| Message |
Author |
 Posted: Sun Oct 16, 2005 10:38 pm Subject: Island National Group NeW York |
|
|
Has anyone heard of Island National Group LLC out of New York? I have been dealing with the same debt for the passed few years and send Money every month and it seems this debt has been in the hands of many different collector agencies.I can't figure out why it keeps changing hands. As far as this new agency ( Island National Group) I can't find any information on them! Any one herd of them?
_________________
Register today to encash debtcc points.
|
|
Noclue
Guest
Debtcc Points: 100
|
|
|
| Posted: Mon Oct 17, 2005 11:25 am Subject: |
|
|
Noclue,
When you have been paying money to a certain collection agency, they are not required to pass it on to a different collection agency. You need to know where you have been paying all these times. Do you have the receipts of your payments made to the last collection agency. Contact them to give you the latest standing of your debt account and the balance left to pay it off.
Send a letter to Island National Group at the following address and inform them that you will deal with the previous collection agency and pay the debt off.
Island National Group, LLC 6851 Jericho Turnpike Ste 180 Syosset NY 11791- , (516) 682-4300
|
|
ben
Joined: 20 Jul 2005
Posts: 2099
Debtcc Points: 41167
|
|
|
| Posted: Fri Oct 21, 2005 2:45 pm Subject: |
|
|
I received a statement also from Island national Group LLC and I think it is a scam of some sort. I do not owe anyone from a debt that is portayed as being from 1999.
_________________
Register today to encash debtcc points.
|
|
Guest
Debtcc Points: 100
|
|
|
| Posted: Fri Oct 21, 2005 3:11 pm Subject: |
|
|
Guest
I will request for debt validation especially when I do not owe to Island national Group LLC in anyway.
Most often, CA gets incorrect data and ends up contacting the wrong person. Contacting the person for once is allowed but after notifying their mistake, they should not contact further. If they do, they are violating the law.
|
|
ben
Joined: 20 Jul 2005
Posts: 2099
Debtcc Points: 41167
|
|
|
| Posted: Tue Nov 01, 2005 1:56 pm Subject: Debt |
|
|
Where are you located?
_________________
Register today to encash debtcc points.
|
|
Judi
Guest
Debtcc Points: 100
|
|
|
| Posted: Tue Nov 01, 2005 2:20 pm Subject: |
|
|
I just found out that Island National Group has some affiliates with RJM Acquisitions. They participated in the 14th Annual Credit Card Collections Conference from the 16th to 18th October 2005 in Florida.
|
|
ben
Joined: 20 Jul 2005
Posts: 2099
Debtcc Points: 41167
|
|
|
| Posted: Thu Nov 10, 2005 10:33 am Subject: Island National Group |
|
|
I received a bill for a debt I supposedly did not pay back in 1996. I'm leery about whether this is valid. How can I find out whether I, in fact, I failed to repay the balance on that particular credit account? An even bigger issue, Is "Island National Group" a legitimate company?
_________________
Register today to encash debtcc points.
|
|
EChristinaC
Guest
Debtcc Points: 100
|
|
|
| Posted: Thu Nov 10, 2005 12:02 pm Subject: |
|
|
EChristinaC
Ask the company to provide you debt validation of this account. If it is a legitimate bill, then the accounts will be shown accurately with the calculation of interests and details of the original creditors.
Debt validation is a very important tool to know the details of your past debt. Please have a look at this article to learn more on it.
http://www.debtconsolidationcare.com/validation.html
|
|
ben
Joined: 20 Jul 2005
Posts: 2099
Debtcc Points: 41167
|
|
|
| Posted: Tue Nov 22, 2005 11:48 am Subject: Island National Group |
|
|
 I have been sending a monthly Payment to Island National Group every month and feel leery about it everytime! How do I write a validation letter so I know they are legit!
_________________
Register today to encash debtcc points.
|
|
NoClue
Guest
Debtcc Points: 100
|
|
|
| Posted: Tue Nov 22, 2005 11:59 am Subject: Island National Group |
|
|
Ben,
The debt I have I have been paying on for sometime...It first was in the hands of RJM Acquisitions and is now in the hands of Island National Group LLC! This was originally a Fingerhut debt........nobody seems to be able to tell me what was purchased, when it was purchased or how much the purchase was! What do I do? I am afraid to stop paying! I don't want this to bite me in the butt in the long run if I stop paying? Any suggestions?
_________________
Register today to encash debtcc points.
|
|
NoClue
Guest
Debtcc Points: 100
|
|
|
| Posted: Tue Nov 22, 2005 12:02 pm Subject: |
|
|
Hi NoClue
Welcome to the forums.
Have you kept the receipts of your payments made to the company in safe place? This is a proof that you have been paying towards the debt account. If they are not holding the account legally, you can file a case against them based on these receipts.
