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jh · Posted: Fri Oct 28, 2005 12:48 pm Subject: Are Bennet and Deloney lawyers or CA

okay are these guys lawyers or are they a CA. Am dealin g with them due to a couple of nsf checks theat were referred from telecheck. They call wanting all up front or else yet they refuse to validate the debt.. help and advice please

Kathryn · Posted: Fri Oct 28, 2005 1:18 pm Subject:

Bud Hibbs has a website that gives information about Collection Agencies. He say the following about them:

DO NOT DEAL WITH THIS LAW FIRM UNDER ANY CIRCUMSTANCE! THEY ARE LIARS, CON-MEN, THIEVES!

They were recently fined more than $50,000 by the state of West Virginia for ripping people off on bounced check fees. These losers of law must be snorting something that fogs their abilities to count from 1-10, because the way they figure a debt is to add on fees that boggle any rationale thinking individual.

Bennett & DeLoney come across in their letters as nuts and wacko's! They are so far out there that they can't even justify their dealings.

--Check out his site, it has lots of good information.

Posted: Fri Oct 28, 2005 2:26 pm Subject:

Bennett and Deloney has been sued by the attorney general some time back for charging excessive fees to the amount of debt. They sound like a scam and still are doing their business. I head they charged $800 on a $20 debt that was not paid. So, you should be very careful while dealing with them. Get your debt validated before you agree to pay on it.

noni · Posted: Fri Nov 18, 2005 1:31 pm Subject: phone calls

Is one of their phone #'s 1 800 815 1177? We keep getting calls from them (which we don't answer)inreference to an "important legal matter"

Posted: Fri Nov 18, 2005 2:49 pm Subject:

Noni

You are getting calls from Bennett & Deloney Law Firm. Following is the address to contact them.

Bennett & Deloney Law Firm
1265 E. Fort Union # 156
Midvale, Utah 84047
800-815-1177 or 888-571-1190

Bennett & Deloney
Address:
P.O. Box 190
Midvale Utah 84047
U.S.A.
Phone Number:
800-815-1177

Noni, send this agency a cease and desist letter to stop all the collection calls and correspond only through mail. If they violate the law, you can take legal actions against them.

Katelin · Posted: Sun Dec 11, 2005 5:59 pm Subject: Help

These guys keep leaving messages for me and I don't know why. I don't have a bank account, so I can't have bounced any checks, and I pulled a copy of my credit history and have no outstanding debts. What do I do to stop this harrassment. Should I consult an attorney of my own?

Posted: Sun Dec 11, 2005 7:42 pm Subject:

Posted: Mon Dec 12, 2005 7:08 am Subject: Re: Bennet and Delooney

I wish I knew about this two years ago. They conned me and my husband out of over $200 over and $15 bounced check from over 6 years ago.

Kathryn · Posted: Mon Dec 12, 2005 8:29 am Subject:

Actually Bud's website has been very informational to me and many others in debt. Like this site, it provides valuable information in who you are really dealing with, since some of the ca are misrepresenting who they are. Any reason you believe his site to be a bad one?

Posted: Mon Dec 12, 2005 12:38 pm Subject:

Katelin

Welcome to the forums.

You don't have to stress yourself as you can assume that the agency might be contacting the wrong person. Pick up the phone and ask them to give more information about your account. This will solve most of the problems.

Regards
Roxette

FormerBadguy · Posted: Wed Dec 14, 2005 4:05 am Subject:

