Collection Agencies and Creditors

Cach LLC showing unprofessional attitude - How to handle it?

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Author

Posted: Thu Jun 28, 2007 6:53 am Post subject:

Not to mention that if you do accept that CC offer the interest rate will most likely be in the 25% area.

ramj70

Joined: 16 Jan 2007
Posts: 201

Debtcc Points: 976

Posted: Thu Jul 12, 2007 9:08 am Post subject: garnishment over old debt

i ignored paper that was sent after i called and talked with agency waiting on verifacation they proceeded aand now my payroll is being garnished is there anything besides bankrupcy

ajax4141
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Debtcc Points: 100

Posted: Thu Jul 12, 2007 2:06 pm Post subject:

They got a default judgment on you??? Can u give more details plz and maybe someone will have more answers for ya.... What state? How much? Thanks, Ang

Ang
Debt Samaritan

Joined: 27 Jun 2006
Posts: 2390

Debtcc Points: 18752

Posted: Fri Jul 13, 2007 9:57 am Post subject: IF YOU HAVE A VALID CLAIM...CALL US!

Cach, LLC Problem? Call toll free: (800) 896-2709, Morgon and Morgon Attys. We Know About Your Problem With Cach.....And We Can Help You,....with no money out of your pocket! We are preparing a Federal Class Action! Please Call Us! (800) 896-2709, Morgon and Morgon Attys.

Bork & Chiles, PA.
Guest

Debtcc Points: 100

Posted: Fri Jul 13, 2007 10:15 am Post subject:

Can u please register and give more information on this class action suit as quite a few of us have dealings with CACH! Thanks, Ang

Ang
Debt Samaritan

Joined: 27 Jun 2006
Posts: 2390

Debtcc Points: 18752

Posted: Sun Jul 15, 2007 10:53 am Post subject:

Ang, It looks like I have had dealings with CACH myself...it didn't click though until I was reading some of your previous posts and saw that Davis Law Associates is one of their franchises. I am looking at a PIF letter I received from them dated 1/18/2005 and they also went under CACV of Colorado LLC. I feel so bad because they sent a letter to my old address when I was living with my parents during summer after school when I was a college student. So my mom thought they were going to take me court and have a judgment and she paid them $15000 and both of us didn't know to DV or any rights back then...sigh So I may have to call these people and find out about this class action lawsuit!

joshua1987tree

Joined: 01 Jun 2007
Posts: 487

Debtcc Points: 7999

Posted: Sun Jul 15, 2007 11:26 am Post subject:

These people are straight up crooks.The absolute worst thing about these people is all their offices are law firms and they know how to scare the crap out of most people. They play dirty and are sue happy.Ang was wronged very severely by these thugs. I find them worst than other collection companies because they also work the court systems to their advantage. _________________ Cajunbulldog Keeping an eye out for consumers. http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809 http://www.ftc.gov/os/statutes/fcrajump.shtm http://www.debtconsolidationcare.com/forums/about216.html Use this letter to protect your rights under the FDCPA myfairdebt.com & myfaircredit.com-Good source of case law in forums.

cajunbulldog
Moderator

Joined: 20 Dec 2006
Posts: 4875

Debtcc Points: 37803

Posted: Sun Jul 15, 2007 2:25 pm Post subject:

Holy Schmoly Zen!! Did i read that right? $15,000?? OMG! Ur right Cajun, they ARE thugs! Bullies! Jerks! All of the above and then some! GRRRRRRRR! U need to email this law firm ur story Zen! They need all the people they can get into this class action suit. If u need let me know and i'll send over their website to ya for u to email them ur complaints against CACH! I'm still in awe... $15,000??? YIKES! Ang

Ang
Debt Samaritan

Joined: 27 Jun 2006
Posts: 2390

Debtcc Points: 18752

Posted: Sun Jul 15, 2007 2:33 pm Post subject:

Yep, not a typo Ang...$15,000!!! I wish it were. Yeah, I will have to contact them and tell my story. My poor mom freaked out when this all happened. It was even more pressure because our family friend had co-signed, so my mom felt more obligated to help me get out of the mess. I don't have the original demand for payment they sent me...maybe my mom does, but I do have the PIF AND that has their name on it!

joshua1987tree

Joined: 01 Jun 2007
Posts: 487

Debtcc Points: 7999

Posted: Sun Jul 15, 2007 2:35 pm Post subject:

Oh, looking at the PIF now...it's actually $14,342 and some odd cents...a little less than $15,000 but not by much.

joshua1987tree

Joined: 01 Jun 2007
Posts: 487

Debtcc Points: 7999

Posted: Sun Jul 15, 2007 2:38 pm Post subject:

Do u remember how much the original debt was for?? CRIPES! This is ridiculous! My feelings for CACH grow more and more each day! Don't think i've EVER disliked anyone as much as i dislike these snakes! SIGHS! Here's the address for these attorney's to send them an email with ur story forthepeople.com/ Website for cach class action atty. Good Luck Zen! Ang

Ang
Debt Samaritan

Joined: 27 Jun 2006
Posts: 2390

Debtcc Points: 18752

Posted: Sun Jul 15, 2007 2:43 pm Post subject:

Well, credit report listed the high limit of my loan with BoA is listed at $10,200. And I know I tried to make some payments on it, but not enough to cover the overlimit fees and late fees when I was in a financial mess. So, I know it did go over at least $10,500 or more. But since we never DVed Davis Law on this...I have no idea now how much BoA really charged me until they sold my account. Can I still file with Morgan & Morgan if I live in WI though???

joshua1987tree

Joined: 01 Jun 2007
Posts: 487

Debtcc Points: 7999

Posted: Sun Jul 15, 2007 2:48 pm Post subject:

Not sure but DEFINATELY send them ur story!! Let them read what happened to u! I'm not sure they will cover my state either but i figure if it helps others in FL & GA and exposes CACH, I'm game!! Ang

Ang
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Posted: Sun Jul 15, 2007 2:59 pm Post subject:

Yeah, I figure at least I paid them and have my confirmation letter, so they won't bother me again...so I have nothing to lose at this point anyway. And if helps people in other states, then that will be an extra bonus.

joshua1987tree

Joined: 01 Jun 2007
Posts: 487

Debtcc Points: 7999

Posted: Sun Jul 15, 2007 3:06 pm Post subject:

Yep Zen that's how i feel too! If it helps but one person i'll feel great! I'm still wowing over here about CACH and u! YIKES, CROOKS, i tell ya, that's what they are! They probably bought ur debt for $2.50! Grrrrrrrrrrrrrr Ang

Ang
Debt Samaritan

Joined: 27 Jun 2006
Posts: 2390

Debtcc Points: 18752

Posted: Sun Jul 15, 2007 3:39 pm Post subject:

Zen, I can NOT get this outta my mind! And i'm SO angry the more i think about it! All i can imagine in my head is these JERKS ^5in after that pay off! The three things i despise in life are: cheaters, liars and theives!! And CACH are all three!! Normally in my "real" life i will NOT tolerate any of these 3 things and i will not associate myself, my family or my life to people who are ANY of the three. Much less all 3 rolled up into one! But CACH got me! SIGHS! It's times they got what's coming to them.... it's karma.... and it's looking like their time has come! I sure as hell hope so anyway! I will spread the word to every single person i know to go and tell their stories to these attys! The more the merrier for us! Ang