This is copy of a debt validation letter that you can send to the company. A genuine reply of this letter from the company will prove that your account is in proper place.
| Quote: | Date
Your Name
Name and Address
of original creditor
Re: Acct # 000-000-000-000
To Whom It May Concern:
This letter is regarding account # 000-000-000-000, which you claim I owe. This is not a refusal to pay, but a notice that your claim is disputed.
I am requesting validation, made pursuant to the Fair Debt Collection Practices Act. Please note that I am requesting "validation"; that is competent evidence bearing my signature, showing that I have some contractual obligation to pay you.
Please also be aware that any negative mark found on my credit reports from your company or any company that you represent for a debt that I don't owe is a violation of the Fair Credit Reporting Act; therefore if you cannot validate the debt, you must request that all credit reporting agencies delete the entry.
Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports.
If you no longer own this debt, remove the derogatory marks from my credit report per the FCRA. Failure to respond within 30 days of receipt of this certified letter will result in legal action against your company. I will be seeking a minimum of $5,000 in damages for:
- Defamation
- Negligent Enablement of Identity Fraud
- Violation of the Fair Credit Reporting Act
For the purposes of 15 USC 1692 et seq., this Notice has the same effect as a dispute to the validity of the alleged debt and a dispute to the validity of your claims. This Notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status.
Best regards,
(insert your name)
Cc: (Insert a lawyer's name here), Esquire
|
It is your legal right to dispute any item on your credit report, for any reason. If documented proof that discredits your dispute isn't provided within 30 days, it MUST be removed by law. This is why it is so important to send the dispute form via certified mail. Not only to insure its delivery, but to have documented time of when it was sent.
Regards
Roxette
_________________
Debtconsolidationcare offers free counseling and help, please avail the services before taking any major decisions.
|
|
roxette
Moderator
Joined: 18 Mar 2005
Posts: 4140
Debtcc Points: 50413
|
|
|
| Posted: Wed Nov 23, 2005 9:43 am Subject: Island National Group |
|
|
Roxette.
Thank you so much! I will be sure to send a letter!
_________________
Register today to encash debtcc points.
|
|
NoClue
Guest
Debtcc Points: 100
|
|
|
| Posted: Mon Dec 05, 2005 6:35 pm Subject: re; credit report |
|
|
This showed up on my credit report. Would like to know what this $167.00 is owed to. acct;805IIG0101909xxxx
_________________
Register today to encash debtcc points.
|
|
wesley d barbaree
Guest
Debtcc Points: 100
|
|
|
| Posted: Tue Dec 06, 2005 1:22 pm Subject: |
|
|
Hi Wesley
You need to place this request to the company that has made the debit in your account.
What is the name of the company in your bank statement?
This is a debt consolidation care forum and not the company that you are actually pointing to.
Regards
Roxette
_________________
Debtconsolidationcare offers free counseling and help, please avail the services before taking any major decisions.
|
|
roxette
Moderator
Joined: 18 Mar 2005
Posts: 4140
Debtcc Points: 50413
|
|
|
| Posted: Sun Dec 18, 2005 8:55 pm Subject: RJM/Island National Group |
|
|
I had been receiving notices from RJM claiming I owed Fingerhut over $2000 since 1998. I asked Fingerhut to provide me with Proof of debt and a list of items purchased, where they were sent and copies of the signatures of who signed for them. I was told by Fingerhut that they had already given this account to third party collections and the didn't have those items anymore. I contacted RJM and asked for the same items and was told by RJM that, that's not how third party collections works and they don't have those item either. But they said that I have to provide proof that I didn't purchase or receive the items Fingerhut claimed I did. I disputed this through RJM Via certified mail. I never heard back from RJM and when I checked my credit report approx. 60 days later, the RJM account had been removed. About 3 weeks later I received a notice via email that there had been changes posted to my credit account. When I pulled my report, there was now a collection account from Island National Group for the same Fingerhut account that I just disputed with RJM. After some checking, I am finding out that RJM and Island National Group have ties. Island National Group is now telling me that I need to redo the whole dispute process again. Does anyone know if RJM and Island National Group are owned by the same company and if so what can I do about it.
Thank you,
Ken
_________________
Register today to encash debtcc points.
|
|
Ken
Guest
Debtcc Points: 100
|
|
|
| Posted: Mon Dec 19, 2005 12:06 am Subject: Same Problem |
|
|
Ken,
You are not yht only one who is dealing with this!! I am in the exact situation. First Fingerhut then Rjm now Island national group.....i am at my wits end and don't know what to do!
_________________
Register today to encash debtcc points.
|
|
NoClue
Guest
Debtcc Points: 100
|
|
|