Bennett and DeLoney is a Collection Law firm with an emphaisis on COLLECTION. If you recieve a phone call hang up. Collection agents have no power to reccomend any lawsuits. The firm generally follows the law but the collection managers, who are paid by bonus, try to get as close to the line as possible. Many collectors, for whom most of this is the first collection job ever, will cross the line in order to secure a payment, and a larger bonus (and in many cases their continued employment). Lawsuits, which are rare are usually based upon a client request and not due to non-capitulation. Walmart and Lowes NEVER request suit, and Walmart stipulates that if you give an amount and a time frame they must accept the arrangements (ie 1$ every month for 83 months). For a large check this is a pretty good interest rate, but your credit will suffer. Always respond to B&D through written correspondence. If they call hu or say wrong #, or that the debtor passed away. If they ask for a death certificate say ok, and dont send one. The collector will assume its not collectable anyways and move to a no call file. If you do talk to a collector if possible record the call. You do not need to inform the agent in the state of Utah, where they are located. If a collector does break FDCPA talk to the Supervisor or Manager and dont get involved in a pissing contest. If the Sup doesnt believe you, dont worry, you are no closer to any legal action than before. Report any real violations of FDCPA to you Attorney Generals office. It is hard to verify without a tape, so generally just dont bother talking to the collection floor. Check your credit if you recieve a bill from B&D as many items go unreported. If it is there request proof of the debt and a copy of the check in writing. Often times they cant be produced and the debt must be cancelled. If it is a valid debt and the cost is the normal state fee(often time the state fee structure is higher for older checks) pay the debt by mail using checks. Keep record of the whole process on file, including photocopies of the check and bank statement. Pay in full, If you cant, wait until you can. If the amount is not based upon the state fee structure it is unowed "gravy" for the company. Do not pay this. Send in the amount owed and if cashed it will satisfy the debt. Depending on the state they can still collect on the remainder, but it is not legally owed. Dont pay it. If they return the payment (whether they do or not is based on client contract) send payment by mail to the client. Keep excellent records and copies. If not returned the debt is settled. Send copies by mail to Bennettand DeLoney. If you recieve a bill for yourself or your child shoplifting at Walmart, Target or Marshall Fields dont pay. You wont get sued. They have the right to ask for it till their blue in the face though because it is not a debt, and not subject to FDCPA (you do have other protections from harrassment though). Just say the shoplifter was shot in Gang violence, or in the case of a Jevenile a ward of the state. The collectors hate these files and are more than happy to remove the number at any sign of non-collectability. Oh and stop shoplifting for christs sake. PS That Bud guy website is just trying to get your money too. Just the other side of the sleazy coin.

Posted: Wed Dec 14, 2005 1:39 pm Subject:

FormerBadguy

Wow! You have compiled the complete FDCPA laws. And you have given some helpful remedies also on how to deal with this company. Thanks for the tips. Very Happy

dana · Posted: Fri Dec 16, 2005 9:17 am Subject: B & D debt

We have been dealing with B & D for a year now on a 5-year-old credit card debt. This is our only debt and we send $25 a month to B & D since my husband is in school fulltime. Sometimes they call and demand full pay and we just reiterate our stand. THis was originally a $1,000 balance and B & D are demanding $2,500. Are we handling this in the best way? Do we have a good chance of being sued?

Posted: Fri Dec 16, 2005 11:35 am Subject:

Hi Dana

The most important thing is that you need to see if you have any paperwork from Bennet and Deloney before agreeing to their terms. You should have something in writing from the company stating that you are paying towards your debt account and after the payment is complete, your file will be updated with the bureaus.

Also, after you make a payment, you should insist for the monthly statements. It can be given by the company after you have requested for it.

You need to get in touch with them and see if they have properly transferred the money you have paid so far. You must be having the receipts of your payments made till now. It can be put as proof to them.

If the company has not received any money from you in spite of paying them regularly, you need to get cautious here. Chances are that the company has done something fishy in between. Talk to them and get the latest status of your account. You need to take care of this immediately.

Do let us know after you have called up B & D.

... · Posted: Fri Jan 13, 2006 12:38 pm Subject:

FormerBadGuy....It sound like you use to work there and know what you are talking about but is it your place to be telling people that they are not responsible for their actions? If you shoplift you should have to pay for it cuz you broke the law. And people that rae writting bad checks are getting the merchandise and/or service but arent really paying for it....yeah thats being honest and responsible. People just need to own up to their mistake and get their debt paid off, thats why our society is going to shit is cuz of these people and people like you....

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