Legacy Visa Card may help you to re-build your poor credit score, but bear this in mind that Legacy Visa does apply an acceptance charge on the card-bearer. Hence, get prepared to pay these charges, even if you haven't used the card yet. Normally, they disclose it in their terms of services; hence, you're required to acquaint yourself with their TOS before signing the application, because if you default later on, it'll show-up in your report as a negative entry. However, they also offer a thirty days free look-into period within which if you return the card without using it they'll credit your acceptance charge back to your account.
The concept behind the Legacy card is to allow a customer to repair his/her shattered credit score by allowing him/her an open line of credit. The credit limit offered by Legacy is normally very low, may range between $250 and $500. Hence, it may not sound a very good deal to pay over a $100 as charge for a credit limit of $250. But, remember it's available to you when you're suffering form a poor credit and can't apply to any other financial institution. You're actually left with very little option but to apply with First National Bank for Legacy Visa.
The customer satisfactions vary widely regarding the Legacy card. Some say, it's a rip-off, but others are quite satisfied with its services. Legacy card offers several advantages to its users, like- waiving the membership charges with each purchase, sold purchase protection and so forth and also known to offer add-on services like offering traveling insurances to its members.
Related Discussions:
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Posted: Wed May 04, 2005 6:18 pm Post subject: Legacy Visa helps you to repair your credit |
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I need to know if you have a way to pay your credit card online waiting your reply i have a legacy visa
[email address removed as per tos - denny] _________________ Register today to encash debtcc points. |
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Guest

Debtcc Points: 100
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Posted: Thu May 05, 2005 5:29 am Post subject: |
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On this forum, you don't have to put your email address, as this forum doesn't entertain this type of postings. _________________ Register today to encash debtcc points. |
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Guest

Debtcc Points: 100
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Posted: Thu May 05, 2005 6:38 am Post subject: RE:How do I pay my Legacy Visa card online |
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Hi,
you can go through this site's step by step debt management application.There you can enter details of your credit card dues.After that a credit counsellor should get in touch with you in 2-3 day's time.
I believe the counsellor can give you proper details on how to clear your dues online.
Hope this helps.
All the best
thirdeye |
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thirdeye
 Joined: 30 Mar 2005
Posts: 82
Debtcc Points: 4026
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Posted: Thu May 05, 2005 11:33 am Post subject: |
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Hi Guest
Or you can sign in the home page of this site at http://www.debtconsolidationcare.com and one consultant will come to assist you.
Thanks with regards
Roxette |
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roxette
Moderator
 Joined: 18 Mar 2005
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Debtcc Points: 50387
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Posted: Thu Aug 18, 2005 12:10 pm Post subject: phone number |
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need phone number legacy visa _________________ Register today to encash debtcc points. |
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jimhoff Guest

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Posted: Thu Aug 18, 2005 12:19 pm Post subject: |
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| You can contact Legacy Visa at 866-604-0380 and seek information about your accounts. |
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ben
 Joined: 20 Jul 2005
Posts: 2120
Debtcc Points: 41160
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Posted: Thu Aug 18, 2005 1:50 pm Post subject: legacy visa payment. |
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How do i pay online my legacy visa payment?  _________________ Register today to encash debtcc points. |
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Randy Scott Guest

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Posted: Thu Aug 18, 2005 2:13 pm Post subject: |
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| You can contact the customer care cell of Legacy Visa Online and request for your payment online. Hope that you will get their assistance. |
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ben
 Joined: 20 Jul 2005
Posts: 2120
Debtcc Points: 41160
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Posted: Sat Mar 18, 2006 11:39 am Post subject: new applicant. |
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checking on status of application _________________ Register today to encash debtcc points. |
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darrell j butler sr. Guest

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Posted: Sat Aug 26, 2006 4:50 pm Post subject: Application |
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| How can I apply for a legacy visa credit card? |
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Mike2006 Guest

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Posted: Sat Aug 26, 2006 4:58 pm Post subject: |
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| Mike, this is not the place to apply for Legacy Visa credit card. You have come to the wrong place. This is a debt forum, not affiliated with Legacy Visa. Try a search in the BBB website. with the company name. |
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keystrokes
 Joined: 13 Jul 2006
Posts: 502
Debtcc Points: 7286
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Posted: Tue Oct 10, 2006 11:46 am Post subject: Website for paying Legacy credit card online |
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I just got off the phone w/customer care (888-883-9824). To pay your cc online go to:
www.firstnationalcc.com
There is a $5.00 processing fee to pay online!
Hope this helps! |
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Harmonee Guest

Debtcc Points: 100
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Posted: Mon Oct 30, 2006 4:19 am Post subject: apply on line |
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| i would like to know how to apply on line |
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robert allen Guest

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Posted: Mon Oct 30, 2006 4:23 am Post subject: |
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Try contacting customer service at: (866)604-0380,
they should be able to answer your question about applying online. Good Luck!  |
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WHEREAMI

 Joined: 26 Aug 2006
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Debtcc Points: 71256
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Posted: Thu Nov 02, 2006 10:58 am Post subject: credit offer |
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| I received a credit app.and I was going to apply on line but the app.is not there ,wrong web site |
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roberta Guest

Debtcc Points: 100
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