posts: 116
Location: Illinois Debtcc Points: 8471
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