Collection Agencies and Creditors

Cach LLC showing unprofessional attitude - How to handle it?

Message

Author

Posted: Tue Apr 24, 2007 9:41 pm Post subject:

Does anybody have CACH LLC phone number?

Mandingo
Guest

Debtcc Points: 100

Posted: Thu Apr 26, 2007 3:29 am Post subject:

just go to the collect america webpage, everything you need is listed there. _________________ Working my way out of this debt, one day at a time!

fedupinpa
Moderator

Joined: 22 Jan 2007
Posts: 1666

Debtcc Points: 21403

Posted: Thu Apr 26, 2007 3:19 pm Post subject: Credit Report

Is this on anyone elses credit reports because it showed up on mine? _________________ Register today to encash debtcc points.

Guest

Debtcc Points: 100

Posted: Thu Apr 26, 2007 3:39 pm Post subject:

File a dispute with the company and make them investigate on the item reported on your credit. If it's not correct, they need to delete it.

BKP

Joined: 19 Oct 2005
Posts: 242

Debtcc Points: 3532

Posted: Thu Apr 26, 2007 7:20 pm Post subject:

CACH is on my CR, they definately report. _________________ Working my way out of this debt, one day at a time!

fedupinpa
Moderator

Joined: 22 Jan 2007
Posts: 1666

Debtcc Points: 21403

Posted: Thu Apr 26, 2007 7:24 pm Post subject:

fedup, if they have not given you proof in validation, it shouldn't be on your credit report. I would notify them that until such time they offer real validation, not verification that they own a debt, they must take it off your report of face legal action. I would also make the CRA aware of this. _________________ He who has freed himself of the disease of "tomorrow" has a chance to attain what he came here for. --G. I. Gurdjieff (1872-1949) The science is in knowing, the art is in perceiving - Robert Fripp (1946-) Ever get the feeling you've been cheated? - Johnny Rotten (John Lydon) (1956-)

LawStudent
Moderator

Joined: 04 Apr 2007
Posts: 1191

Debtcc Points: 16430

Posted: Fri Apr 27, 2007 7:14 am Post subject:

Actually they can report the account.The way to remove them is to dispute with the individual bureaus to remove it. If they verify and do not validate,let them know they have violated the fair credit reporting act.You may send copies of your documentation to the bureaus for additional support. If you live in Texas the rules are different because their state laws impose stronger rules on debt collectors. _________________ Cajunbulldog Keeping an eye out for consumers. http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809 http://www.ftc.gov/os/statutes/fcrajump.shtm http://www.debtconsolidationcare.com/forums/about216.html Use this letter to protect your rights under the FDCPA myfairdebt.com & myfaircredit.com-Good source of case law in forums.

cajunbulldog
Moderator

Joined: 20 Dec 2006
Posts: 4875

Debtcc Points: 37803

Posted: Fri Apr 27, 2007 8:18 am Post subject:

They never reported mine but I sent a dv letter right away. As far as I'm concerned, I'm dealing with the original creditor. They are one of the worst CA's out there. They are constantly being sued by consumers for violation of the FDCPA.

CowampChicken

Joined: 20 Dec 2005
Posts: 3681

Debtcc Points: 36192

Posted: Sat Apr 28, 2007 5:04 pm Post subject:

I will definately pursue the filing a dispute with the CR, that may be a way to prove they don't own the debt after all. _________________ Working my way out of this debt, one day at a time!

fedupinpa
Moderator

Joined: 22 Jan 2007
Posts: 1666

Debtcc Points: 21403

Posted: Sun Apr 29, 2007 6:15 am Post subject:

When they contacted me, they were very intimidating or tried to be. I had to pay within a week or they were going to turn it over to an attorney. This was right before my mom went into the hospital for surgery. So I got their address and sent them a dv letter. I also sent them a follow up letter but they have never verified anything. I spoke to an attorney awhile ago who also handles debt settlement. He gave me some good ideas but he said he had two cases pending against them at the time. He said they would settle for about twenty-five percent. I have never attempted to settle with them but I've also been working with the original creditor. I do show where they have looked at my credit report but nothing has been reported yet. If they do, I will dispute it. Make sure you check all three of your credit reports.

CowampChicken

Joined: 20 Dec 2005
Posts: 3681

Debtcc Points: 36192

Posted: Wed May 02, 2007 6:05 pm Post subject: CACH, LLC

I just noticed that a debt I am disputing has now been turned over to CACH, LLC. Originally, it was at a law firm in Oregon called Daniel Gordon. The people at that law firm were hounding me to make a pymt on an acct. that I swear is not mine. They called me at work (I'm in the military) try to put the fear of God in me. It didn't work! I sent them the letter to stop calling me and send me proof that this acct is mine, they never did. I called experian and disputed that account (which is now under CACH), along with 2 others. Should I let experian handle the dispute and see what comes of it or should I dispute it further?

Gonzo75
Guest

Debtcc Points: 100

Posted: Wed May 02, 2007 6:26 pm Post subject:

Dispute it with CACH and make sure that Experian is aware of the dispute. _________________ He who has freed himself of the disease of "tomorrow" has a chance to attain what he came here for. --G. I. Gurdjieff (1872-1949) The science is in knowing, the art is in perceiving - Robert Fripp (1946-) Ever get the feeling you've been cheated? - Johnny Rotten (John Lydon) (1956-)

LawStudent
Moderator

Joined: 04 Apr 2007
Posts: 1191

Debtcc Points: 16430

Posted: Wed May 16, 2007 1:40 pm Post subject: I"M DOOMD

OH SNAPS, I was with a debt settlement company and had them settle the debt with CACH LLC and they took my money, and reported it paid on my credit report, but now I'm wondering should I have paid them?

Andre
Guest

Debtcc Points: 100

Posted: Tue May 22, 2007 3:47 am Post subject:

CACH filled a civil suit with the local court on me back in December 2006, I have disputed it and still have not heard anything from them, 5 months later, no court date. Can I have this dismissed? _________________ Working my way out of this debt, one day at a time!

fedupinpa
Moderator

Joined: 22 Jan 2007
Posts: 1666

Debtcc Points: 21403

Posted: Tue May 22, 2007 5:32 am Post subject:

Fed,you will need to look in the link I sent you on your laws for a timelimit between first filing and actually continueing case. If there is a timelimit they have violated,move court to dismiss case based on that statute. _________________ Cajunbulldog Keeping an eye out for consumers. http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809 http://www.ftc.gov/os/statutes/fcrajump.shtm http://www.debtconsolidationcare.com/forums/about216.html Use this letter to protect your rights under the FDCPA myfairdebt.com & myfaircredit.com-Good source of case law in forums.

cajunbulldog
Moderator

Joined: 20 Dec 2006
Posts: 4875

Debtcc Points: 37803

Posted: Tue May 22, 2007 5:58 am Post subject:

Fed, CACH filed suit on me in June 2006 and I didn't recieve the judgement rule hearing until February 2007. It's scheduled for a week from today! Some days I'm a nervous wreck over it some days I'm ok. I'm just ready to get this over with and move on with my life! Good Luck!