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Pinnacle Credit Service LLC - Do not mess with them


You can contact Pinnacle Credit service in the following address,

Pinnacle Credit Services LLC
7900 Highway 7 Ste 100
Minneapolis, MN 55426-4049

Pinnacle has successfully created an image of "don't mess with us". It applies all sorts of scares tactics, from- threatening calls, calling multiple times a day, using abusive words and being rude over the phone and so forth. Hence, it's important that you learn your rights described in the Fair Debt Collection Practices Act by heart before dealing with them. You need to be strong enough to thrust upon them the fact that they may have to face a lawsuit if they violate the FDCPA regulations.

You're required to file a complaint with the Federal Trade Commission of your state as it has the authority to enforce the FDCPA. Also you can file a personal lawsuit against the collection agency and can collect upto $1000 as damages.

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PostPosted: Tue Dec 27, 2005 6:29 am    Post subject: Pinnacle Credit Service LLC - Do not mess with them

Does anyone have any idea who these people are. Financial Recovery notified me that I owe 2500.00 and have no idea who these people are...
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dawnie1
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PostPosted: Tue Dec 27, 2005 11:20 am    Post subject:

dawnie,

Welcome to forums. Here is the contact information of PCSL-
Pinnacle Credit Services LLC
7900 Highway 7 Ste 100
Minneapolis, MN 55426-4049

It is listed as a credit reporting agency in BBB's database.

You have mentioned that Financial Recovery notified you about a due debt. Did they send you the debt validation? If not ask for it, send CMRRR to them. You need to pay the amount once they provide valid proof of your debts.

If they have already sent the validation, go through it carefully. If you find any incorrect entry, dispute it within 30 days. Get the details of debt validation here-
http://www.debtconsolidationcare.com/validation.html

if you need any more information, feel free to post in forums.

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4ubryan
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4u.bryan
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PostPosted: Thu Jan 19, 2006 6:16 pm    Post subject: This stupid company

This exact company (Pinnacle) has been calling my home for MONTHS all day every day trying to find some girl who doesn't even have this number anymore. I live in a college town so numbers around here change hands frequently. I don't care how many times I tell these people this girl doesn't have this number anymore, they won't stop. I've been nice, I've been rude, I've been ruder than rude. No luck. Until tonight I didn't even realize who the company was except they had a recording call me first and that mentioned their name. What can I do to stop this harassment??
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wngzie
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PostPosted: Thu Jan 19, 2006 6:33 pm    Post subject:

Wngzie, the company must give you some details proving that you owe this debt. As they may fail to give you the valid details, they will have to remove your number from their system.
david
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PostPosted: Thu Feb 23, 2006 8:06 am    Post subject: sounds like a scam to me

all I ever got about these people was a mark on my credit report for $232.00. I never got a call, letter, bill, nothing. What kind of scam are these knuckleheads trying to pull
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illazilla
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PostPosted: Thu Feb 23, 2006 9:39 am    Post subject:

illazilla,

You can contact your original creditor and confirm who is holding your account currently. You can ask your creditor to settle the account directly with them. OC might accept your proposal. If they do, make an agreement and get it signed by them.

Once your account is paid in full, your creditor has to report it to the credit bureaus.

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stanley
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stanley
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PostPosted: Fri Mar 24, 2006 11:38 am    Post subject: Pinnacle Credit Services

Here's a bit of info for this company (Pinnacle Credit). I found your forum on accident, but i hope it helps someone. This company showed up on my credit report too. It took me 45 minutes to find a good phone # for these bozos, and I asked the b*tch how they got on my credit report and she told me to call the lawyers servicing my account. Then I asked why no one contacted me before they sent my account to a damn lawyer, and the little b*tch (Julie is her name) hung up on me! Thanks for the great customer service! Anyway, their number is 952-939-8100 if anyone needs it!
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PostPosted: Mon Mar 27, 2006 2:40 pm    Post subject: Pinnacle Credit Servies

What a joke of a company! Don't do any business with them. I just got took for $850.00. Thanks for the number, you are right it is hard to find a number for those bozos!
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PostPosted: Tue May 30, 2006 10:28 pm    Post subject:

Yeah so i just got my credit report. Pinnacle Credit Services obviosuly are trying to prevent releasing their number. Regardless they bought out who I was in collections for initially and took it upon themself to add to my balance (not including the interest im sure they will inform me of when i call. Thanks for the number Ive been looking for it for a while too.
sogand65


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PostPosted: Thu Jul 06, 2006 1:05 pm    Post subject: pinnacle

i found another number 1-888-809-2320. They like to leave you on hold. No point in paying for it
tmb882
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PostPosted: Thu Aug 17, 2006 2:40 pm    Post subject: pinnacle

i called them and they said i have to contact nelson watson and asscociates @ 800-388-1190 not sure if that helps.
consumershawn
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PostPosted: Thu Sep 07, 2006 1:12 pm    Post subject: pinnacle

first i heard of this company is a letter from another company stating they were going to start investigating my assests and property for collection on behalf of Pinnacle. Next thing I knew Pinnacle had negative reports on my credit report and they had never even contacted me. what can be done to stop these clowns? How many collection agency can try collect the same debt?
lag02
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PostPosted: Thu Sep 07, 2006 2:51 pm    Post subject:

lag02, only that collection agency that has your file with proper information is allowed to attempt collections. If a company fails to validate the debt, you are not obligated to send your money to them. You never know if it ever will be posted towards your debt account. The CA will legit information has the rights to hit your credit file, not every agency contacting you. If some company has reported in your credit without your debt information, it is fraudulent under the fdcpa laws. Sue them if they don’t take back the negative remark.
Christina

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PostPosted: Wed Sep 20, 2006 11:57 am    Post subject: national enterprise systems

these people are also idiots they are part of pinnacle there customer service sucks a bunch of 5.00 per hour loosers expecially this guy steven a stupidvisor
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PostPosted: Wed Oct 18, 2006 11:17 am    Post subject: PINNACLE

These are truly sick people.
CADSTER42
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PostPosted: Fri Nov 24, 2006 6:23 pm    Post subject: PINNACLE CREDIT SERVICES

Pinnacle Credit Services is a debt purchaser. They purchase debt at auction from all sorts of different companies. If you have an issue and you proved you resolved it prior, you proved it to someone else and they sold off the balance to Pinnacle. It's not Pinnacle's fault that the other company who sold the debt didn't properly close the account per fdcpa guidelines. I know firsthand, Pinnacle is not a collection agency, thats why they do not speak to consumers calling in. They hire 3rd party agencies to speak for them. IF there are disputes or issues with the credit report, Pinnacle is very willing to remove or update inaccurate information. The number for Pinnacle is 952-939-8100
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