I pulled my credit report today to make sure that nothing unexplained was out there, and much to my surprise, Palisades is out there for the third time! I made the mistake of not keeping records of payment the first time I was contacted about an AT&T account- I had them draft my checking account just so it would be taken off of my credit report. The account was supposedly sold to Palisades just before the last payment was due, so Palisades had no record of the provious payments and reserved the right to collect for the insane amount of money again. I disputed the item, but they filed a civil case in court and I was served papers to appear in court on it. I contacted their lawyer, got a settlement offer, paid it in December 2006. If you do decide to pay them just to get them off of your credit report, please be sure to keep all corresponence, and check your credit report regularly as I am afraid it appears even after you give up and pay them. Thank you for the idea of a certified letter, I am going to do just that with the lawyer's paid in full letter and the copy of the cancelled check.

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I was suprised to see all of this information about this collection agency. just recently they had my bank account frozen in order to collect the funds I owe for a cell phone I had 5 years ago. The thing that bothers me is that they are trying to charge twice the amount I intially owed and has threatened to got the marshalls involved as well as trying to garnish wages from my pay check. are they allow to go to extreme mesures such as these? Should I seek legal advise?

Well my attorney sent a letter to these scum bags about 2 weeks ago and still no response from them.

My attorney did a lot of digging around and like I have said in the past. AT&T has no record of me via my Name, address, SSN#, account # and the wireless #

If my attorney does not hear from these &#%$&*, then we go to the next step.

Does anyone know of a class action lawsuit against them?

Same story here, just found these guys, never heard of them.

A few things,

did any one else work for AT&T? I know there was a disk that was lost with many social security numbers at AT&T. They sent me a letter and bought me triple advantage (credit monitoring) for one year. But that was only employees.

The only dirtbags I have talked to lately were these timeshare people out of Las Vegas, I called them because they had a snazzy commercial contest, for 2 days "You won" calls every few hours until I finally told them to shove it.

How did these people find us? Who are they and how do we stop them?

Oups...

My debt through them was with Sears, has anyone else delt with them that are not linked to ATT? just curious

I have to go to court about this on 11-20-07 for a bill that I disputed with att 2003 now what can I do

#PAL1GRTSEN15319898

Go to commonlawvenue com /Misc/264-BeatinguponDebtCollectorsrev4.pdf

Check this out I wish I would have found it before I went to court 30,000 thats a lot! 15,000 is intrest a rip huh.

We also got a letter from Palisades Collection. Here is the deal, my husband signed for a car loan with his son...US Bank, we paid off what we were suppose to. US Bank then said to pay the interest on the money. We refused to. The collection got turned over to Palisades, I filed a complaint with the Better Business Bureau. Yesterday we got a letter from the BBB and Palisades, they closed the account and said it good will it was over with. So I guess we won. Don't be afraid to take it to the next level if you know you are right. It saved us $1340.00.

Recently i went to my bank and requested a loan in which to purchase a new car. I was turned down by my bank for which i have a significant amount of money and checked my credit report. I found that this place palisades collection has placed something on my report. When i lived in california i had my identity stolen and several different accounts opened. A couple of telephone accounts were opened with cingular using my social security number. I thought i had all this cleared up but apparently not. I have contacted palisades and explained the issue and informed them that i have a copy of the police report that i filed which contains my full address and phone number to prove that i did not open this account. The representatives after many frustrating telephone calls said i would be sent a fraud packet in the mail and should receive it within 30 days. 30 days have come and gone a long time ago and i haven't been able to contact them ever since. I am currently serving in the military in germany and i know of the time difference. Does anyone have any ideas how i can clear this mess up. I had great credit up until this and i want to get it back on track. Any advise you could give would be greatly appreciated. thank you

Like all of you, I am a victim of Palisades Collection LLC. In 2003 I was a victim of identity theft and thought I had the situation under control. NOT. I recently applied for a small loan from my bank and was turned down. Low and behold Palisades. A Verizon bill opened in 2003 to an address that I have never lived.

I immediately notified Palisades over the phone in an attempt to get the process started to get this matter under control. Although the representative on the phone was very rude and unwilling to assist in getting the situation under control I learned a few things. (1) the account was probably opened by phone as they had no way to validate the account. Meaning anything with my signature. (2) I also learned the address for which the account was opened. I have never lived at that address. Upon learning I was a victim of identity theft I filed a police report. The police report clearly states my residence at the time the account was opened. I even told this to the lady on the phone and she seemed concerned with nothing but collecting the $302.87.

Since I knew that I had the right to request validation I being rude myself told her that I am now requesting validation of the account and would mail a letter certified receipt request the next day. I also told her to cease all attempts to collect the debt until verification has been received. She told me that I have to fill out a fraud packet that they would send me in the mail. I received the fraud packet in the mail and there are a couple things that bothers me about this. The on first page the top portion says detach and return with payment. Once I notified them that the account was being disputed don’t that mean that ALL collection activities are to be immediately ceased? All other subsequent pages of the fraud report that they sent me, at the bottom of the page it says in clear bold words DO NOT SEND AFFIDAVIT TO THE FTC OR ANY OTHER GOVERNMENT AGENCY. If this orgainzation is conducting legitimate business in a legal manner why would this statement be necessary.

My question is do I have a legitimate claim to sue these people because it is evident that they applied this information to my credit report knowing full well that there was no contract with the original company that this debt was incurred with? It also appears that this company Is trying to hide their business practices from the FTC and the government. I have had the information removed from my report but it took some long conversations with the credit bureau and some really heated conversations with Palisades. These people in view are scam artists and they need to be shut down and placed under the jail.

Sincerely

Swill692000 [/font]

I just recieved a letter from Palisades yesturday regarding a debt that I paid off last year. Last year they offered me a 50% off deal, so I paid them. Now I'm getting the same offer again! I can't remember if I paid them with a check or if I called them and paid via debit, but I'm going to call my bank and have my statements sent to me. Also, the phone number and address that I have on this letter is different from the information on this forum. This is what I have:

Palisades Collection, LLC
PO Box 24133
Newark, NJ 07101-4133
800-414-8319

This is the information directly from my collections letter, if anyone needs it.

[unclewulf]

Maybe they decide they want the other half after all?........

I dunno, Wendy. Good luck to you!

I have an account with Palisades, I wanted a settlement, the goodly lady asked me all sorts of questions not relating to what I wanted. I just wanted a settle amount the debt was $684 now it is $1018 and it is from AT&T should I contact the AT&T to make a settlement offer, how should I handle this>? In other words, the agency did not want a settlement!