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 Posted: Thu May 01, 2008 11:49 pm Post subject: Debt validation letter |
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| I've recently been served a summons from CACH's lawyers. If I sent them a debt validation letter, do I have to do it through the court or still file a response to the lawsuit? What should my next steps be? I don't deny the debt, and am willing to repay it, but am unable to make the payments that they want from me. I am in California. Please advice! |
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nowwhat
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| Posted: Fri May 02, 2008 6:06 am Post subject: |
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First let's start with some questions. By answering these I will be able to better assist you.
1. What type of debt is it?
2. When was the last time you made a payment on this debt?
3. Who is the attorney/law firm that is representing CACH?
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JCEMT
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JCEMT
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| Posted: Fri May 02, 2008 6:25 am Post subject: |
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1. Credit card/ Chase Bank
2. March, 2006
3. Erica L. Brachfeld, Torrance, CA
I am in San Francisco, CA
Thanks! |
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nowwhat
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| Posted: Wed May 28, 2008 12:30 am Post subject: Cach, LLC Summons |
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Hi, I need help. Yesterday my wife was served a summons from Joe Pezzuto, LLC. From Cach, LLC for a debt from Providian Visa for $5,000. We live in Minnesota. The debt is from about 6-7 years ago, but before we got our house I made a payment on it. So the SOL reset to May '04, the SOL in MN is 6 years for credit card debt. My wife doesn't work, she stays at home. Will these guys come to our home and take things? We don't have alot. How should I answer this summons. Can I get by with just sending a DV letter? Should I send a copy to the county?
Please help. Diddius |
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Diddius
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| Posted: Wed Jun 04, 2008 10:59 am Post subject: Civil Case |
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| I received a notice for court about a civil case being filed against me by Cach LLC. I don't know who this company is? I never received any letter telling me about who they are collecting from or what this collection was about. Now I am going to speak to a lawyer about this company. Shouldn't I have received a notice in the mail from Cach LLC telling me about the debit they are trying to collect? |
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hahoush
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| Posted: Fri Jun 13, 2008 10:07 am Post subject: |
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| Hey guys..I'm in Florida. Long story short, there was a $5000 Chase account that I stopped paying on in 04 (Frustration: I owed $5800 when I closed the account in 01...they doubled my interest rate, so three years and over 4500 later, I still owed close to 5500). Cach has it, served me late April. I had no idea what to do, was graduating, multiple family things going on, it got pushed to the bottom of priorities (I didn't know any better). I found out that a default judgment had been filed for the day before it went to the judge's desk. I called the judge's clerk, she encouraged me to get some form of response in, which I did two hours later, but the judgment was signed anyway...for $10,000. The lawyer for them is Scherr in Orlando (he's on the list of 25 snakey lawyers listed earlier here, I noticed). I want to appeal. (I requested a hearing in my response, but I guess it was too little too late.) Can someone please help guide me in this? Trivial, but I noticed on my service papers that they have my county residency listed incorrectly...does this mean anything? I've read there are loopholes and numerous ways to catch these guys doing things the wrong way...any guidance would be appreciated. Thanks! |
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enterangell
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JCEMT
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| Posted: Tue Jun 17, 2008 11:47 pm Post subject: Help!! |
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| Hi, I live in TN & was served a judgement from a local lawyer, David Mendelson, on behalf of cach, I went to court & they wanted me to pay $500 a month. I cannot pay that, my mortgage comes first! I offered them $1000 to settle & he said they would contact me, but I never heard from them. I checked online with my county civil court & I apparently had a court date last week I did not know about, what should I do? Also I was recently laid off from my job of 5 years and now cannot pay the $1000 I offered. Should I write a letter to the lawyer explaining my situation? Can they freeze my bank acct. in TN over $2500?? Thanks!! |
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Kzer
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| Posted: Wed Jun 18, 2008 3:05 am Post subject: |
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You should contact the court that issued the judgement immediately. If you were never served, you should be able to get the judgement vacated for improper service.
_________________
Wulfisms: my blog
The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!
Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.] |
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unclewulf
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| Posted: Wed Jul 02, 2008 5:53 am Post subject: CACH, LLC tired to sue and lost. |
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| Apparently I got a court letter saying I won a case (that I did not even know about) against Cach, LLC in small claims court. And now I do NOT owe them a penny! |
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Lisamull
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| Posted: Sat Aug 09, 2008 7:06 pm Post subject: Always reply to summons |
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| Any time you get a summons/complaint filed against you in court you must ALWAYS file an answer with the court and pay the filing fee. CACH, LLC (Collect America) and numerous other scoundrel collectors, rely on the hopes that you will not understand the law and they will file a default judgement against you should you fail to file an answer with the court. However, if they have harassed you, file a counterclaim when you file your answer. There's no extra money to pay for it. Why not make them pay for the harassment? I did it and won. Hands down, if you research and learn about the law and how to deal with these scoundrels, you'll win. For more free info check out budhibbs.com |
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DaveS
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| Posted: Fri Aug 15, 2008 10:38 am Post subject: Judgement from CACH,LLC |
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| CACH,LLC placed a judgement against me, the original creditor was Household Bank. Now, an attorney's office is trying to collect the debt. I tried to settle for a lower amount, but they would not even consider. Can I still contact Household Bank to settle the debt, or must I pay the judgement to CACH,LLC? |
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smithfield
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NASCAR_Devil
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| Posted: Mon Sep 08, 2008 3:50 pm Post subject: |
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| pay the debtor that will get them off your back |
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procollect69
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| Posted: Thu Nov 06, 2008 9:39 pm Post subject: reverse mortgages |
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| What is reverse mortgage? |
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Hagsgisa
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| Posted: Fri Nov 07, 2008 2:20 am Post subject: |
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| Reverse mortgage pays you monthly payments for a portion of the equity in your home, I think that this only applies to senior citizens. |
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