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Posted: Sat Sep 17, 2005 8:46 pm Subject: Has Anyone Heard Of First National Card |
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I got this information in the mail and they sent me a card for catalog ordering and cash on demand card they wanted 179.00 to deduct automatically from my banking account I gave them my old banking account information they sent me this packet but I haven't heard anything back from them the credit line is suppose to be for 8,500 and the cash on demand is suppose to be for 1,000 dollars.I just wanted to know if anyone dealt with these people before.I have contact information on them:
Credit Department
P.O Box 46101
Las Vegas,NV 89114-6101
1(800)-642-1760
everytime I call I can't seem to reach any body has anyone dealt with this company?Are they legite
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chmartinbaby06
Debt Samaritan

Joined: 30 Aug 2005
Posts: 392
Debtcc Points: 18632
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Posted: Sat Sep 17, 2005 9:04 pm Subject: |
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Steer clear of this company. The cash on demand is a payday loan. Also when you purchase anything from this company you still have to put a down payment. There are quite a few companies out there that is just like this one.
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Rhonda28
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Joined: 24 Aug 2005
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Posted: Sat Sep 17, 2005 10:11 pm Subject: |
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Well I kinda figured this place was a scam cause it was kinda of funny how they out of the blue just sent me something and I didn't sign up for it and they I'm glad you told me about this place Rhonda do you have anyone who ever been with this place or did u have dealings with these people?
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chmartinbaby06
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Joined: 30 Aug 2005
Posts: 392
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Posted: Wed Sep 21, 2005 7:15 pm Subject: |
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I got something from them a few years ago and I did an internet search. The first thing I found was a website telling how they really worked and that it was a rip off. I wouldn't risk it. I have gotten that several times since. Rip it up when you get it.
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mandi_f

Joined: 19 Sep 2005
Posts: 13
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Posted: Wed Sep 21, 2005 7:45 pm Subject: |
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They seem to send it to everyone out of the blue. I always rip it up and through it away. They claim it can help rebuild your credit but I wouldnt trust them.
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Rhonda28
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Joined: 24 Aug 2005
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Posted: Wed Sep 21, 2005 8:09 pm Subject: |
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chmartinbaby06
Rhonda is right when she says the cash on demand is a payday loan. They keep the information logged into their computer system.
The money they request is basically to start the membership and whatever fees they ask for.
I once have received this package along with the card, but when requested to view the catalog the rebuttled with it was for members only. I got irrate with them saying it was hard for me to trust a company that I didn't know about.
When you buy things off this catalog they will also come out of your account. They usually forget to tell you this information when your hearing all the juicey details.
I find that if I can't afford to pay for a watch right off, then I shouldn't be buying it at all. I currently do have a credit card, so I figure that's all I need.
By the way...Rent-A-Center is A LOT cheaper than the catalog companies.
Regards-
Mike
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Teleport
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Posted: Wed Sep 21, 2005 8:16 pm Subject: |
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Yes and the downpayment is usually so much higher than Rent-A-Center. They usually want 20%-25% down. With that much you might as well save and purchase on your own.
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Rhonda28
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Joined: 24 Aug 2005
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Posted: Wed Sep 21, 2005 8:26 pm Subject: |
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Thank you all,
Cause I was almost tempted to fall for that scam!Like a idiot but now that I know that they are not about anything then I won't even mess with them!
Awhile back I got this same package as well at the time I didn't have a checking account so I never activated the card and I am kinda glad I didn't because i wouldv'e been really mad if they kept taking that money out of a checking account so good for me!
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chmartinbaby06
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Joined: 30 Aug 2005
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Posted: Thu Sep 22, 2005 10:25 am Subject: |
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Goodness, I must have gotten 5 of these darn things now. And I throw them out EVERYTIME. "$10,000 limit with low interest!" Yea right...I bet even Britney Spears doesn't have that.
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Lindsey
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Joined: 02 Aug 2005
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Posted: Wed Apr 23, 2008 8:21 am Subject: help |
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Can anyone tell me how to get out of this mess.i received there magazine I never used the card or bought anything and there charging. i dont know how much, they wil take out the next time everytime i look is 1,000- 99.00- 150.-the last was 300-. what do i do ....
_________________ Register today to cash in debtcc points.
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jessy
Guest

Debtcc Points: 100
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Posted: Wed Apr 23, 2008 8:34 am Subject: |
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See if you can cancel your membership.
Credit Department
P.O Box 46101
Las Vegas,NV 89114-6101
1(800)-642-1760
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kashzan
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